Patents by Inventor Joan Waltman

Joan Waltman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • M-commerce virtual cash system, method, and apparatus
    Publication number: 20070215687
    Abstract: A virtual cash system, method, and apparatus has an account record containing a record of money amounts associated with a wireless device and a transmitter for wirelessly transmitting to the wireless device predetermined information from the account record. Cash amounts can be spent from the account record directly from the wireless device via information derived from the wireless device via a bar code on the display, a short range radio signal, a light beam, or the like. A different security code is generated for each account transaction for verification.
    Type: Application
    Filed: March 15, 2006
    Publication date: September 20, 2007
    Inventor: Joan Waltman