Abstract: A system includes a lock box and a piggy bank comprising a network interface and a processing circuit, where the network interface is configured to facilitate data communication with a user device via a network, the processing circuit comprises a processor and a memory, and the processing circuit is configured to receive, from an input device of the lock box, a first user input from a first user setting an authentication factor for opening the lock box, prompt a second user to provide the authentication factor, receive a second user input from the input device, compare the second user input with the authentication factor inputted by the first user to determine that the second user is authorized to access the lock box, unlock the lock box, and transmit to the user device associated with the first user a notification indicating that the lock box has been unlocked.

Abstract: Systems and methods for an account-linked piggy bank are described. The system includes a piggy bank comprising a compartment, a lid, a sensor, a lock, a network interface, and a processing circuit. The processing circuit is configured to associate the piggy bank with a first account of a user. The processing circuit is further configured to receive, decoded coin data from an encodable physical coin, wherein the decoded coin data includes a transaction request indicating a currency amount to be transferred to the first account from a second account. The processing circuit is configured to transmit the transaction request to a provider computing system. The processing circuit is further configured to receive a transaction request confirmation from the provider computing system and transmit a notification to a user device of the user indicating the currency amount has been deposited into the first account of the user.