Patents by Inventor Jianning Bo

Jianning Bo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Payment system and method of IC card and a multi-application IC card as well as a payment terminal
    Patent number: 8608064
    Abstract: A payment system and method of IC card and a multi-application IC card as well as payment terminal are proposed in the present invention. The terminal and the IC card perform off-line data authentication using an asymmetric key algorithm during an off-line transaction, and if the transaction is not approved in manner of off-line, the terminal and the IC card performs an on-line transaction via a host. Therefore, the payment system and method of IC card and the multi-application IC card as well as payment terminal disclosed in the present invention can be used both in machinery without on-line transaction environment and in standard merchant machinery with on-line transaction environment.
    Type: Grant
    Filed: August 24, 2010
    Date of Patent: December 17, 2013
    Assignee: China Unionpay Co., Ltd.
    Inventors: Jinyao Xu, Chunhuan Li, Chunye Hui, Jianning Bo, Hongwen Meng, Yanmei Zhou, Denfeng Han
  • PAYMENT SYSTEM AND METHOD OF IC CARD AND A MULTI-APPLICATION IC CARD AS WELL AS A PAYMENT TERMINAL
    Publication number: 20130001304
    Abstract: A payment system and method of IC card and a multi-application IC card as well as payment terminal are proposed in the present invention. The terminal and the IC card perform off-line data authentication using an asymmetric key algorithm during an off-line transaction, and if the transaction is not approved in manner of off-line, the terminal and the IC card performs an on-line transaction via a host. Therefore, the payment system and method of IC card and the multi-application IC card as well as payment terminal disclosed in the present invention can be used both in machinery without on-line transaction environment and in standard merchant machinery with on-line transaction environment.
    Type: Application
    Filed: August 24, 2010
    Publication date: January 3, 2013
    Inventors: Jinyao Xu, Chunhuan Li, Chunye Hui, Jianning Bo, Hongwen Meng, Yanmei Zhou, Dengfeng Han