Patents by Inventor Joel Chris Wheeler

Joel Chris Wheeler has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10748086
    Abstract: Exemplary systems and methods for linking access credentials with payment accounts and facilitating access to events based on associations between the payment accounts and the events are disclosed. One exemplary method includes receiving, at a computing device, an authorization request for purchasing access to an event where the authorization request includes event content, ticket content, and payment content, and where the authorization request is associated with a merchant. The method also includes determining, at the computing device, whether the merchant and/or the event are registered, and when the merchant and the event are registered, storing, in memory of the computing device, a link between a payment account identified in the payment content and the event, whereby the link is able to be retrieved, by the merchant, via a subsequent authorization request, to indicate access to the event.
    Type: Grant
    Filed: October 26, 2016
    Date of Patent: August 18, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Kyle P. Clark, Joel Chris Wheeler
  • Publication number: 20180137530
    Abstract: Systems and methods are provided for facilitating payment account transactions, through selection of particular payment accounts for use in the transactions based on incentives associated with the payment accounts. One exemplary method includes receiving an authorization request for a transaction, where the authorization request includes a virtual card number (VCN) for a virtual wallet used in the transaction, and a parameter of the transaction. The method also includes selecting a payment account, from multiple payment accounts in the virtual wallet, based on an incentive associated with the payment account and the parameter, and replacing the VCN in the authorization request with a primary account number (PAN) for the selected payment account. The method then further includes routing the authorization request, with the appended PAN, to an issuer associated with the selected payment account so that the transaction may be subjected to the incentive associated with the payment account.
    Type: Application
    Filed: November 15, 2016
    Publication date: May 17, 2018
    Inventors: Joel Chris Wheeler, Kyle P. Clark, Jason Hilliard Goodgold
  • Publication number: 20170255934
    Abstract: Exemplary systems and methods for linking access credentials with payment accounts and facilitating access to events based on associations between the payment accounts and the events are disclosed. One exemplary method includes receiving, at a computing device, an authorization request for purchasing access to an event where the authorization request includes event content, ticket content, and payment content, and where the authorization request is associated with a merchant. The method also includes determining, at the computing device, whether the merchant and/or the event are registered, and when the merchant and the event are registered, storing, in memory of the computing device, a link between a payment account identified in the payment content and the event, whereby the link is able to be retrieved, by the merchant, via a subsequent authorization request, to indicate access to the event.
    Type: Application
    Filed: October 26, 2016
    Publication date: September 7, 2017
    Inventors: Kyle P. Clark, Joel Chris Wheeler