Patents by Inventor Jerry Shaw-Yau Chang

Jerry Shaw-Yau Chang has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20150193746
    Abstract: A method implemented in an electronic communication system associated with a settlement house for settling an electronic transaction between a customer and a merchant. The communication system receives through a first electronic communication path a first account identifier of a first account associated with the customer and a transaction amount from the merchant, contacts the customer through a second electronic communication path to allow the customer to select a payment method, and sends through a third electronic communication path the transaction amount and a second account identifier of a second account associated with the customer to a financial services provider associated with the payment method.
    Type: Application
    Filed: January 6, 2014
    Publication date: July 9, 2015
    Applicant: ADVENT IP LLC
    Inventors: Jerry Shaw-Yau Chang, Matthew Chiang, David Holmes-Kinsella
  • Patent number: 8626652
    Abstract: A method implemented in an electronic communication system associated with a settlement house for settling an electronic transaction between a customer and a merchant. The communication system receives through a first electronic communication path a first account identifier of a first account associated with the customer and a transaction amount from the merchant, contacts the customer through a second electronic communication path to allow the customer to select a payment method, and sends through a third electronic communication path the transaction amount and a second account identifier of a second account associated with the customer to a financial services provider associated with the payment method.
    Type: Grant
    Filed: April 4, 2011
    Date of Patent: January 7, 2014
    Assignee: Advent IP LLC
    Inventors: Jerry Shaw-Yau Chang, Matthew Chiang, David Holmes-Kinsella
  • Publication number: 20110178923
    Abstract: A method implemented in an electronic communication system associated with a settlement house for settling an electronic transaction between a customer and a merchant. The communication system receives through a first electronic communication path a first account identifier of a first account associated with the customer and a transaction amount from the merchant, contacts the customer through a second electronic communication path to allow the customer to select a payment method, and sends through a third electronic communication path the transaction amount and a second account identifier of a second account associated with the customer to a financial services provider associated with the payment method.
    Type: Application
    Filed: April 4, 2011
    Publication date: July 21, 2011
    Inventors: Jerry Shaw-Yau Chang, Matthew Chiang, David Holmes-Kinsella
  • Patent number: 7941368
    Abstract: A method for electronic transaction settlement includes a customer providing an account identifier and contact information to a merchant, the merchant contacting a settlement house and transmitting the account identifier and a transaction amount, the settlement house contacting the customer, preferably via a mobile communication device. The customer then chooses a payment method such as a credit card and the settlement house contacts a credit provider for authorization. If the settlement house receives an authorization, the settlement house transmits it to the client, who approves the amount. The settlement house then completes the transaction with the credit provider and the merchant's bank.
    Type: Grant
    Filed: May 8, 2001
    Date of Patent: May 10, 2011
    Assignee: Advent IP LLC
    Inventors: Jerry Shaw-Yau Chang, Matthew Chiang, David Holmes-Kinsella
  • Patent number: 7941373
    Abstract: An electronic communication system associated with a settlement house for settling an electronic transaction between a customer and a merchant. The communication system is configured to receive through a first electronic communication path a first account identifier of a first account associated with the customer and a transaction amount from the merchant, contact the customer through a second electronic communication path to allow the customer to select a payment method, and send through a third electronic communication path the transaction amount and a second account identifier of a second account associated with the customer to a financial services provider associated with the payment method.
    Type: Grant
    Filed: January 4, 2011
    Date of Patent: May 10, 2011
    Assignee: Advent IP LLC
    Inventors: Jerry Shaw-Yau Chang, Matthew Chiang, David Holmes-Kinsella
  • Publication number: 20110106706
    Abstract: An electronic communication system associated with a settlement house for settling an electronic transaction between a customer and a merchant. The communication system is configured to receive through a first electronic communication path a first account identifier of a first account associated with the customer and a transaction amount from the merchant, contact the customer through a second electronic communication path to allow the customer to select a payment method, and send through a third electronic communication path the transaction amount and a second account identifier of a second account associated with the customer to a financial services provider associated with the payment method.
    Type: Application
    Filed: January 4, 2011
    Publication date: May 5, 2011
    Inventors: Jerry Shaw-Yau Chang, Matthew Chiang, David Holmes-Kinsella
  • Publication number: 20020169713
    Abstract: A method for electronic transaction settlement includes a customer providing an account identifier and contact information to a merchant, the merchant contacting a settlement house and transmitting the account identifier and a transaction amount, the settlement house contacting the customer, preferably via a mobile communication device. The customer then chooses a payment method such as a credit card and the settlement house contacts a credit provider for authorization. If the settlement house receives an authorization, the settlement house transmits it to the client, who approves the amount. The settlement house then completes the transaction with the credit provider and the merchant's bank.
    Type: Application
    Filed: May 8, 2001
    Publication date: November 14, 2002
    Inventors: Jerry Shaw-Yau Chang, Matthew Chiang, David Holmes-Kinsella