Patents by Inventor Jinzhi Hua
Jinzhi Hua has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
-
Patent number: 11282085Abstract: Disclosed in the present invention are a vehicle-borne payment method and device, relating to the technical field of vehicle-borne security payment. The method includes: receiving a vehicle-borne payment request sent by a vehicle, the vehicle-borne payment request including vehicle identification information; according to the vehicle identification information, after the vehicle is determined as a registered vehicle, obtaining driving attribute data of the vehicle within the current time period, and a vehicle driving strategy of the vehicle; according to the driving attribute data in the current time period, and the vehicle driving strategy, determining a risk level corresponding to the vehicle-borne payment request; and sending the risk level to a transaction platform so that the transaction platform determines whether to make a payment according to the risk level. The vehicle driving strategy is, after the vehicle applies for registration, formed according to driving attribute data in a preset time period.Type: GrantFiled: October 12, 2017Date of Patent: March 22, 2022Assignee: CHINA UNIONPAY CO., LTD.Inventors: Limin Zhang, Jinzhi Hua, Sishuang Wan, Weiqi Yu, Xiang Liu
-
Patent number: 11250434Abstract: A payment method and device are provided. The payment method includes: a server receives a passwordless payment request transmitted from a terminal, and receives a current neighboring apparatus identifier search-detected and reported by the terminal; the server performs, according to the current neighboring apparatus identifier, and a corresponding relationship of a preconfigured terminal and a neighboring apparatus identifier, risk evaluation on the terminal, to obtain an overall risk evaluation score; and the server determines, according to the overall risk evaluation score, a passwordless payment strategy corresponding to the passwordless payment request.Type: GrantFiled: October 20, 2017Date of Patent: February 15, 2022Assignee: CHINA UNIONPAY CO., LTD.Inventors: Weiqi Yu, Sishuang Wan, Limin Zhang, Jinzhi Hua, Shuo He
-
Patent number: 11122108Abstract: The invention provides a file transmitting method and system. The file transmitting method is used for a system comprising N network file systems, N file receiving and forwarding servers, N network access servers, N client servers and N backstage servers that are in a one-to-one correspondence with the network file systems, comprising: the backstage server sends a file transmitting request to the file receiving and forwarding server, the file transmitting request comprises information on the file sending party, the file destination party and the file to be transmitted; the file receiving and forwarding server verifies the legitimacy of the file transmitting request; if legitimate, a file is transmitted between the file sending party and the file destination party; otherwise, a response that prohibits the transmitting is generated and returned to the backstage server that initiated the request. With the invention, transmission of files can be realized.Type: GrantFiled: June 26, 2019Date of Patent: September 14, 2021Assignee: CHINA UNIONPAY CO., LTD.Inventors: Lin Chen, Xiao Zhuang, Jintan Wu, Yanming Yang, Jinzhi Hua
-
Patent number: 11120153Abstract: The present invention provides a resource file processing method based on a blockchain structure. The method includes a member node in a blockchain including at least one supervision node and at least one member node constructs a resource file registration request according to a user instruction, and sends the resource file registration request to one of the at least one supervision node. According to the resource file registration request from any member node, the at least one supervision node audits and registers a resource file indicated by the resource file registration request, and transmits the registration result back to the member node initiating the resource file registration request. The at least one member node performs an operation on a real physical resource associated with the registered resource file by performing data communication with another member node.Type: GrantFiled: September 8, 2017Date of Patent: September 14, 2021Assignee: CHINA UNIONPAY CO., LTD.Inventors: Limin Zhang, Jinzhi Hua, Sishuang Wan, Weiqi Yu, Xu Le
-
Patent number: 10528378Abstract: The application discloses a load evaluation system for virtual machines in a cloud environment, comprising: a monitored data collecting module which is configured to collect monitored data from one or more virtual machines in a cloud data center; a monitored data processing module which is coupled with the monitored data collecting module and is configured to: perform aggregated grouping on the monitored data by using a first KMeans algorithm for each of the one or more virtual machines, each group having a center point coordinate, and calculate a performance characteristic of each virtual machine of the one or more virtual machines according to the grouping and the center point coordinates of individual groups, i.e.Type: GrantFiled: September 2, 2015Date of Patent: January 7, 2020Assignee: CHINA UNIONPAY CO., LTD.Inventors: Hongfeng Chai, Chengrong Wu, Jinzhi Hua, Zhenfang Wang, Yang Yang, Jun Zhang
-
Publication number: 20190354983Abstract: A payment method and device are provided. The payment method includes: a server receives a passwordless payment request transmitted from a terminal, and receives a current neighboring apparatus identifier search-detected and reported by the terminal; the server performs, according to the current neighboring apparatus identifier, and a corresponding relationship of a preconfigured terminal and a neighboring apparatus identifier, risk evaluation on the terminal, to obtain an overall risk evaluation score; and the server determines, according to the overall risk evaluation score, a passwordless payment strategy corresponding to the passwordless payment request.Type: ApplicationFiled: October 20, 2017Publication date: November 21, 2019Inventors: Weiqi YU, Sishuang WAN, Limin ZHANG, Jinzhi HUA, Shuo HE
-
Publication number: 20190349374Abstract: The invention provides an entrusted-authorization system and an entrusted-authorization method. The entrusted-authorization system comprises an accounting system, a switch module and an entrusted-authorization module, wherein the entrusted-authorization module stores entrusted-authorization parameters determined by the accounting system, the switch module is connected with the accounting system and the entrusted-authorization module for transmitting transaction request messages from the client terminal to the entrusted-authorization module for processing in case that the accounting system is unavailable, wherein the entrusted-authorization module verifies the transaction request messages according to the entrusted-authorization parameters; otherwise, the messages are sent to the accounting system for processing. The transaction request messages comprise financial account information, financial institution information, transaction-initiation institution information and transaction amount.Type: ApplicationFiled: June 24, 2019Publication date: November 14, 2019Inventors: Lin Chen, Jianming Kang, Zhijun Lu, Yanming Yang, Jinzhi Hua, Yu Wang, Sen Yang
-
Publication number: 20190320009Abstract: The invention provides a file transmitting method and system. The file transmitting method is used for a system comprising N network file systems, N file receiving and forwarding servers, N network access servers, N client servers and N backstage servers that are in a one-to-one correspondence with the network file systems, comprising: the backstage server sends a file transmitting request to the file receiving and forwarding server, the file transmitting request comprises information on the file sending party, the file destination party and the file to be transmitted; the file receiving and forwarding server verifies the legitimacy of the file transmitting request; if legitimate, a file is transmitted between the file sending party and the file destination party; otherwise, a response that prohibits the transmitting is generated and returned to the backstage server that initiated the request. With the invention, transmission of files can be realized.Type: ApplicationFiled: June 26, 2019Publication date: October 17, 2019Inventors: Lin Chen, Xiao Zhuang, Jintan Wu, Yanming Yang, Jinzhi Hua
-
Publication number: 20190279219Abstract: Method and device for vehicle-borne payment are provided A vehicle-borne payment request sent by a vehicle is received and includes vehicle identification information. According to the vehicle identification information, after the vehicle is determined as a registered vehicle, driving attribute data of the vehicle within a current time period, and a vehicle driving strategy of the vehicle are acquired. According to the driving attribute data in the current time period, and the vehicle driving strategy, a risk level corresponding to the vehicle-borne payment request is determined. The risk level is transmitted to a transaction platform so that the transaction platform determines whether to make a payment according to the risk level. The vehicle driving strategies are created after the vehicle applies for registration, according to driving attribute data within a preset time period.Type: ApplicationFiled: October 12, 2017Publication date: September 12, 2019Inventors: Limin ZHANG, Jinzhi HUA, Sishuang WAN, Weiqi YU, Xiang LIU
-
Publication number: 20190259024Abstract: A security electronic file processing method based on a block chain structure is proposed by the present disclosure, including: constructing a security electronic file generation request based on an occurrence of a trigger event by a member node in a block chain formed by a master node and at least one member node, and transmitting the security electronic file generation request to the master node, wherein the master node and each of the at least one member node, each as independent block respectively, are connected to each other; generating a security electronic file by the master node based on the received security electronic file generation request, and transmitting the generated security electronic file to the member node specified by the security electronic file generation request; and performing operations on the security electronic file by any of the at least one member node after receiving the security electronic file by performing data communication with another member node.Type: ApplicationFiled: September 5, 2017Publication date: August 22, 2019Applicant: CHINA UNIONPAY CO., LTD.Inventors: Limin ZHANG, Jinzhi HUA, Sishuang WAN, Xu LE
-
Publication number: 20190220615Abstract: The present invention provides a resource file processing method based on a blockchain structure. The method includes a member node in a blockchain including at least one supervision node and at least one member node constructs a resource file registration request according to a user instruction, and sends the resource file registration request to one of the at least one supervision node. According to the resource file registration request from any member node, the at least one supervision node audits and registers a resource file indicated by the resource file registration request, and transmits the registration result back to the member node initiating the resource file registration request. The at least one member node performs an operation on a real physical resource associated with the registered resource file by performing data communication with another member node.Type: ApplicationFiled: September 8, 2017Publication date: July 18, 2019Inventors: Limin ZHANG, Jinzhi HUA, Sishuang WANG, Weiqi YU, Xu LE
-
Publication number: 20170286147Abstract: The application discloses a load evaluation system for virtual machines in a cloud environment, comprising: a monitored data collecting module which is configured to collect monitored data from one or more virtual machines in a cloud data center; a monitored data processing module which is coupled with the monitored data collecting module and is configured to: perform aggregated grouping on the monitored data by using a first KMeans algorithm for each of the one or more virtual machines, each group having a center point coordinate, and calculate a performance characteristic of each virtual machine of the one or more virtual machines according to the grouping and the center point coordinates of individual groups, i.e.Type: ApplicationFiled: September 2, 2015Publication date: October 5, 2017Applicant: China Unionpay Co., Ltd.Inventors: Hongfeng CHAI, Chengrong WU, Jinzhi HUA, Zhenfang WANG, Yang YANG, Jun ZHANG
-
Publication number: 20160247142Abstract: An online payment system comprises a payment server and a payment client. The payment server is configured to generate a unique identifier of a commodity/order and a random number as a challenge code, and to generate a two-dimensional code based on the unique identifier of the commodity/order and the challenge code, and is further configured to display the two-dimensional code on a display device. The payment client is configured to read the unique identifier of the commodity/order and the challenge code in the two-dimensional code from the display device, and is further configured to send a payment account, the unique identifier of the commodity/order, and a reply code to the payment server, and to perform a payment operation on the basis of the payment account, the unique identifier of the commodity/order, and the reply code.Type: ApplicationFiled: March 20, 2014Publication date: August 25, 2016Applicant: China Unionpay Co., Ltd.Inventors: Yang YANG, Jinzhi Hua
-
Publication number: 20150304392Abstract: The invention provides a file transmitting method and system. The file transmitting method is used for a system comprising N network file systems, N file receiving and forwarding servers, N network access servers, N client servers and N backstage servers that are in a one-to-one correspondence with the network file systems, comprising: the backstage server sends a file transmitting request to the file receiving and forwarding server, the file transmitting request comprises information on the file sending party, the file destination party and the file to be transmitted; the file receiving and forwarding server verifies the legitimacy of the file transmitting request; if legitimate, a file is transmitted between the file sending party and the file destination party; otherwise, a response that prohibits the transmitting is generated and returned to the backstage server that initiated the request. With the invention, transmission of files can be realized.Type: ApplicationFiled: October 28, 2013Publication date: October 22, 2015Inventors: Lin Chen, Xiao Zhuang, Jintan Wu, Yanming Yang, Jinzhi Hua
-
Publication number: 20140344898Abstract: The invention provides an entrusted-authorization system and an entrusted-authorization method. The entrusted-authorization system comprises an accounting system, a switch module and an entrusted-authorization module, wherein the entrusted-authorization module stores entrusted-authorization parameters determined by the accounting system, the switch module is connected with the accounting system and the entrusted-authorization module for transmitting transaction request messages from the client terminal to the entrusted-authorization module for processing in case that the accounting system is unavailable, wherein the entrusted-authorization module verifies the transaction request messages according to the entrusted-authorization parameters; otherwise, the messages are sent to the accounting system for processing. The transaction request messages comprise financial account information, financial mechanism information, transaction initiation mechanism information and transaction amount.Type: ApplicationFiled: December 20, 2012Publication date: November 20, 2014Applicant: China Unionpay Co., Ltd.Inventors: Lin Chen, Jianming Kang, Zhijun Lu, Yanming Yang, Jinzhi Hua, Yu Wang, Sen Yang
-
Patent number: 8527459Abstract: A system and a method for replicating data among heterogeneous databases are described. The system includes an initialization module for creating and initializing shared memory, a message queue and a semaphore; a processing module including a data reader, a data adapter and a data loader; a replication module for replicating the data in the shared memory to a target database according to the messages in the message queue; and a cleaning module for releasing the shared memory after the replication. The method includes creating and initializing the shared memory, the message queue and the semaphore; reading data from the source database, then converting the data into target data for a target database, and loading the target data in the shared memory; replicating the target data in the shared memory to the target database according to the messages in the message queue; and releasing the shared memory after the replication.Type: GrantFiled: August 31, 2010Date of Patent: September 3, 2013Assignee: China Unionpay Co., Ltd.Inventors: Yanming Yang, Lin Chen, Jinzhi Hua, Yuming Mao, Xiao Zhuang, Zhijun Lu
-
Publication number: 20120246116Abstract: A system and a method for replicating data among heterogeneous databases are disclosed. The system comprises: an initialization module for creating and initializing at least one shared memory, at least one message queue and at least one semaphore in a computer; a source data processing module including a data reader, a data adapter and a data loader; a target data replication module for replicating the data in the shared memory to at least one target database according to the messages in the message queue; and a cleaning module for releasing the shared memory after the replication has been completed.Type: ApplicationFiled: August 31, 2010Publication date: September 27, 2012Inventors: Yanming Yang, Lin Chen, Jinzhi Hua, Yuming Mao, Xiao Zhuang, Zhijun Lu