Abstract: A payment verification method and apparatus are disclosed. The method includes: if a payment terminal detects that there is valid verification information in a secure storage of the payment terminal, changing, by the payment terminal, a cardholder verification method (CVM) supported by a currently used payment card to “no CVM required”, where the payment card is a preset card or a card selected by a user, and the secure storage of the payment terminal is a trusted storage area in a trusted execution environment (TEE) or a secure storage area in a rich execution environment (REE); and notifying, by the payment terminal, the settlement terminal that the CVM supported by the payment card is “no CVM required”, so that the settlement terminal performs verification on the user and completes a transaction according to “no CVM required”.

Abstract: A route configuration method and apparatus for a contactless application, where the method includes receiving, by a near field communication (NFC) controller (NFCC), a data frame from a peer device using a first NFC communications technology, and sending, by the NFCC, the data frame to a determined target NFC execution caviroument (NFCEE) in a target route entry. A plurality of communication channels exist between the NFCEE and the NFCC, and therefore a route entry includes indication information indicating that a first communication channel corresponding to the first NFC communications technology is in an active state such that when determining the target route entry, the NFCC can determine, based on the indication information in the route entry, that the route entry in which the first communication channel corresponding to the first NFC communications technology is in the active state is the target route entry.

Abstract: A data processing method includes determining whether a first conflicting application related to a first conflicting peripheral is in a whitelist, independently taking over the first conflicting peripheral in response to the first conflicting application being in the whitelist, where the first conflicting application runs in a rich execution environment (REE), and sending data generated by the first conflicting peripheral to the first conflicting application in response to a trusted user interface (TUI) being displayed.

Abstract: Embodiments of the present invention provide a routing method, a near field communication controller, a device host, and a terminal, where the method is used in a first terminal, the first terminal includes a device host DH, a near field communication controller NFCC, and at least one near field communication execution environment NFCEE, and the method includes: receiving, by the NFCC, a data frame sent by a second terminal; determining, by the NFCC, whether a default-NFCEE-based routing manner is used to search for a matched routing entry for the data frame; if yes, determining, by the NFCC, a target NFCEE according to the default-NFCEE-based routing manner, so that the NFCC routes the data frame to the target NFCEE.

Abstract: A payment processing method and apparatus, where the payment processing method includes obtaining by a payee terminal, transaction information of a payment card application, determining, by the payee terminal based on the transaction information, that a running environment of the payment card application is a mobile terminal device; and sending, by the payee terminal, payment voucher information of the payment card application to the mobile terminal device using a first communications technology, where the first communications technology includes a short range communications technology. Hence, a user can conveniently manage and view payment voucher information.

Abstract: A method for selecting an information pushed-to terminal, including determining, by a first terminal, a service type of received service information according to a preset terminal service type table, acquiring, by the first terminal from a terminal status table configured in the first terminal, characteristic information of second terminals connected to the first terminal, and determining working statuses of the second terminals according to the characteristic information, selecting, by the first terminal from the second terminals according to a preset information push rule, the service type of the service information and the working statuses of the second terminals, a target terminal of information push, and sending a prompt message of having received the service information to the target terminal.

Abstract: Embodiments of the present invention provide a routing method, a near field communication controller, a device host, and a terminal, where the method is used in a first terminal, the first terminal includes a device host DH, a near field communication controller NFCC, and at least one near field communication execution environment NFCEE. The method includes receiving, by the NFCC, a data frame sent by a second terminal and determining, by the NFCC, whether a default-NFCEE-based routing manner is used to search for a matched routing entry for the data frame. The method also includes if yes, determining, by the NFCC, a target NFCEE according to the default-NFCEE-based routing manner, so that the NFCC routes the data frame to the target NFCEE.

Abstract: This application relates to electronic hardware, and in particular, to a handheld terminal that performs a transaction based on NFC. A first terminal and a second terminal each support multiple transaction manners, negotiate a to-be-used transaction manner by using an NFC connection, and automatically invoke a payment client to initiate a transaction request to a transaction server. The first terminal and the second terminal further sort and screen the multiple transaction manners before negotiation.

Abstract: A transaction method includes: receiving, by a secure function module of a transaction terminal, a first transaction message sent by a transaction application module, where the first transaction message includes a first identifier and/or a secure transaction data requirement parameter; obtaining, by the secure function module, secure transaction data according to the first transaction message, or the first transaction message and a second identifier, where the second identifier is used to uniquely identify the secure function module; sending, by the secure function module, the secure transaction data to the transaction application module; and sending, by the transaction application module, a second transaction message to an acquiring terminal, where the second transaction message includes the secure transaction data, the first identifier, and a third identifier, and the third identifier is used to identify the transaction terminal.

Abstract: A method for controlling interference in an audio service and a terminal, where the method includes sending, by a first terminal, a first message using a short-range wireless communications technology when executing an audio service, determining, by a second terminal according to the first message, whether the second terminal supports interference control, and adjusting, by the second terminal, a setting of the second terminal according to the interference control parameter when the second terminal supports the interference control, and the second terminal falls within a controlled range. It can be learned that in a process in which the first terminal performs interference control on the second terminal, the first terminal may send the first message to the second terminal without a need of a noise reduction device such that the second terminal adjusts the setting of the second terminal.

Abstract: A method for selecting an information pushed-to terminal, including determining, by a first terminal, a service type of received service information according to a preset terminal service type table, acquiring, by the first terminal from a terminal status table configured in the first terminal, characteristic information of second terminals connected to the first terminal, and determining working statuses of the second terminals according to the characteristic information, selecting, by the first terminal from the second terminals according to a preset information push rule, the service type of the service information and the working statuses of the second terminals, a target terminal of information push, and sending a prompt message of having received the service information to the target terminal.

Abstract: A method for routing a data frame, applied to a first terminal, where the first terminal includes a device host (DH) and a near field communication controller (NFCC). A first routing mechanism in the first terminal is in an enabled state. The method includes receiving, by the NFCC, a data frame from a second terminal, processing, by the NFCC, the data frame according to a first preset rule when a currently activated radio frequency (RF) protocol is a first RF protocol, and routing, by the NFCC, the data frame according to the first routing mechanism when the currently activated RF protocol is a second RF protocol, where the first RF protocol includes a Near Field Communication Data Exchange Protocol (NFC-DEP), and the second RF protocol includes a non NFC-DEP.

Abstract: A transaction application selection method includes establishing, by a first terminal, a Near Field Communication (NFC) connection to a transaction peer end; receiving, by the first terminal by using the NFC connection, a first message sent by the transaction peer end, where the first message includes at least one information record of the transaction, peer end, and the information record includes account data and an account type; and determining, by the first terminal based on the account type included in the at least one information record, a first information record from the at least one information record, and determining to use a first payment application to perform transaction processing based on account data in the first information record, where the first payment application is a payment application on the first terminal.

Abstract: A method includes: when a first terminal determines to start to execute a voice service, sending a first message to a third terminal, where the first message is used to trigger the third terminal to determine that a location relationship between a second terminal and the first terminal meets a preset condition, and when the second terminal is playing audio by using a loudspeaker, sending a second message to the second terminal, where the second message is used to control the second terminal to adjust a playing mode; and when the first terminal determines to stop executing the voice service, sending a third message to the third terminal, where the third message is used to trigger the third terminal to send a fourth message to the second terminal, and the fourth message is used to control the second terminal to restore the playing mode before the adjustment.

Abstract: A method for controlling interference in an audio service and a terminal, where the method includes sending, by a first terminal, a first message using a short-range wireless communications technology when executing an audio service, determining, by a second terminal according to the first message, whether the second terminal supports interference control, and adjusting, by the second terminal, a setting of the second terminal according to the interference control parameter when the second terminal supports the interference control, and the second terminal falls within a controlled range. It can be learned that in a process in which the first terminal performs interference control on the second terminal, the first terminal may send the first message to the second terminal without a need of a noise reduction device such that the second terminal adjusts the setting of the second terminal.

Abstract: A route setting method and a terminal device are provided, which relate to the communications field and can avoid use of a host card emulator. The method includes checking whether a newly connected secure element (SE) is an exclusive SE; if the newly connected SE is an exclusive SE, checking whether setting a default routing entry is supported; and if it is detected that setting a default routing entry is not supported, constructing a routing table that includes only a routing entry corresponding to the exclusive SE, and if setting a default routing entry is supported, setting the newly connected SE as a default routing target SE, where the constructed routing table may include or not include the routing entry corresponding to the exclusive SE.

Abstract: Embodiments of the present invention provide a routing method, a routing apparatus, an NFCC, and a DH. The NFCC obtains route types supported by a received data frame; sequentially matches, according to a sequence of the route types supported by the data frame, for each route type, a first routing table and a second routing table of the route type, until a matching routing entry of the data frame is obtained; and selects a route according to the matching routing entry of the data frame. The first routing table includes L routing entries whose priorities need to be boosted, that is, the routing entries whose priorities need to be boosted are all put in a new routing table, and when matching for each route type, the first routing table is matched preferably. Therefore, priority adjustment efficiency is improved, and routing efficiency is improved.

Abstract: Embodiments described in the present disclosure disclose a radio frequency discovery method that relates to a first device and a second device. At least two applications are installed on the first device. After a user selects a first application from the at least two applications, a near field communication controller in the first device obtains an RF technology supported by the first application; determines at least one to-be-used RF technology in information indicating the RF technology supported by the first application; then receives a detection command sent by the second device for a first RF technology; and when the to-be-used RF technology includes the first RF technology, sends a response message for the detection command to the second device; or when the to-be-used RF technology does not include the first RF technology, determines not to send a response message for the detection command.

Abstract: The present invention provides a service processing method and a terminal, and relates to the communications field, so as to display an intention (intention), so that a user can freely select a to-be-executed intention. A first communications terminal determines L intentions, where both the first communications terminal and a second communications terminal support an application, the application supports the L intentions, and L is an integer greater than or equal to 1; the first communications terminal displays at least one of the L intentions; the first communications terminal determines a to-be-executed intention according to a trigger operation of a user; and the first communications terminal transmits data corresponding to the to-be-executed intention to the second communications terminal.

Abstract: The present invention relates to the communications field, provides a region prompt method and a terminal, so as to display an NFC antenna region of the terminal, thereby reducing a difficulty of NFC matching between terminals, and also reducing a difficulty of performing NFC between the terminals. The method includes: obtaining region information of an NFC antenna when it is determined that a terminal needs to perform near field communication NFC; and displaying an NFC antenna region corresponding to the region information on a screen of the terminal.