Patents by Inventor Jo-Anne Rivet

Jo-Anne Rivet has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20150317729
    Abstract: Methods, systems, computer readable media, and apparatuses for establishing and/or altering a consumer's payment performance assessment based on foreign remittance transactions are disclosed. A line of credit may be extended to customers for foreign remittance transactions. Customer information may be received and evaluated to determine whether to extend the line of credit to the customer. Numerical values may be assigned to one or more items of the customer information. If a total numerical value representing the customer information meets predetermined criteria, the line of credit is extended to the customer. The customer's foreign remittance transactions may be monitored and reported to one or more consumer agencies to establish and/or alter the consumer's payment performance assessment.
    Type: Application
    Filed: July 15, 2015
    Publication date: November 5, 2015
    Inventors: Jo-Anne Rivet, Elizabeth Faires
  • Publication number: 20140046828
    Abstract: Methods, systems, computer readable media, and apparatuses for establishing and/or altering a consumer's payment performance assessment based on foreign remittance transactions is disclosed. A line of credit may be extended to customers for foreign remittance transactions. Customer information may be received and evaluated to determine whether to extend the line of credit to the customer. Numerical values may be assigned to one or more items of the customer information. If a total numerical value representing the customer information meets predetermined criteria, the line of credit is extended to the customer. The customer's foreign remittance transactions may be monitored and reported to one or more consumer agencies to establish and/or alter the consumer's payment performance assessment.
    Type: Application
    Filed: August 10, 2012
    Publication date: February 13, 2014
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Jo-Anne Rivet, Elizabeth Faires