Patents by Inventor Jensen James E. PASTRANA

Jensen James E. PASTRANA has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11074602
    Abstract: A method for providing transaction details for payment transactions indicative of offer redemption includes: receiving an offer listing including at least one merchant offer entry, wherein each entry includes an offer identifier and an indication of a valid merchant with which a corresponding offer for goods or services may be redeemed; receiving an offer linking notification including a consumer identifier and an indication of a selection of an offer corresponding to a specific merchant offer entry by a consumer associated with the consumer identifier; identifying a merchant identifier, wherein the merchant identifier corresponds to the valid merchant indicated in the specific merchant offer entry; storing a transaction processing rule, the rule including the identified merchant identifier and the consumer identifier; and transmitting transaction details for a payment transaction included in an authorization request, wherein the authorization request further includes at least the identified merchant identifi
    Type: Grant
    Filed: October 16, 2013
    Date of Patent: July 27, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Gerard Joseph O'Donnell, Jensen James E. Pastrana
  • Publication number: 20170293930
    Abstract: A method for determining rebate eligibility of a transaction account is described. The method includes receiving a real-time message including a reason code; identifying a specific account profile from a plurality of profiles; validating the reason code based on a plurality of predetermined valid reason codes; and validating a transaction account related to the identified specific account profile for eligibility of a rebate based on at least the included account balance and a cost value included in the real-time message.
    Type: Application
    Filed: April 6, 2016
    Publication date: October 12, 2017
    Applicant: MasterCard International Incorporated
    Inventors: Kyle Patrick CLARK, Christopher Andrew GUINEY, Jensen James E. PASTRANA
  • Publication number: 20170293931
    Abstract: A method for determining rebate eligibility of an electronic transaction is described. The method includes identifying an account profile based on a received transaction message; generating a reward cost based on reward rules; and determining eligibility for reward usage by the transaction account related to the identified specific account profile based on a correspondence between a stored reward value and the generated reward cost.
    Type: Application
    Filed: April 6, 2016
    Publication date: October 12, 2017
    Applicant: MasterCard International Incorporated
    Inventors: Kyle Patrick CLARK, Christopher Andrew GUINEY, Jensen James E. PASTRANA
  • Publication number: 20150242847
    Abstract: A method for compiling asynchronous transactions includes: receiving, by a receiving device, a first asynchronous message, wherein the first asynchronous message includes at least transaction data and a destination; receiving, during a predetermined period of time, one or more additional asynchronous messages, wherein each of the one or more additional asynchronous messages includes at least transaction data; identifying, by a processing device, a resolved set of data based on at least the transaction data included in the first asynchronous message and the transaction data included in each of the one or more additional asynchronous messages; generating, by the processing device, a compiled message, wherein the compiled message includes at least the identified resolved set of data; and transmitting, by a transmitting device, the generated compiled message to the destination.
    Type: Application
    Filed: February 24, 2014
    Publication date: August 27, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Christopher J. ERDELYI, Gerard Joseph O'DONNELL, Jensen James E. PASTRANA
  • Publication number: 20150112780
    Abstract: A method for initiating a rebate for a payment transaction funded using a reward account includes: storing account data entries, each entry including an account identifier and reward balance; receiving an authorization request for a transaction involving a merchant, the request including payment information and a transaction amount; calculating a transaction reward value based on the transaction amount and a conversion rule; identifying a reduction amount, wherein the amount is a lesser of the transaction reward value and the reward balance included in a data entry where the account identifier corresponds to the payment information; updating the reward balance included in the data entry based on the identified reduction amount; calculating a rebate amount based on the transaction reward value and reduction amount, and the conversion rule; and transmitting a rebate request for the rebate amount from an account of the merchant to an account corresponding to the payment information.
    Type: Application
    Filed: October 21, 2013
    Publication date: April 23, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Christopher Andrew GUINEY, Jensen James E. Pastrana
  • Publication number: 20150112781
    Abstract: Systems and methods for processing payment transactions involving reward accounts are disclosed. One exemplary method includes receiving an authorization request for a payment transaction involving a reward account. The authorization request includes at least a transaction amount. The method also includes determining, based on the reward preference, whether the payment transaction is eligible for a reward rebate and transmitting a request for the reward rebate when the payment transaction is eligible.
    Type: Application
    Filed: August 21, 2014
    Publication date: April 23, 2015
    Inventors: Kyle P. Clark, Christopher A. Guiney, Jensen James E. Pastrana
  • Publication number: 20150106173
    Abstract: A method for providing transaction details for payment transactions indicative of offer redemption includes: receiving an offer listing including at least one merchant offer entry, wherein each entry includes an offer identifier and an indication of a valid merchant with which a corresponding offer for goods or services may be redeemed; receiving an offer linking notification including a consumer identifier and an indication of a selection of an offer corresponding to a specific merchant offer entry by a consumer associated with the consumer identifier; identifying a merchant identifier, wherein the merchant identifier corresponds to the valid merchant indicated in the specific merchant offer entry; storing a transaction processing rule, the rule including the identified merchant identifier and the consumer identifier; and transmitting transaction details for a payment transaction included in an authorization request, wherein the authorization request further includes at least the identified merchant identifi
    Type: Application
    Filed: October 16, 2013
    Publication date: April 16, 2015
    Applicant: MasterCard International Incorporated
    Inventors: Gerard Joseph O'DONNELL, Jensen James E. PASTRANA