Patents by Inventor JOEL CO

JOEL CO has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20260195797
    Abstract: A system is provided for facilitating the self-service onboarding and integration of financial products and services into third-party platforms. The system is configured to provide a catalog accessible to authorized users, including third-party developers or client users acting on behalf of a company. The catalog enables users to browse and request financial products or services, initiating an onboarding process that verifies regulatory compliance and aligns user entitlements for secure access. The system configures and facilitates bidirectional data-sharing connections between the financial institution and third-party platforms, ensuring compliance with applicable security protocols. Access to financial products or services is provided through pre-built micro frontend applications or cloud-based APIs, integrated into third-party platforms to deliver embedded user experiences.
    Type: Application
    Filed: January 3, 2025
    Publication date: July 9, 2026
    Inventors: John Bruno, Joel Co, Deepika Dhanoria, Udaya K. Isampalli, Jonathan Monzon, Mohit Puri, Kiran Yelimeli
  • Publication number: 20160048442
    Abstract: The system integrates transaction account issuers, merchants, and consumers. A transaction account issuer may provide one or more APIs to merchants. The transaction account issuer may provide a sandbox environment for merchants to test applications with the APIs. The transaction account issuer may provide documentation to assist the merchants in integrating with the transaction account issuer. The transaction account issuer may notify the merchants of any changes to the documentation.
    Type: Application
    Filed: August 13, 2014
    Publication date: February 18, 2016
    Applicant: American Express Travel Related Services Company Inc.
    Inventors: NAGESHWARA R. CHIRRAVURI, JOEL CO, SASTRY VSM DURVASULA, ANDRAS L. FERENCZI, SUDHAKAR GOPAL, AMIT K. GUPTA, SATHISH B. MUTHUKRISHNAN, SOHAIL ZAFAR