Patents by Inventor Jo Anne Graham

Jo Anne Graham has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20230419275
    Abstract: Disclosed are example methods, systems, and devices for integrating payment API services provided by a service provider computing system with a client application. The client application running on a user device may allow a user to make payments and/or to submit payments for approval and may communicate payment information to a client computing system. If a payment is submitted for approval via the client application, the client computing system may make API calls to the service provider computing system to, for example, submit, view, and/or cancel payments. Payments may be approved by a second user using a second device. The service provider computing system initiates fund transfers for approved payments. Payments may be submitted within the operating environment of the client application without use of an application or website of the service provider.
    Type: Application
    Filed: September 11, 2023
    Publication date: December 28, 2023
    Applicant: Wells Fargo Bank, N.A.
    Inventors: Lila Fakhraie, Jo Anne Graham, Andrea Renee Leighton, Peter L. Shen, Ravi K. Thota
  • Patent number: 11797956
    Abstract: Disclosed are example methods, systems, and devices for integrating payment API services provided by a service provider computing system with a client application. The client application running on a user device may allow a user to make payments and/or to submit payments for approval and may communicate payment information to a client computing system. If a payment is submitted for approval via the client application, the client computing system may make API calls to the service provider computing system to, for example, submit, view, and/or cancel payments. Payments may be approved by a second user using a second device. The service provider computing system initiates fund transfers for approved payments. Payments may be submitted within the operating environment of the client application without use of an application or website of the service provider.
    Type: Grant
    Filed: July 1, 2022
    Date of Patent: October 24, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Lila Fakhraie, Jo Anne Graham, Andrea Renee Leighton, Peter L. Shen, Ravi K. Thota
  • Patent number: 11756011
    Abstract: Disclosed are example methods, systems, and devices for integrating payment API services provided by a service provider computing system with a client application. The client application running on a user device may allow a user to make payments and/or to submit payments for approval and may communicate payment information to a client computing system. If a payment is submitted for approval via the client application, the client computing system may make API calls to the service provider computing system to, for example, submit, view, and/or cancel payments. Payments may be approved by a second user using a second device. The service provider computing system initiates fund transfers for approved payments. Payments may be submitted within the operating environment of the client application without use of an application or website of the service provider.
    Type: Grant
    Filed: August 16, 2021
    Date of Patent: September 12, 2023
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Lila Fakhraie, Jo Anne Graham, Andrea Renee Leighton, Peter L. Shen, Ravi K. Thota
  • Patent number: 11379850
    Abstract: Disclosed are example methods, systems, and devices for integrating payment API services provided by a service provider computing system with a client application. The client application running on a user device may allow a user to make payments and/or to submit payments for approval and may communicate payment information to a client computing system. If a payment is submitted for approval via the client application, the client computing system may make API calls to the service provider computing system to, for example, submit, view, and/or cancel payments. Payments may be approved by a second user using a second device. The service provider computing system initiates fund transfers for approved payments. Payments may be submitted within the operating environment of the client application without use of an application or website of the service provider.
    Type: Grant
    Filed: December 10, 2018
    Date of Patent: July 5, 2022
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Lila Fakhraie, Jo Anne Graham, Andrea Renee Leighton, Peter L. Shen, Ravi K. Thota
  • Patent number: 11093912
    Abstract: Disclosed are example methods, systems, and devices for integrating payment API services provided by a service provider computing system with a client application. The client application running on a user device may allow a user to make payments and/or to submit payments for approval and may communicate payment information to a client computing system. If a payment is submitted for approval via the client application, the client computing system may make API calls to the service provider computing system to, for example, submit, view, and/or cancel payments. Payments may be approved by a second user using a second device. The service provider computing system initiates fund transfers for approved payments. Payments may be submitted within the operating environment of the client application without use of an application or website of the service provider.
    Type: Grant
    Filed: December 10, 2018
    Date of Patent: August 17, 2021
    Assignee: Wells Fargo Bank, N.A.
    Inventors: Lila Fakhraie, Jo Anne Graham, Andrea Renee Leighton, Peter L. Shen, Ravi K. Thota