Patents by Inventor Joanna COLEGATE

Joanna COLEGATE has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Authenticating based on a device identifier
    Patent number: 11392921
    Abstract: A system and method are disclosed herein leveraging financial networks standards with mobile device data and secure processing and storage environment knowledge to authenticate a device. For instance, a party to a transaction may utilize these elements of information, not traditionally associated with wireless transactions, to achieve a lower probability of fraud and/or a higher confidence associated with the transaction.
    Type: Grant
    Filed: July 6, 2020
    Date of Patent: July 19, 2022
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Joanna Colegate, Charlie Craven, Christopher Adrian Kong, Jonathan Lupton, James H. Marsden
  • AUTHENTICATING BASED ON A DEVICE IDENTIFIER
    Publication number: 20200334659
    Abstract: A system and method are disclosed herein leveraging financial networks standards with mobile device data and secure processing and storage environment knowledge to authenticate a device. For instance, a party to a transaction may utilize these elements of information, not traditionally associated with wireless transactions, to achieve a lower probability of fraud and/or a higher confidence associated with the transaction.
    Type: Application
    Filed: July 6, 2020
    Publication date: October 22, 2020
    Inventors: JOANNA COLEGATE, CHARLIE CRAVEN, CHRISTOPHER ADRIAN KONG, JONATHAN LUPTON, JAMES H. MARSDEN
  • Authenticating based on a hardware identifier
    Patent number: 10706404
    Abstract: A system and method are disclosed herein leveraging financial networks standards with mobile device data and secure processing and storage environment knowledge to authenticate a device. For instance, a party to a transaction may utilize these elements of information, not traditionally associated with wireless transactions, to achieve a lower probability of fraud and/or a higher confidence associated with the transaction.
    Type: Grant
    Filed: April 12, 2019
    Date of Patent: July 7, 2020
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Joanna Colegate, Charlie Craven, Christopher Adrian Kong, Jonathan Lupton, James H. Marsden
  • Authenticating Based On A Hardware Identifier
    Publication number: 20190236582
    Abstract: A system and method are disclosed herein leveraging financial networks standards with mobile device data and secure processing and storage environment knowledge to authenticate a device. For instance, a party to a transaction may utilize these elements of information, not traditionally associated with wireless transactions, to achieve a lower probability of fraud and/or a higher confidence associated with the transaction.
    Type: Application
    Filed: April 12, 2019
    Publication date: August 1, 2019
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: JOANNA COLEGATE, CHARLIE CRAVEN, CHRISTOPHER ADRIAN KONG, JONATHAN LUPTON, JAMES H. MARSDEN
  • Multi-factor mobile user authentication
    Patent number: 10304044
    Abstract: A system and method are disclosed herein leveraging financial networks standards with mobile device data and secure processing and storage environment knowledge to authenticate a device. For instance, a party to a transaction may utilize these elements of information, not traditionally associated with wireless transactions, to achieve a lower probability of fraud and/or a higher confidence associated with the transaction.
    Type: Grant
    Filed: June 6, 2017
    Date of Patent: May 28, 2019
    Assignee: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: Joanna Colegate, Charlie Craven, Christopher Adrian Kong, Jonathan Lupton, James H. Marsden
  • MULTI-FACTOR MOBILE USER AUTHENTICATION
    Publication number: 20170270509
    Abstract: A system and method are disclosed herein leveraging financial networks standards with mobile device data and secure processing and storage environment knowledge to authenticate a device. For instance, a party to a transaction may utilize these elements of information, not traditionally associated with wireless transactions, to achieve a lower probability of fraud and/or a higher confidence associated with the transaction.
    Type: Application
    Filed: June 6, 2017
    Publication date: September 21, 2017
    Applicant: AMERICAN EXPRESS TRAVEL RELATED SERVICES COMPANY, INC.
    Inventors: JOANNA COLEGATE, CHARLIE CRAVEN, CHRISTOPHER ADRIAN KONG, JONATHAN LUPTON, JAMES H. MARSDEN
  • System and method for multi-factor mobile user authentication
    Patent number: 9681305
    Abstract: A system and method are disclosed herein leveraging financial networks standards with mobile device data and SIM card chip knowledge to authenticate a device. For instance, a party to a transaction may utilize these elements of information, not traditionally associated with wireless transactions, to achieve a lower probability of fraud and/or a higher confidence associated with the transaction.
    Type: Grant
    Filed: June 5, 2013
    Date of Patent: June 13, 2017
    Assignee: American Express Travel Related Services Company, Inc.
    Inventors: Joanna Colegate, Charlie Craven, Christopher Adrian Kong, Jonathan Lupton, James Marsden
  • SYSTEM AND METHOD FOR MULTI-FACTOR MOBILE USER AUTHENTICATION
    Publication number: 20160080944
    Abstract: A system and method are disclosed herein leveraging financial networks standards with mobile device data and SIM card chip knowledge to authenticate a device. For instance, a party to a transaction may utilize these elements of information, not traditionally associated with wireless transactions, to achieve a lower probability of fraud and/or a higher confidence associated with the transaction.
    Type: Application
    Filed: June 5, 2013
    Publication date: March 17, 2016
    Applicant: American Express Travel Related Services Company, Inc.
    Inventors: Joanna COLEGATE, Charlie CRAVEN, Christopher Adrian KONG, Jonathan LUPTON, James MARSDEN