Abstract: Systems and methods are disclosed for providing an additional subject benefit. The disclosed systems and methods may include receiving a first application associated with a first applicant for a first policy and a second application associated with a second applicant for a second policy. Furthermore, the disclosed systems and methods may include approving the first applicant for the first policy, declining the second applicant for the second policy, and transmitting an offer to add the second applicant to the first policy as an additional subject. Furthermore, the disclosed systems and methods may include receiving an acceptance of the offer and adding the second applicant to the first policy as the additional subject.