Patents by Inventor Joel J. Rubenstein

Joel J. Rubenstein has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Innovations in health insurance
    Patent number: 8352291
    Abstract: One aspect of the present invention includes determining a variable medical co-payment according to marginal clinical utility. A set of clinical factors are processed to identify a specific clinical condition. As provided by an independent panel of physicians, medical care alternatives are described for the specific clinical condition. The independent panel of physicians further indicates corresponding marginal clinical utilities of the medical care alternatives. Variable co-payments are applied to the medical care alternatives in an inverse relationship with the corresponding marginal clinical utilities.
    Type: Grant
    Filed: September 25, 2001
    Date of Patent: January 8, 2013
    Inventor: Joel J. Rubenstein
  • Innovations in health insurance
    Publication number: 20020077855
    Abstract: One aspect of the present invention includes determining a variable medical co-payment according to marginal clinical utility. A set of clinical factors are processed to identify a specific clinical condition. As provided by an independent panel of physicians, medical care alternatives are described for the specific clinical condition. The independent panel of physicians further indicates corresponding marginal clinical utilities of the medical care alternatives. Variable co-payments are applied to the medical care alternatives in an inverse relationship with the corresponding marginal clinical utilities.
    Type: Application
    Filed: September 25, 2001
    Publication date: June 20, 2002
    Inventor: Joel J. Rubenstein