Abstract: Seat covers for protecting furniture such as upholstered chairs and methods of their use are disclosed in the present application. In some instances, the seat covers are designed to provide resistance to water and other liquids, while providing an attractive, binding, protective cover that is both aesthetically pleasing and comfortable. The seat covers can include a liquid-resistant, soft to the touch, fabric and straps oriented at corners with connectors for allowing the straps to connect with one another without the need to tie straps to one another or to a chair leg. The length of the straps and the shape of the fabric area can also be configured to provide additional functionalities which are advantageous relative to previous seat covers. Methods of using seat covers are also disclosed.

Abstract: Seat covers for protecting furniture such as upholstered chairs and methods of their use are disclosed in the present application. In some instances, the seat covers are designed to provide resistance to water and other liquids, while providing an attractive, binding, protective cover that is both aethetically pleasing and comfortable. The seat covers can include a liquid-resistant, soft to the touch, fabric and straps oriented at corners with connectors for allowing the straps to connect with one another without the need to tie straps to one another or to a chair leg. The length of the straps and the shape of the fabric area can also be configured to provide additional functionalities which are advantageous relative to previous seat covers.

Abstract: In one embodiment, the present invention comprises a method of managing more than one loan agreement pertaining to a single loaned sum repayable in one or more scheduled installment amounts comprising providing a first loan agreement and a second loan agreement and administering the two. The first loan agreement exists between a primary borrower and the loan originator and comprises a first set of terms by which the primary borrower makes first tier payments in repayment of the loaned sum. The second loan agreement exists between the primary borrower and a secondary borrower and comprises a second set of terms by which the secondary borrower makes second tier payments to the loan originator in repayment of the loaned sum obtained by the primary borrower and loaned by the primary borrower to the secondary borrower.

Abstract: Systems and methods are provided to transfer account information from one application to another application. An example involves using a data extraction routine to access a customer electronic payment account at a first entity, obtain data associated therewith, and transfer the information to a new electronic payment account a second entity. The customer may provide the second entity with access information to enable the first entity to access the customer's account with the first entity.