Patents by Inventor Joe Ray Martin

Joe Ray Martin has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Systems and methods for monitoring remittances for reporting requirements
    Patent number: 8078517
    Abstract: Financial transactions may be monitored for reporting requirements and regulatory compliance. A system provides for receipt of remittances, recognition of payment documents, storage of transaction information, and compliance verification by matching one or more cash equivalent transactions (CETs) made by an individual to determine if the aggregate of the transactions should be reported to meet compliance regulations. Images of the documents may be reviewed by an analyst to determine an account number and/or routing number associated with imaged document. If the information associated with the document reviewed has not been previously reviewed, it may be placed on a list of documents associated with CET transactions such that the document may be determined to be a CET in subsequent encounters with the document without human intervention.
    Type: Grant
    Filed: October 21, 2008
    Date of Patent: December 13, 2011
    Assignee: United Services Automobile Association
    Inventors: Joe Ray Martin, Michael Wayne Lester, Patrick William Walker Evans, Patrick Robert Ernst, Ronald David Young, Marie Elizabeth Hollinger, Omar Alejandro Pina
  • Systems and methods for monitoring remittances for reporting requirements
    Patent number: 8078533
    Abstract: Financial transactions may be monitored for reporting requirements and regulatory compliance. A system provides for receipt of remittances, recognition of payment documents, storage of transaction information, and compliance verification by matching one or more cash equivalent transactions (CETs) made by an individual to determine if the aggregate of the transactions should be reported to meet compliance regulations. Images of the documents may be reviewed by an analyst to determine an account number and/or routing number associated with imaged document. If the information associated with the document reviewed has not been previously reviewed, it may be placed on a list of documents associated with CET transactions such that the document may be determined to be a CET in subsequent encounters with the document without human intervention.
    Type: Grant
    Filed: October 21, 2008
    Date of Patent: December 13, 2011
    Assignee: United Services Automobile Association
    Inventors: Joe Ray Martin, Michael Wayne Lester, Patrick William Walker Evans, Patrick Robert Ernst, Ronald David Young, Marie Elizabeth Hollinger, Omar Alejandro Pina