Abstract: A method for a supervisor to monitor the proximity of multiple charges—typically children, with the steps of: the use of portable radio frequency transmitters, the use of a common portable radio frequency receiver, the use of audible alarm(s), and/or light(s) or light-emitting-diode(s), and/or vibrating mechanism(s), the use of a method of identification for each transmitter's radio frequency signal, the use of a method of notification in the event of a loss of reception of any transmitter's radio frequency signal, the use of cases or enclosures for containing and carrying or wearing the transmitter(s) and receiver(s), i.e. wrist bands, clip-on cases, cases with carrying straps, and the use of portable power sources, such as batteries and/or solar cells for energizing the transmitter(s), receiver(s), and alerting device(s).

Abstract: A method for providing an income for, or a financial benefit to an individual who loses any or all income, or loses the potential for any or all income, resulting from the necessary and/or voluntary care of another individual who is ill, injured, disabled, diseased, or otherwise incapacitated; with an insurance policy or other financial instrument, a set of criteria by which an individual may qualify for the insurance policy or financial instrument, a set of criteria used to determine the amount of the fee or premium, a set of criteria used to determine if and when the insured will be eligible for the financial benefit, a fee or premium to be paid by, or for the benefit of, the beneficiary of the insurance policy or financial instrument, and a financial benefit to be paid to the beneficiary of the insurance policy or financial instrument.