Abstract: A system and method for verifying the identity of an Internet user are disclosed. In at least one embodiment, a central computing system is configured for receiving and processing data related to the user. Using a computing device in communication with the computing system, a user account is created containing the user's basic information, including an email address belonging to the user. Upon validating the user's email address, the system obtains the user's name, address and last four digits of their social security number and, using that information, attempts to gather additional information related to the user from an at least one consumer records database in communication with the computing system. The user is then presented with an at least one identity verification question based on the additional information gathered. Upon the user correctly answering an acceptable percentage of the verification questions, the user's identity is considered to be verified.

Abstract: A system and method for verifying the identity of an Internet user are disclosed. In at least one embodiment, a central computing system is configured for receiving and processing data related to the user. Using a computing device in communication with the computing system, a user account is created containing the user's basic information, including an email address belonging to the user. Upon validating the user's email address, the system obtains the user's name, address and last four digits of their social security number and, using that information, attempts to gather additional information related to the user from an at least one consumer records database in communication with the computing system. The user is then presented with an at least one identity verification question based on the additional information gathered. Upon the user correctly answering an acceptable percentage of the verification questions, the user's identity is considered to be verified.