Patents by Inventor Joel A. Kravitz

Joel A. Kravitz has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Pre-paid financial savings and investment card system
    Patent number: 8781934
    Abstract: A savings and investment system and method including a plurality of pre-paid investment cards (PPICs) which can be purchased by individuals as investment products for themselves or as gifts for PPIC recipients. The PPICs are pre-paid stored value cards that are provided for use with the investment system by a PPIC company, which establishes relationships with partner financial services providers and partner retailers to provide investment vehicles and the PPICs. The value stored on the PPICs can be redeemed through a PPIC website maintained by the PPIC company or the partner financial services provider(s), whereby the value on the PPIC is deposited in an investment account established for the PPIC recipient, and then allocated among specified investment vehicles. The PPIC purchaser may optionally define usage rules governing how the PPIC value is allocated.
    Type: Grant
    Filed: October 15, 2012
    Date of Patent: July 15, 2014
    Assignee: DreamFund Holdings, Inc.
    Inventors: Joel A. Kravitz, Ryan Mersand, Steve Mersand, Andrew Kravit
  • PRE-PAID FINANCIAL SAVINGS AND INVESTMENT CARD SYSTEM
    Publication number: 20130041846
    Abstract: A savings and investment system and method including a plurality of pre-paid investment cards (PPICs) which can be purchased by individuals as investment products for themselves or as gifts for PPIC recipients. The PPICs are pre-paid stored value cards that are provided for use with the investment system by a PPIC company, which establishes relationships with partner financial services providers and partner retailers to provide investment vehicles and the PPICs. The value stored on the PPICs can be redeemed through a PPIC website maintained by the PPIC company or the partner financial services provider(s), whereby the value on the PPIC is deposited in an investment account established for the PPIC recipient, and then allocated among specified investment vehicles. The PPIC purchaser may optionally define usage rules governing how the PPIC value is allocated.
    Type: Application
    Filed: October 15, 2012
    Publication date: February 14, 2013
    Inventors: Joel A. Kravitz, Ryan Mersand, Steve Mersand, Andrew Kravit
  • Pre-paid financial savings and investment card system
    Patent number: 8341045
    Abstract: A savings and investment system and method including a plurality of pre-paid investment cards (PPICs) which can be purchased by individuals as investment products for themselves or as gifts for PPIC recipients. The PPICs are pre-paid stored value cards that are provided for use with the investment system by a PPIC company, which establishes relationships with partner financial services providers and partner retailers to provide investment vehicles and the PPICs. The value stored on the PPICs can be redeemed through a PPIC website maintained by the PPIC company or the partner financial services provider(s), whereby the value on the PPIC is deposited in an investment account established for the PPIC recipient, and then allocated among specified investment vehicles. The PPIC purchaser may optionally define usage rules governing how the PPIC value is allocated.
    Type: Grant
    Filed: April 18, 2007
    Date of Patent: December 25, 2012
    Assignee: Nextgen Savings, Inc.
    Inventors: Joel A. Kravitz, Ryan Mersand, Steve Mersand, Andrew Kravit
  • PRE-PAID FINANCIAL SAVINGS AND INVESTMENT CARD SYSTEM
    Publication number: 20070288340
    Abstract: A savings and investment system and method including a plurality of pre-paid investment cards (PPICs) which can be purchased by individuals as investment products for themselves or as gifts for PPIC recipients. The PPICs are pre-paid stored value cards that are provided for use with the investment system by a PPIC company, which establishes relationships with partner financial services providers and partner retailers to provide investment vehicles and the PPICs. The value stored on the PPICs can be redeemed through a PPIC website maintained by the PPIC company or the partner financial services provider(s), whereby the value on the PPIC is deposited in an investment account established for the PPIC recipient, and then allocated among specified investment vehicles. The PPIC purchaser may optionally define usage rules governing how the PPIC value is allocated.
    Type: Application
    Filed: April 18, 2007
    Publication date: December 13, 2007
    Applicant: Nextgen Savings, Inc.
    Inventors: Joel Kravitz, Ryan Mersand, Steve Mersand, Andrew Kravit