Patents by Inventor Jill Bagalso McNulty

Jill Bagalso McNulty has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240078627
    Abstract: A method includes acquiring information regarding a user; generating one or more indicators of a data breach for an entity that stores one of transactional behavior data regarding the user or an indication of a transaction with the user in a past predefined time period; generating a first notification; providing the first notification to the user during a log-in process; receiving an indication from the user to exercise an option to scan transaction information of the user for suspected fraudulent activity at the entity; scanning the transaction information; determining a suspected fraudulent transaction; generating a second notification specific to the user and the suspected fraudulent transaction; deactivating a payment card associated with the suspected fraudulent transaction; and providing a supplemental notification to the user regarding the suspected fraudulent transaction.
    Type: Application
    Filed: November 7, 2023
    Publication date: March 7, 2024
    Inventors: Daina DeBeaune, Chirstiane Evans, Bryan Kroll, Jill Bagalso McNulty, Gary Schilling, Paul Vittimberga
  • Patent number: 11854107
    Abstract: A computer-implemented method includes acquiring information regarding the user and generating one or more indicators of a data breach for an entity that stores one of data regarding the user or an indication of a transaction with the user in a past predefined time period. The computer-implemented method further includes determining that the one or more indicators meet a threshold level for notifying the user of the data breach; in response to determining that the one or more indicators meet the threshold, generating a notification specific to the user regarding the data breach; and providing the notification to the user during a log-in process associated with the provider computing system.
    Type: Grant
    Filed: November 28, 2022
    Date of Patent: December 26, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Daina DeBeaune, Chirstiane Evans, Bryan Kroll, Jill Bagalso McNulty, Gary Schilling, Paul Vittimberga
  • Patent number: 11514540
    Abstract: A computer-implemented method includes receiving an indicator of enrollment of a user in a breach notification service; acquiring information regarding the user; and generating one or more indicators of a data breach for an entity that stores one of data regarding the user or an indication of a transaction with the user in a past predefined time period. The computer-implemented method further includes determining that the one or more indicators meet a threshold level for notifying the user of the data breach; in response to determining that the one or more indicators meet the threshold, generating a notification specific to the user regarding the data breach; and providing the notification to the user during a log-in process for a product or service associated with the provider computing system.
    Type: Grant
    Filed: November 5, 2018
    Date of Patent: November 29, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Daina DeBeaune, Chirstiane Evans, Bryan Kroll, Jill Bagalso McNulty, Gary Schilling, Paul Vittimberga
  • Publication number: 20200143500
    Abstract: A computer-implemented method includes receiving an indicator of enrollment of a user in a breach notification service; acquiring information regarding the user; and generating one or more indicators of a data breach for an entity that stores one of data regarding the user or an indication of a transaction with the user in a past predefined time period. The computer-implemented method further includes determining that the one or more indicators meet a threshold level for notifying the user of the data breach; in response to determining that the one or more indicators meet the threshold, generating a notification specific to the user regarding the data breach; and providing the notification to the user during a log-in process for a product or service associated with the provider computing system.
    Type: Application
    Filed: November 5, 2018
    Publication date: May 7, 2020
    Inventors: Daina DeBeaune, Chirstiane Evans, Bryan Kroll, Jill Bagalso McNulty, Gary Schilling, Paul Vittimberga