Patents by Inventor Joe Morris

Joe Morris has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 12072965
    Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.
    Type: Grant
    Filed: September 26, 2023
    Date of Patent: August 27, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew DongHo Kim, Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, Jr., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
  • Patent number: 11962617
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for cross-channel network security with tiered adaptive mitigation operations. In this regard, the invention is structured for dynamic detection of security events associated with network devices and resources, and triggering real-time mitigation operations across a plurality of resource channels. The invention provides a novel method for employing activity data to construct and implement mitigation actions for de-escalating authorization tiers that are adapted to the specific attributes of the activity data, in order to prevent security exposure associated with the activity. Another aspect of the invention is directed to determining whether to continue the tiered adaptive mitigation actions and/or trigger a security proceed signal.
    Type: Grant
    Filed: March 3, 2021
    Date of Patent: April 16, 2024
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Michael Joseph Carroll, Jeffrey Brian Bashore, Joel Filliben, Andrew DongHo Kim, Akhilendra Reddy Kotha, Pavan Kumar Reddy Kotlo, Ronnie Joe Morris, Jr., Dharmender Kumar Satija, Michael Shih, Scott Anderson Sims, Craig D. Widmann
  • Publication number: 20240020370
    Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.
    Type: Application
    Filed: September 26, 2023
    Publication date: January 18, 2024
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew DongHo Kim, JR., Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, JR., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
  • Patent number: 11816198
    Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.
    Type: Grant
    Filed: April 6, 2021
    Date of Patent: November 14, 2023
    Assignee: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew Dongho Kim, Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, Jr., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
  • Publication number: 20220318348
    Abstract: The present invention is generally related to systems and methods for providing an improved authentication and verification system through the use of compiled user data and user location or traffic data from multiple channels of input. Multiple devices may be utilized by the system in order to receive and process data to authenticate user identities and verify the validity of account activity.
    Type: Application
    Filed: April 6, 2021
    Publication date: October 6, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Scott Anderson Sims, Sai Kishan Alapati, Jeffrey Brian Bashore, Michael Joseph Carroll, Brian H. Corr, Andrew DongHo Kim, Holly J. Martinez, Aron Megyeri, Ronnie Joe Morris, JR., Elliot Piatetsky, Jennifer Quillen, Tracy R. Regehr, Dharmender Kumar Satija, Craig Douglas Widmann
  • Publication number: 20220286476
    Abstract: Embodiments of the invention are directed to a system, method, or computer program product for cross-channel network security with tiered adaptive mitigation operations. In this regard, the invention is structured for dynamic detection of security events associated with network devices and resources, and triggering real-time mitigation operations across a plurality of resource channels. The invention provides a novel method for employing activity data to construct and implement mitigation actions for de-escalating authorization tiers that are adapted to the specific attributes of the activity data, in order to prevent security exposure associated with the activity. Another aspect of the invention is directed to determining whether to continue the tiered adaptive mitigation actions and/or trigger a security proceed signal.
    Type: Application
    Filed: March 3, 2021
    Publication date: September 8, 2022
    Applicant: BANK OF AMERICA CORPORATION
    Inventors: Michael Joseph Carroll, Jeffrey Brian Bashore, Joel Filliben, Andrew DongHo Kim, Akhilendra Reddy Kotha, Pavan Kumar Reddy Kotlo, Ronnie Joe Morris, JR., Dharmender Kumar Satija, Michael Shih, Scott Anderson Sims, Craig D. Widmann
  • Publication number: 20130075466
    Abstract: A system and method of enabling mobile image capture of a check to be presented for cashing by a consumer to a check casher via a mobile smart device, net of fees, onto the consumer's access device such as a prepaid or stored value card. The consumer enters its credential information and transmits the information to a check casher through the computer network. Once verified, the consumer enters the check amount to be cashed, agrees to the check casher's fees, endorses the check, and captures a high resolution image of the front and back of the check. A high resolution image of the front and back sides of the check is transmitted to the check casher. If approved, the full check proceeds, less the agreed to check casher's fees, are loaded onto the consumer access device for immediate use.
    Type: Application
    Filed: August 30, 2012
    Publication date: March 28, 2013
    Applicant: Moneytree, Inc.
    Inventors: Agartha S. Clark, James Grabow, Joe Morris
  • Patent number: 8111614
    Abstract: During normal operation, a user terminal supported by an IP-PBX server establishes a call by resolving the name of the IP-PBX server using a DNS server. When the DNS server provides the address of the IP-PBX server, the IP-PBX server can be contacted. However, if the SIP controller learns that the IP-PBX is no longer operating, the information stored by the service provider environment may be used to build or configure an IP-Centrex server at a remote site which takes over for the failing IP-PBX server. The newly configured IP-Centrex server then registers itself with the SIP controller and either the SIP controller or the IP-Centrex server then informs the DNS server of the IP address of the IP-Centrex and tells the DNS server that the IP-Centrex server will respond to messages for the failed IP-PBX server. The newly configured IP-Centrex server then handles the messages and control flow previously handled by the IP-PBX server.
    Type: Grant
    Filed: November 29, 2007
    Date of Patent: February 7, 2012
    Assignee: Net2Phone, Inc.
    Inventors: David E. Feuer, David Lando, Joe Morris
  • Publication number: 20080267062
    Abstract: During normal operation, a user terminal supported by an IP-PBX server establishes a call by resolving the name of the IP-PBX server using a DNS server. When the DNS server provides the address of the IP-PBX server, the IP-PBX server can be contacted. However, if the SIP controller learns that the IP-PBX is no longer operating, the information stored by the service provider environment may be used to build or configure an IP-Centrex server at a remote site which takes over for the failing IP-PBX server. The newly configured IP-Centrex server then registers itself with the SIP controller and either the SIP controller or the IP-Centrex server then informs the DNS server of the IP address of the IP-Centrex and tells the DNS server that the IP-Centrex server will respond to messages for the failed IP-PBX server. The newly configured IP-Centrex server then handles the messages and control flow previously handled by the IP-PBX server.
    Type: Application
    Filed: November 29, 2007
    Publication date: October 30, 2008
    Applicant: NET2PHONE, INC.
    Inventors: David E. Feuer, David Lando, Joe Morris