Abstract: A system and method is provided to create and use a virtual personal electronic currency. The system provides a platform and graphical user interface (GUI) that allows a user to create their own personal version(s) of digital currency that is referred to hereinafter as a “koin”, to hold, share, or trade with others. The koin is backed by the fiat of the creator, and is not traded on an open market, but rather between friends, families, groups, and organizations seeking a way to denote accomplishments or the exchange of goods and services. Embodiments of bits of koin (koinage) virtual personal electronic currency also allow people to experience direct control over their social media experience through the dissemination of their koins.