Abstract: A system and method for providing an electronic wallet characterized by enhanced cryptocurrency handling and security for debit card transactions includes a control computer, a financial information exchange server, a transfer server, and a wallet banking platform in communication with the electronic wallet. The wallet includes a virtual debit card, and the system allows a user to instantly load funds on to the debit card using a hand-held computing device upon which the electronic wallet software application resides. The electronic wallet system provides a firewall between the debit card and the user's traditional bank account(s).