Abstract: Methods of providing identity theft protection is disclosed. The method includes providing a contract of insurance is made in which the rights and duties of an insurer and an insured relating to the legal services are set out; and coupling the contract to a sale of goods, services, or real property. Some methods include selling goods, services, or real property wherein a first party provides the goods, services, or real property; and a second party provides a contract of insurance for legal representation, wherein the rights and duties of an insurer and an insured relating to the legal services are set out in the contract, and wherein the legal services include services related to resolving the unauthorized use by a third party of the insured's financial or personal information, wherein the third party attempts to use or uses the information to commit fraud or impersonate the insured.