Patents by Inventor Jinna Kim

Jinna Kim has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20240095628
    Abstract: Aspects of the disclosure relate to energy optimization. A computing platform may receive an event processing request. The computing platform may identify parameters of the event processing request. The computing platform may input the parameters into a global energy optimization model, to identify an edge computing system at which to process the event processing request. The computing platform may route the event processing request to the edge computing system along with commands to process the event processing request using an energy mix identified by a local energy optimization model, corresponding to the edge computing system, which may cause the edge computing system to: input the parameters of the event processing request into the local energy optimization model to identify the energy mix, and process, using the energy mix, the event processing request.
    Type: Application
    Filed: September 20, 2022
    Publication date: March 21, 2024
    Inventors: Maharaj Mukherjee, George Albero, Jinna Kim
  • Publication number: 20240037648
    Abstract: Aspects of the disclosure relate to identity management and recommendation. A computing platform may receive a request to access information associated with one or more user accounts. The computing platform may send a biometric authentication prompt for identifying a user. The computing platform may receive biometric input of the user. The computing platform may retrieve one or more biometric enrollment templates from a database. The computing platform may compare the biometric input to the one or more biometric enrollment templates to determine if a match exists between the biometric input and one of the one or more biometric enrollment templates. Responsive to the user being authenticated based upon a match, the computing platform may retrieve and send information associated with the one or more user accounts. The computing platform may generate and send one or more recommendations associated with usage of the one or more user accounts.
    Type: Application
    Filed: October 16, 2023
    Publication date: February 1, 2024
    Applicant: Bank of America Corporation
    Inventors: Monika Kapur, Jo-Ann Taylor, Jinna Kim, Katherine Dintenfass, Karen Lea MacQueen, Jennifer T. Renckert
  • Publication number: 20240037250
    Abstract: Aspects of the disclosure relate to using machine-learning models to determine graduated levels of access to secured data for remote devices. In some embodiments, a computing platform may establish a connection with a mobile device. Subsequently, based on establishing the connection, the platform may identify initial device information, device features, and user information. The platform may input the identified information into an authentication model to compute a baseline authentication score and then may identify an initial level of access to secured resources for the mobile device. Thereafter, the platform may receive from the mobile device, AR/VR device information captured by the mobile device. The platform may input the AR/VR device information into the authentication model to compute an augmented authentication score. Based on the augmented score, the platform may identify an augmented level of access to secured resources for the mobile device.
    Type: Application
    Filed: October 5, 2023
    Publication date: February 1, 2024
    Inventors: George Anthony Albero, Maharaj Mukherjee, Deborah Mayers, Jinna Kim
  • Publication number: 20230368286
    Abstract: Aspects of the disclosure relate to using machine learning to modify account privacy settings. A computing platform may identify initial account settings for an individual of a plurality of individuals. Using a settings optimization model, the computing platform may identify account data and third party data for the individual. Using the settings optimization model, the computing platform may identify discrepancies between the initial account settings for the first individual and account settings for a subset of the plurality of individuals having common characteristics with the individual. Based on the discrepancies, the computing platform may identify settings modifications for the individual, and may determine that a modification of the settings modifications applies to a detected interaction of the individual. The computing platform may direct an enterprise data source to perform the modification, which may cause the enterprise data source to modify the initial account settings based on the modification.
    Type: Application
    Filed: July 27, 2023
    Publication date: November 16, 2023
    Inventors: Crystal M. Sundaramoorthy, Elena Kvochko, Albena N. Fairchild, Jinna Kim
  • Patent number: 11816231
    Abstract: Aspects of the disclosure relate to using machine-learning models to determine graduated levels of access to secured data for remote devices. In some embodiments, a computing platform may establish a connection with a mobile device. Subsequently, based on establishing the connection, the platform may identify initial device information, device features, and user information. The platform may input the identified information into an authentication model to compute a baseline authentication score and then may identify an initial level of access to secured resources for the mobile device. Thereafter, the platform may receive from the mobile device, AR/VR device information captured by the mobile device. The platform may input the AR/VR device information into the authentication model to compute an augmented authentication score. Based on the augmented score, the platform may identify an augmented level of access to secured resources for the mobile device.
    Type: Grant
    Filed: November 22, 2021
    Date of Patent: November 14, 2023
    Assignee: Bank of America Corporation
    Inventors: George Albero, Maharaj Mukherjee, Deborah Mayers, Jinna Kim
  • Patent number: 11803898
    Abstract: Aspects of the disclosure relate to identity management and recommendation. A computing platform may receive a request to access information associated with one or more user accounts. The computing platform may send a biometric authentication prompt for identifying a user. The computing platform may receive biometric input of the user. The computing platform may retrieve one or more biometric enrollment templates from a database. The computing platform may compare the biometric input to the one or more biometric enrollment templates to determine if a match exists between the biometric input and one of the one or more biometric enrollment templates. Responsive to the user being authenticated based upon a match, the computing platform may retrieve and send information associated with the one or more user accounts. The computing platform may generate and send one or more recommendations associated with usage of the one or more user accounts.
    Type: Grant
    Filed: August 25, 2021
    Date of Patent: October 31, 2023
    Assignee: Bank of America Corporation
    Inventors: Monika Kapur, Jo-Ann Taylor, Jinna Kim, Katherine Dintenfass, Karen Lea MacQueen, Jennifer T. Renckert
  • Patent number: 11756112
    Abstract: Aspects of the disclosure relate to using machine learning to modify account privacy settings. A computing platform may identify initial account settings for an individual of a plurality of individuals. Using a settings optimization model, the computing platform may identify account data and third party data for the individual. Using the settings optimization model, the computing platform may identify discrepancies between the initial account settings for the first individual and account settings for a subset of the plurality of individuals having common characteristics with the individual. Based on the discrepancies, the computing platform may identify settings modifications for the individual, and may determine that a modification of the settings modifications applies to a detected interaction of the individual. The computing platform may direct an enterprise data source to perform the modification, which may cause the enterprise data source to modify the initial account settings based on the modification.
    Type: Grant
    Filed: June 10, 2020
    Date of Patent: September 12, 2023
    Assignee: Bank of America Corporation
    Inventors: Crystal M. Sundaramoorthy, Elena Kvochko, Albena N. Fairchild, Jinna Kim
  • Patent number: 11706311
    Abstract: Aspects of the disclosure relate to cognitive automation-based engine processing to propagate data across multiple systems via a private network to overcome technical system, resource consumption, and architecture limitations. Data to be propagated can be manually input or extracted from a digital file. The data can be parsed by analyzing for correct syntax, normalized into first through sixth normal forms, segmented into packets for efficient data transmission, validated to ensure that the data satisfies defined formats and input criteria, and distributed into a plurality of data stores coupled to the private network, thereby propagating data without repetitive manual entry. The data may also be enriched by, for example, correcting for any errors or linking with other potentially related data. Based on data enrichment, recommendations of additional target(s) for propagation of data can be identified. Reports may also be generated. The cognitive automation may be performed in real-time to expedite processing.
    Type: Grant
    Filed: October 27, 2022
    Date of Patent: July 18, 2023
    Assignee: Bank of America Corporation
    Inventors: Michael Ogrinz, Christine D. Black, Jayachandra Varma, Jinna Kim
  • Publication number: 20230171599
    Abstract: Aspects of the disclosure relate to computing hardware and software for uniform security access. A computing platform may receive, from a 5G device, a request to access a collaborative experience service. The computing platform may identify whether the 5G device is authenticated. Based on identifying that the 5G device is authenticated, the computing platform may grant the 5G device access to an API that may be used to access the collaborative experience service. The computing platform may identify that attributes of the 5G device comply with a stored security policy, and grant access to the collaborative experience service in response. The computing platform may receive user interaction information from the 5G device, and may input the user interaction information into an anomaly detection model. Based on identifying that the interactions do not comprise an anomaly for the user, the computing platform may maintain the access to the collaborative experience service.
    Type: Application
    Filed: November 29, 2021
    Publication date: June 1, 2023
    Inventors: George Albero, Maharaj Mukherjee, Deborah Mayers, Jinna Kim
  • Publication number: 20230156023
    Abstract: Aspects of the disclosure relate to computing hardware and software for enhancing collaborative experience security. A computing platform may receive, from a user device, a request to join an enhanced reality collaborative experience involving use of an avatar in an AR or VR environment. The computing platform may verify an authorization channel for the user device, and may grant the user device access to the enhanced reality collaborative experience. The computing platform may receive biometric information corresponding to the user. Using data collected by the user device and the biometric information, the computing platform may perform anomaly detection to detect anomalies in the avatar's participation in the enhanced reality collaborative experience. In response to detecting the anomalies, the computing platform may perform one or more security actions for the enhanced reality collaborative experience.
    Type: Application
    Filed: November 15, 2021
    Publication date: May 18, 2023
    Inventors: George Albero, Maharaj Mukherjee, Deborah Mayers, Jinna Kim
  • Publication number: 20230065289
    Abstract: Aspects of the disclosure relate to identity management and recommendation. A computing platform may receive a request to access information associated with one or more user accounts. The computing platform may send a biometric authentication prompt for identifying a user. The computing platform may receive biometric input of the user. The computing platform may retrieve one or more biometric enrollment templates from a database. The computing platform may compare the biometric input to the one or more biometric enrollment templates to determine if a match exists between the biometric input and one of the one or more biometric enrollment templates. Responsive to the user being authenticated based upon a match, the computing platform may retrieve and send information associated with the one or more user accounts. The computing platform may generate and send one or more recommendations associated with usage of the one or more user accounts.
    Type: Application
    Filed: August 25, 2021
    Publication date: March 2, 2023
    Inventors: Monika Kapur, Jo-Ann Taylor, Jinna Kim, Katherine Dintenfass, Karen Lea MacQueen, Jennifer T. Renckert
  • Publication number: 20230049779
    Abstract: Aspects of the disclosure relate to cognitive automation-based engine processing to propagate data across multiple systems via a private network to overcome technical system, resource consumption, and architecture limitations. Data to be propagated can be manually input or extracted from a digital file. The data can be parsed by analyzing for correct syntax, normalized into first through sixth normal forms, segmented into packets for efficient data transmission, validated to ensure that the data satisfies defined formats and input criteria, and distributed into a plurality of data stores coupled to the private network, thereby propagating data without repetitive manual entry. The data may also be enriched by, for example, correcting for any errors or linking with other potentially related data. Based on data enrichment, recommendations of additional target(s) for propagation of data can be identified. Reports may also be generated. The cognitive automation may be performed in real-time to expedite processing.
    Type: Application
    Filed: October 27, 2022
    Publication date: February 16, 2023
    Inventors: Michael Ogrinz, Christine D. Black, Jayachandra Varma, Jinna Kim
  • Publication number: 20230038555
    Abstract: Aspects of the disclosure relate to value exchange and recommendation. A computing platform may send a selection request to a computing device for selecting one or more options for a payment transaction. The one or more options may include a value contribution in exchange for credit. The computing platform may receive, by a user of the computing device, a selection of the value contribution option. The computing platform may initiate performance of the value contribution. The computing platform may receive a notification indicating completion of the value contribution. The computing platform may identify a monetary value of the value contribution. The computing platform may cause a monetary payment to be issued to an account associated with the user of the computing device based on the identified monetary value. The computing platform may generate and send one or more recommendations associated with the payment transaction.
    Type: Application
    Filed: August 6, 2021
    Publication date: February 9, 2023
    Inventors: Monika Kapur, Jo-Ann Taylor, Jinna Kim, Katherine Dintenfass, Karen MacQueen
  • Patent number: 11556873
    Abstract: Aspects of the disclosure relate to a cognitive automation based compliance management system. A computing platform may receive, via a network, an alert notification indicative of a change to a legal framework applicable to an enterprise organization. Subsequently, the computing platform may, in response to the alert notification, detect a task that may be impacted by the change. Then, the computing platform may, upon detecting the task, identify at least one task parameter associated with the task. Then, the computing platform may compare the at least one task parameter with the change to determine whether the task is impacted by the change. Subsequently, the computing platform may, upon a determination that the task is impacted by the change, recommend, via the network, one or more actions associated with the task.
    Type: Grant
    Filed: April 1, 2020
    Date of Patent: January 17, 2023
    Assignee: Bank of America Corporation
    Inventors: Jinna Kim, Richard S. Scot, Elena Kvochko, Monika Kapur, Michael Ogrinz, George Albero
  • Patent number: 11528341
    Abstract: Aspects of the disclosure relate to cognitive automation-based engine processing to propagate data across multiple systems via a private network to overcome technical system, resource consumption, and architecture limitations. Data to be propagated can be manually input or extracted from a digital file. The data can be parsed by analyzing for correct syntax, normalized into first through sixth normal forms, segmented into packets for efficient data transmission, validated to ensure that the data satisfies defined formats and input criteria, and distributed into a plurality of data stores coupled to the private network, thereby propagating data without repetitive manual entry. The data may also be enriched by, for example, correcting for any errors or linking with other potentially related data. Based on data enrichment, recommendations of additional target(s) for propagation of data can be identified. Reports may also be generated. The cognitive automation may be performed in real-time to expedite processing.
    Type: Grant
    Filed: November 23, 2021
    Date of Patent: December 13, 2022
    Assignee: Bank of America Corporation
    Inventors: Michael Ogrinz, Christine D. Black, Jayachandra Varma, Jinna Kim
  • Patent number: 11423339
    Abstract: Systems for using cognitive automation techniques to generate resource recommendations are provided. In some examples, current resource data may be received. The current resource data may include current staffing data, skills associated with current staff, and the like. In some examples, environmental condition data may also be received. The environmental condition data may include current weather information, predicted weather information, power outage information, and the like. The resource data and environmental data may be analyzed using cognitive automation techniques to identify and/or generate one or more resource recommendations. The resource recommendations may include adjustments to staffing, modification of locations at which processes are performed, and the like. The identified or generated recommendations may be transmitted to one or more computing devices.
    Type: Grant
    Filed: March 24, 2020
    Date of Patent: August 23, 2022
    Assignee: Bank of America Corporation
    Inventors: Stephen T. Shannon, Elena Kvochko, Jinna Kim, Christine D. Black, Monika Kapur
  • Patent number: 11335351
    Abstract: Aspects of the disclosure relate to cognitive automation-based engine processing on audio files and streams received from meetings and/or telephone calls. A noise mask can be applied to enhance the audio. Real-time speech analytics separate speech for different speakers into time-stamped streams, which are transcribed and merged into a combined output. The output is parsed by analyzing the combined output for correct syntax, normalized by breaking the parsed data into record groups for efficient processing, validated to ensure that the data satisfies defined formats and input criteria, and enriched to correct for any errors and to augment the audio information. Notifications based on the enriched data may be provided to call or meeting participants.
    Type: Grant
    Filed: March 13, 2020
    Date of Patent: May 17, 2022
    Assignee: Bank of America Corporation
    Inventors: Christine D. Black, Jinna Kim, Todd M. Goodyear, William August Stahlhut, Shola L. Oni, Mardochee Macxis
  • Publication number: 20220086250
    Abstract: Aspects of the disclosure relate to cognitive automation-based engine processing to propagate data across multiple systems via a private network to overcome technical system, resource consumption, and architecture limitations. Data to be propagated can be manually input or extracted from a digital file. The data can be parsed by analyzing for correct syntax, normalized into first through sixth normal forms, segmented into packets for efficient data transmission, validated to ensure that the data satisfies defined formats and input criteria, and distributed into a plurality of data stores coupled to the private network, thereby propagating data without repetitive manual entry. The data may also be enriched by, for example, correcting for any errors or linking with other potentially related data. Based on data enrichment, recommendations of additional target(s) for propagation of data can be identified. Reports may also be generated. The cognitive automation may be performed in real-time to expedite processing.
    Type: Application
    Filed: November 23, 2021
    Publication date: March 17, 2022
    Inventors: Michael Ogrinz, Christine D. Black, Jayachandra Varma, Jinna Kim
  • Patent number: 11252249
    Abstract: Aspects of the disclosure relate to cognitive automation-based engine processing to propagate data across multiple systems via a private network to overcome technical system, resource consumption, and architecture limitations. Data to be propagated can be manually input or extracted from a digital file. The data can be parsed by analyzing for correct syntax, normalized into first through sixth normal forms, segmented into packets for efficient data transmission, validated to ensure that the data satisfies defined formats and input criteria, and distributed into a plurality of data stores coupled to the private network, thereby propagating data without repetitive manual entry. The data may also be enriched by, for example, correcting for any errors or linking with other potentially related data. Based on data enrichment, recommendations of additional target(s) for propagation of data can be identified. Reports may also be generated. The cognitive automation may be performed in real-time to expedite processing.
    Type: Grant
    Filed: November 3, 2020
    Date of Patent: February 15, 2022
    Assignee: Bank of America Corporation
    Inventors: Michael Ogrinz, Christine D. Black, Jayachandra Varma, Jinna Kim
  • Publication number: 20210390616
    Abstract: Aspects of the disclosure relate to using machine learning to modify account privacy settings. A computing platform may identify initial account settings for an individual of a plurality of individuals. Using a settings optimization model, the computing platform may identify account data and third party data for the individual. Using the settings optimization model, the computing platform may identify discrepancies between the initial account settings for the first individual and account settings for a subset of the plurality of individuals having common characteristics with the individual. Based on the discrepancies, the computing platform may identify settings modifications for the individual, and may determine that a modification of the settings modifications applies to a detected interaction of the individual. The computing platform may direct an enterprise data source to perform the modification, which may cause the enterprise data source to modify the initial account settings based on the modification.
    Type: Application
    Filed: June 10, 2020
    Publication date: December 16, 2021
    Inventors: Crystal M. Sundaramoorthy, Elena Kvochko, Albena N. Fairchild, Jinna Kim