Patents by Inventor Joe Lauer

Joe Lauer has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System, method, and computer program for managing transaction billing across a plurality of billing sources utilizing an interface to configure advice-of-charge
    Patent number: 8260694
    Abstract: A system, method, and computer program product are provided for managing transaction billing across a plurality of billing sources utilizing an interface. In use, information associated with a transaction is received. Additionally, billing of the transaction is managed utilizing an interface accessible to a plurality of billing sources. Further, a billing response is returned, based on the management of the billing of the transaction.
    Type: Grant
    Filed: January 6, 2009
    Date of Patent: September 4, 2012
    Assignee: OpenMarket, Inc.
    Inventors: Joe Lauer, Chad Maglaque, Chun Hsu, John Mascavage
  • System, method, and computer program product for payment authorization based on a variable payment authorization score
    Patent number: 8086533
    Abstract: A system, method, and computer program product are provided for generating a variable payment authorization score. In use, a payment authorization request is received. In response, a variable payment authorization score is generated. Further, the variable payment authorization score is provided for use.
    Type: Grant
    Filed: June 12, 2007
    Date of Patent: December 27, 2011
    Assignee: Amdocs Development Limited-Guernsey Branch
    Inventors: Chad Maglaque, Joe Lauer