Patents by Inventor Jinzhi Hua

Jinzhi Hua has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11282085
    Abstract: Disclosed in the present invention are a vehicle-borne payment method and device, relating to the technical field of vehicle-borne security payment. The method includes: receiving a vehicle-borne payment request sent by a vehicle, the vehicle-borne payment request including vehicle identification information; according to the vehicle identification information, after the vehicle is determined as a registered vehicle, obtaining driving attribute data of the vehicle within the current time period, and a vehicle driving strategy of the vehicle; according to the driving attribute data in the current time period, and the vehicle driving strategy, determining a risk level corresponding to the vehicle-borne payment request; and sending the risk level to a transaction platform so that the transaction platform determines whether to make a payment according to the risk level. The vehicle driving strategy is, after the vehicle applies for registration, formed according to driving attribute data in a preset time period.
    Type: Grant
    Filed: October 12, 2017
    Date of Patent: March 22, 2022
    Assignee: CHINA UNIONPAY CO., LTD.
    Inventors: Limin Zhang, Jinzhi Hua, Sishuang Wan, Weiqi Yu, Xiang Liu
  • Patent number: 11250434
    Abstract: A payment method and device are provided. The payment method includes: a server receives a passwordless payment request transmitted from a terminal, and receives a current neighboring apparatus identifier search-detected and reported by the terminal; the server performs, according to the current neighboring apparatus identifier, and a corresponding relationship of a preconfigured terminal and a neighboring apparatus identifier, risk evaluation on the terminal, to obtain an overall risk evaluation score; and the server determines, according to the overall risk evaluation score, a passwordless payment strategy corresponding to the passwordless payment request.
    Type: Grant
    Filed: October 20, 2017
    Date of Patent: February 15, 2022
    Assignee: CHINA UNIONPAY CO., LTD.
    Inventors: Weiqi Yu, Sishuang Wan, Limin Zhang, Jinzhi Hua, Shuo He
  • Patent number: 11122108
    Abstract: The invention provides a file transmitting method and system. The file transmitting method is used for a system comprising N network file systems, N file receiving and forwarding servers, N network access servers, N client servers and N backstage servers that are in a one-to-one correspondence with the network file systems, comprising: the backstage server sends a file transmitting request to the file receiving and forwarding server, the file transmitting request comprises information on the file sending party, the file destination party and the file to be transmitted; the file receiving and forwarding server verifies the legitimacy of the file transmitting request; if legitimate, a file is transmitted between the file sending party and the file destination party; otherwise, a response that prohibits the transmitting is generated and returned to the backstage server that initiated the request. With the invention, transmission of files can be realized.
    Type: Grant
    Filed: June 26, 2019
    Date of Patent: September 14, 2021
    Assignee: CHINA UNIONPAY CO., LTD.
    Inventors: Lin Chen, Xiao Zhuang, Jintan Wu, Yanming Yang, Jinzhi Hua
  • Patent number: 11120153
    Abstract: The present invention provides a resource file processing method based on a blockchain structure. The method includes a member node in a blockchain including at least one supervision node and at least one member node constructs a resource file registration request according to a user instruction, and sends the resource file registration request to one of the at least one supervision node. According to the resource file registration request from any member node, the at least one supervision node audits and registers a resource file indicated by the resource file registration request, and transmits the registration result back to the member node initiating the resource file registration request. The at least one member node performs an operation on a real physical resource associated with the registered resource file by performing data communication with another member node.
    Type: Grant
    Filed: September 8, 2017
    Date of Patent: September 14, 2021
    Assignee: CHINA UNIONPAY CO., LTD.
    Inventors: Limin Zhang, Jinzhi Hua, Sishuang Wan, Weiqi Yu, Xu Le
  • Patent number: 10528378
    Abstract: The application discloses a load evaluation system for virtual machines in a cloud environment, comprising: a monitored data collecting module which is configured to collect monitored data from one or more virtual machines in a cloud data center; a monitored data processing module which is coupled with the monitored data collecting module and is configured to: perform aggregated grouping on the monitored data by using a first KMeans algorithm for each of the one or more virtual machines, each group having a center point coordinate, and calculate a performance characteristic of each virtual machine of the one or more virtual machines according to the grouping and the center point coordinates of individual groups, i.e.
    Type: Grant
    Filed: September 2, 2015
    Date of Patent: January 7, 2020
    Assignee: CHINA UNIONPAY CO., LTD.
    Inventors: Hongfeng Chai, Chengrong Wu, Jinzhi Hua, Zhenfang Wang, Yang Yang, Jun Zhang
  • Publication number: 20190354983
    Abstract: A payment method and device are provided. The payment method includes: a server receives a passwordless payment request transmitted from a terminal, and receives a current neighboring apparatus identifier search-detected and reported by the terminal; the server performs, according to the current neighboring apparatus identifier, and a corresponding relationship of a preconfigured terminal and a neighboring apparatus identifier, risk evaluation on the terminal, to obtain an overall risk evaluation score; and the server determines, according to the overall risk evaluation score, a passwordless payment strategy corresponding to the passwordless payment request.
    Type: Application
    Filed: October 20, 2017
    Publication date: November 21, 2019
    Inventors: Weiqi YU, Sishuang WAN, Limin ZHANG, Jinzhi HUA, Shuo HE
  • Publication number: 20190349374
    Abstract: The invention provides an entrusted-authorization system and an entrusted-authorization method. The entrusted-authorization system comprises an accounting system, a switch module and an entrusted-authorization module, wherein the entrusted-authorization module stores entrusted-authorization parameters determined by the accounting system, the switch module is connected with the accounting system and the entrusted-authorization module for transmitting transaction request messages from the client terminal to the entrusted-authorization module for processing in case that the accounting system is unavailable, wherein the entrusted-authorization module verifies the transaction request messages according to the entrusted-authorization parameters; otherwise, the messages are sent to the accounting system for processing. The transaction request messages comprise financial account information, financial institution information, transaction-initiation institution information and transaction amount.
    Type: Application
    Filed: June 24, 2019
    Publication date: November 14, 2019
    Inventors: Lin Chen, Jianming Kang, Zhijun Lu, Yanming Yang, Jinzhi Hua, Yu Wang, Sen Yang
  • Publication number: 20190320009
    Abstract: The invention provides a file transmitting method and system. The file transmitting method is used for a system comprising N network file systems, N file receiving and forwarding servers, N network access servers, N client servers and N backstage servers that are in a one-to-one correspondence with the network file systems, comprising: the backstage server sends a file transmitting request to the file receiving and forwarding server, the file transmitting request comprises information on the file sending party, the file destination party and the file to be transmitted; the file receiving and forwarding server verifies the legitimacy of the file transmitting request; if legitimate, a file is transmitted between the file sending party and the file destination party; otherwise, a response that prohibits the transmitting is generated and returned to the backstage server that initiated the request. With the invention, transmission of files can be realized.
    Type: Application
    Filed: June 26, 2019
    Publication date: October 17, 2019
    Inventors: Lin Chen, Xiao Zhuang, Jintan Wu, Yanming Yang, Jinzhi Hua
  • Publication number: 20190279219
    Abstract: Method and device for vehicle-borne payment are provided A vehicle-borne payment request sent by a vehicle is received and includes vehicle identification information. According to the vehicle identification information, after the vehicle is determined as a registered vehicle, driving attribute data of the vehicle within a current time period, and a vehicle driving strategy of the vehicle are acquired. According to the driving attribute data in the current time period, and the vehicle driving strategy, a risk level corresponding to the vehicle-borne payment request is determined. The risk level is transmitted to a transaction platform so that the transaction platform determines whether to make a payment according to the risk level. The vehicle driving strategies are created after the vehicle applies for registration, according to driving attribute data within a preset time period.
    Type: Application
    Filed: October 12, 2017
    Publication date: September 12, 2019
    Inventors: Limin ZHANG, Jinzhi HUA, Sishuang WAN, Weiqi YU, Xiang LIU
  • Publication number: 20190259024
    Abstract: A security electronic file processing method based on a block chain structure is proposed by the present disclosure, including: constructing a security electronic file generation request based on an occurrence of a trigger event by a member node in a block chain formed by a master node and at least one member node, and transmitting the security electronic file generation request to the master node, wherein the master node and each of the at least one member node, each as independent block respectively, are connected to each other; generating a security electronic file by the master node based on the received security electronic file generation request, and transmitting the generated security electronic file to the member node specified by the security electronic file generation request; and performing operations on the security electronic file by any of the at least one member node after receiving the security electronic file by performing data communication with another member node.
    Type: Application
    Filed: September 5, 2017
    Publication date: August 22, 2019
    Applicant: CHINA UNIONPAY CO., LTD.
    Inventors: Limin ZHANG, Jinzhi HUA, Sishuang WAN, Xu LE
  • Publication number: 20190220615
    Abstract: The present invention provides a resource file processing method based on a blockchain structure. The method includes a member node in a blockchain including at least one supervision node and at least one member node constructs a resource file registration request according to a user instruction, and sends the resource file registration request to one of the at least one supervision node. According to the resource file registration request from any member node, the at least one supervision node audits and registers a resource file indicated by the resource file registration request, and transmits the registration result back to the member node initiating the resource file registration request. The at least one member node performs an operation on a real physical resource associated with the registered resource file by performing data communication with another member node.
    Type: Application
    Filed: September 8, 2017
    Publication date: July 18, 2019
    Inventors: Limin ZHANG, Jinzhi HUA, Sishuang WANG, Weiqi YU, Xu LE
  • Publication number: 20170286147
    Abstract: The application discloses a load evaluation system for virtual machines in a cloud environment, comprising: a monitored data collecting module which is configured to collect monitored data from one or more virtual machines in a cloud data center; a monitored data processing module which is coupled with the monitored data collecting module and is configured to: perform aggregated grouping on the monitored data by using a first KMeans algorithm for each of the one or more virtual machines, each group having a center point coordinate, and calculate a performance characteristic of each virtual machine of the one or more virtual machines according to the grouping and the center point coordinates of individual groups, i.e.
    Type: Application
    Filed: September 2, 2015
    Publication date: October 5, 2017
    Applicant: China Unionpay Co., Ltd.
    Inventors: Hongfeng CHAI, Chengrong WU, Jinzhi HUA, Zhenfang WANG, Yang YANG, Jun ZHANG
  • Publication number: 20160247142
    Abstract: An online payment system comprises a payment server and a payment client. The payment server is configured to generate a unique identifier of a commodity/order and a random number as a challenge code, and to generate a two-dimensional code based on the unique identifier of the commodity/order and the challenge code, and is further configured to display the two-dimensional code on a display device. The payment client is configured to read the unique identifier of the commodity/order and the challenge code in the two-dimensional code from the display device, and is further configured to send a payment account, the unique identifier of the commodity/order, and a reply code to the payment server, and to perform a payment operation on the basis of the payment account, the unique identifier of the commodity/order, and the reply code.
    Type: Application
    Filed: March 20, 2014
    Publication date: August 25, 2016
    Applicant: China Unionpay Co., Ltd.
    Inventors: Yang YANG, Jinzhi Hua
  • Publication number: 20150304392
    Abstract: The invention provides a file transmitting method and system. The file transmitting method is used for a system comprising N network file systems, N file receiving and forwarding servers, N network access servers, N client servers and N backstage servers that are in a one-to-one correspondence with the network file systems, comprising: the backstage server sends a file transmitting request to the file receiving and forwarding server, the file transmitting request comprises information on the file sending party, the file destination party and the file to be transmitted; the file receiving and forwarding server verifies the legitimacy of the file transmitting request; if legitimate, a file is transmitted between the file sending party and the file destination party; otherwise, a response that prohibits the transmitting is generated and returned to the backstage server that initiated the request. With the invention, transmission of files can be realized.
    Type: Application
    Filed: October 28, 2013
    Publication date: October 22, 2015
    Inventors: Lin Chen, Xiao Zhuang, Jintan Wu, Yanming Yang, Jinzhi Hua
  • Publication number: 20140344898
    Abstract: The invention provides an entrusted-authorization system and an entrusted-authorization method. The entrusted-authorization system comprises an accounting system, a switch module and an entrusted-authorization module, wherein the entrusted-authorization module stores entrusted-authorization parameters determined by the accounting system, the switch module is connected with the accounting system and the entrusted-authorization module for transmitting transaction request messages from the client terminal to the entrusted-authorization module for processing in case that the accounting system is unavailable, wherein the entrusted-authorization module verifies the transaction request messages according to the entrusted-authorization parameters; otherwise, the messages are sent to the accounting system for processing. The transaction request messages comprise financial account information, financial mechanism information, transaction initiation mechanism information and transaction amount.
    Type: Application
    Filed: December 20, 2012
    Publication date: November 20, 2014
    Applicant: China Unionpay Co., Ltd.
    Inventors: Lin Chen, Jianming Kang, Zhijun Lu, Yanming Yang, Jinzhi Hua, Yu Wang, Sen Yang
  • Patent number: 8527459
    Abstract: A system and a method for replicating data among heterogeneous databases are described. The system includes an initialization module for creating and initializing shared memory, a message queue and a semaphore; a processing module including a data reader, a data adapter and a data loader; a replication module for replicating the data in the shared memory to a target database according to the messages in the message queue; and a cleaning module for releasing the shared memory after the replication. The method includes creating and initializing the shared memory, the message queue and the semaphore; reading data from the source database, then converting the data into target data for a target database, and loading the target data in the shared memory; replicating the target data in the shared memory to the target database according to the messages in the message queue; and releasing the shared memory after the replication.
    Type: Grant
    Filed: August 31, 2010
    Date of Patent: September 3, 2013
    Assignee: China Unionpay Co., Ltd.
    Inventors: Yanming Yang, Lin Chen, Jinzhi Hua, Yuming Mao, Xiao Zhuang, Zhijun Lu
  • Publication number: 20120246116
    Abstract: A system and a method for replicating data among heterogeneous databases are disclosed. The system comprises: an initialization module for creating and initializing at least one shared memory, at least one message queue and at least one semaphore in a computer; a source data processing module including a data reader, a data adapter and a data loader; a target data replication module for replicating the data in the shared memory to at least one target database according to the messages in the message queue; and a cleaning module for releasing the shared memory after the replication has been completed.
    Type: Application
    Filed: August 31, 2010
    Publication date: September 27, 2012
    Inventors: Yanming Yang, Lin Chen, Jinzhi Hua, Yuming Mao, Xiao Zhuang, Zhijun Lu