Abstract: A service provider provides one or more “best” total value suggestions for one or more items specified by a user. The suggestions are based on one or more of user preferences, user location, available funding options, available local merchant incentives, available manufacturer incentives, and local merchants offering the item. In one embodiment, the “best” total value is the lowest price available to the user. The user may make a purchase using a suggestion or a revised suggestion.

Abstract: A service provider provides one or more “best” total value suggestions for one or more items specified by a user. The suggestions are based on one or more of user preferences, user location, available funding options, available local merchant incentives, available manufacturer incentives, and local merchants offering the item. In one embodiment, the “best” total value is the lowest price available to the user. The user may make a purchase using a suggestion or a revised suggestion.

Abstract: A system and/or method may be provided to implement instant payments on mobile devices. In particular, the system may allow a user to designate websites or mobile apps at which the user may make instant payments without user authentication. As such, when the user makes payments at the designated website or mobile app, the system may process payments without requesting the user's user ID and/or password. For example, instant payments may be made by two operations from the user, e.g., two clicks. In particular, the user may click a button to request payment and click another button to confirm payment. Thus, the user may make payments quickly without additional efforts.

Abstract: A method and a system to provide information to consumers are provided. A code identification module may receive one or more scanned machine-readable codes. The code identification may further identify respective descriptions of the items corresponding to the one or more scanned machine-readable codes. An incentive generation module may provide to a user an incentive interface depicting a first description of a first set of incentives available with the purchase of a first item corresponding to a first scanned machine-readable code and second description of a second set of incentives available with the purchase of a second item corresponding to a second scanned machine-readable code.

Abstract: The present disclosure involves a method comprising: determining a location of a user inside a facility; accessing an information map of the facility based on at least one of: electronic scans of items in the facility made by the user and a planogram; and offering a service based on the information map and the location of the user. The present disclosure also involves an electronic device comprising: an interface for receiving an input from a user and communicating an output to the user; a transceiver for electronically communicating with external devices; a computer processor for executing instructions; and a memory storage for storing the instructions, the memory storage further comprising a program module for: constructing a map of a facility in response to purchases made by the user; and offering a service in response to a location of the user and a shopping history of the user.

Abstract: A service provider provides one or more “best” total value suggestions for one or more items specified by a user. The suggestions are based on one or more of user preferences, user location, available funding options, available local merchant incentives, available manufacturer incentives, and local merchants offering the item. In one embodiment, the “best” total value is the lowest price available to the user. The user may make a purchase using a suggestion or a revised suggestion.