Abstract: A digital wallet system comprises a document originator server and a user device. The document originator server is configured to generate a subject document including a first portion and associate an authentication stamp to form a document package. The document originator server is further configured to send the document package to a user. The user device corresponds to the user. The user device is configured to receive the document package and store the document package in a digital wallet. The user device is further configured to receive, from the user, a request to access the subject document, as well as a credential indication. The user device will provide, to the user, access to only said first portion of the subject document based upon a credential level of the credential indication.