Patents by Inventor Joan Lynch

Joan Lynch has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 9796896
    Abstract: Fertilizers and fertilizer additive compositions and methods are provided. The compositions and methods comprise utilizing by-products from the manufacture of biodiesel and/or fatty alkyl esters, wherein the by-product comprises glycerin, mong, moisture, C6-C24 saturated and unsaturated fatty acids, C6-C24 saturated and unsaturated fatty acid salts, methyl esters, ethyl esters and combinations thereof.
    Type: Grant
    Filed: December 21, 2012
    Date of Patent: October 24, 2017
    Inventors: Joan Lynch, Bo Tran
  • Patent number: 9447312
    Abstract: Green compositions and technologies are provided. In an embodiment, the present invention provides a method of providing dielectric fluids, heat transfer fluids or cooling fluids. The dielectric fluid, heat transfer fluid, or cooling fluid can comprise one or more by-product or co-product containing glyceride and fatty acid mixtures extracted from an ethanol process. In an embodiment, the present invention provides compositions of dielectric fluids, heat transfer fluids or cooling fluids. The dielectric fluid, heat transfer fluid, or cooling fluid can comprise one or more glyceride and fatty acid mixtures extracted from an ethanol process.
    Type: Grant
    Filed: April 20, 2015
    Date of Patent: September 20, 2016
    Inventor: Joan Lynch
  • Publication number: 20150225634
    Abstract: Green compositions and technologies are provided. In an embodiment, the present invention provides a method of providing dielectric fluids, heat transfer fluids or cooling fluids. The dielectric fluid, heat transfer fluid, or cooling fluid can comprise one or more by-product or co-product containing glyceride and fatty acid mixtures extracted from an ethanol process. In an embodiment, the present invention provides compositions of dielectric fluids, heat transfer fluids or cooling fluids. The dielectric fluid, heat transfer fluid, or cooling fluid can comprise one or more glyceride and fatty acid mixtures extracted from an ethanol process.
    Type: Application
    Filed: April 20, 2015
    Publication date: August 13, 2015
    Inventor: Joan Lynch
  • Patent number: 9011733
    Abstract: Green compositions and technologies are provided. In an embodiment, the present invention provides a method of providing dielectric fluids, heat transfer fluids or cooling fluids. The dielectric fluid, heat transfer fluid, or cooling fluid can comprise one or more by-product or co-product containing glyceride and fatty acid mixtures extracted from an ethanol process. In an embodiment, the present invention provides compositions of dielectric fluids, heat transfer fluids or cooling fluids. The dielectric fluid, heat transfer fluid, or cooling fluid can comprise one or more glyceride and fatty acid mixtures extracted from an ethanol process.
    Type: Grant
    Filed: July 30, 2012
    Date of Patent: April 21, 2015
    Inventor: Joan Lynch
  • Publication number: 20130161577
    Abstract: Green compositions and technologies are provided. In an embodiment, the present invention provides a method of providing dielectric fluids, heat transfer fluids or cooling fluids. The dielectric fluid, heat transfer fluid, or cooling fluid can comprise one or more by-product or co-product containing glyceride and fatty acid mixtures extracted from an ethanol process. In an embodiment, the present invention provides compositions of dielectric fluids, heat transfer fluids or cooling fluids. The dielectric fluid, heat transfer fluid, or cooling fluid can comprise one or more glyceride and fatty acid mixtures extracted from an ethanol process.
    Type: Application
    Filed: July 30, 2012
    Publication date: June 27, 2013
    Inventor: Joan Lynch
  • Publication number: 20130160506
    Abstract: Fertilizers and fertilizer additive compositions and methods are provided. The compositions and methods comprise utilizing by-products from the manufacture of biodiesel and/or fatty alkyl esters, wherein the by-product comprises glycerin, mong, moisture, C6-C24 saturated and unsaturated fatty acids, C6-C24 saturated and unsaturated fatty acid salts, methyl esters, ethyl esters and combinations thereof.
    Type: Application
    Filed: December 21, 2012
    Publication date: June 27, 2013
    Inventors: Joan Lynch, Bo Tran
  • Publication number: 20060155639
    Abstract: A method of automatically generating, based on the preferences of a potential borrower as entered by a third party, multiple alternative loan proposals requested by the third party, are disclosed.
    Type: Application
    Filed: June 24, 2004
    Publication date: July 13, 2006
    Inventors: Joan Lynch, John McNair, Stephen Polito, Roberto D'Urbano, Milton Riseman, William Kaiser
  • Patent number: 6901384
    Abstract: An automated deal processing for customers is disclosed, and includes prompting a customer for at least one deal parameter, such as loan amount, prompting the customer for information relating to the customer, such as income and collateral offered by the customer, optionally accessing in real-time information relating to the credit history of the customer, applying a plurality of origination rules, such as exclusionary rules, pricing rules, risk rules, and edit preference rules, to the at least one deal parameter and the information relating to the customer, applying at least one strategy, such as compensation for risk, repair, or upsell, to the results of the application of the rules, generating at least one deal based on the accessing and applying of the strategy, and presenting the customer with the at least one option which may include a customer-preferred loan, a piggyback loan, a pre-qualification, or reduced term loan option,
    Type: Grant
    Filed: January 7, 2002
    Date of Patent: May 31, 2005
    Assignee: American Home Credit, Inc.
    Inventors: Joan Lynch, John Howard McNair, Stephen John Polito, Roberto E. D'Urbano, Milton Riseman, William Kaiser
  • Patent number: 6823319
    Abstract: An automated deal processing for customers is disclosed, and includes prompting a customer for at least one deal parameter, such as loan amount, prompting the customer for information relating to the customer, such as collateral offered by the customer, accessing in real-time information relating to the credit history of the customer, applying a plurality of origination rules, such as exclusionary rules, pricing rules, risk rules, and edit preference rules, to the at least one deal parameter and the information relating to the customer, applying at least one strategy, such as compensation for risk, repair, or upsell, to the results of the application of the rules, generating at least one deal based on the accessing and applying of the strategy, and presenting the customer with the at least one option. In a preferred embodiment, the automated process of deal structuring is based on the needs and/or the preferences of the customer.
    Type: Grant
    Filed: June 3, 2000
    Date of Patent: November 23, 2004
    Assignee: Home American Credit, Inc.
    Inventors: Joan Lynch, John Howard McNair, Stephen John Polito, Roberto E. D'Urbano, Milton Riseman, William Kaiser
  • Publication number: 20030033242
    Abstract: An automated deal processing for customers is disclosed, and includes prompting a customer for at least one deal parameter, such as loan amount, prompting the customer for information relating to the customer, such as income and collateral offered by the customer, optionally accessing in real-time information relating to the credit history of the customer, applying a plurality of origination rules, such as exclusionary rules, pricing rules, risk rules, and edit preference rules, to the at least one deal parameter and the information relating to the customer, applying at least one strategy, such as compensation for risk, repair, or upsell, to the results of the application of the rules, generating at least one deal based on the accessing and applying of the strategy, and presenting the customer with the at least one option which may include a customer-preferred loan, a piggyback loan, a pre-qualification, or reduced term loan option,
    Type: Application
    Filed: January 7, 2002
    Publication date: February 13, 2003
    Inventors: Joan Lynch, John Howard McNair, Stephen John Polito, Roberto E. D'Urbano, Milton Riseman, William Kaiser