Patents by Inventor John A. MacMillan

John A. MacMillan has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20140310166
    Abstract: A system and method are provided which allow users to load stored value accounts through online bill payment. The system and method do not rely on the user loading the stored value account sharing online banking login information or account number/routing information. In an aspect, the method includes a user selecting online banking as a payment option, receiving a bill for the load amount, paying the bill through online banking bill pay, the system receiving notification from the bank of an online banking bill payment and the system notifying the stored value account provider of the payment. The cash settlement is released to a stored value account provider in response to load request.
    Type: Application
    Filed: February 3, 2014
    Publication date: October 16, 2014
    Applicant: Western Union Financial Services, Inc.
    Inventors: John A. MacMillan, Marwan Forzley, Samer Forzley, Sheila H. James
  • Patent number: 8645272
    Abstract: A system and method are provided which allow users to load stored value accounts through online bill payment. The system and method do not rely on the user loading the stored value account sharing online banking login information or account number/routing information. In an aspect, the method includes a user selecting online banking as a payment option, receiving a bill for the load amount, paying the bill through online banking bill pay, the system receiving notification from the bank of an online banking bill payment and the system notifying the stored value account provider of the payment. The cash settlement is released to a stored value account provider in response to load request.
    Type: Grant
    Filed: April 27, 2012
    Date of Patent: February 4, 2014
    Assignee: Western Union Financial Services, Inc.
    Inventors: John A. MacMillan, Marwan Forzley, Samer Forzley, Sheila H. James
  • Publication number: 20130117177
    Abstract: A system and method are provided which allow users to load stored value accounts through online bill payment. The system and method do not rely on the user loading the stored value account sharing online banking login information or account number/routing information. In an aspect, the method includes a user selecting online banking as a payment option, receiving a bill for the load amount, paying the bill through online banking bill pay, the system receiving notification from the bank of an online banking bill payment and the system notifying the stored value account provider of the payment. The cash settlement is released to a stored value account provider in response to load request.
    Type: Application
    Filed: April 27, 2012
    Publication date: May 9, 2013
    Applicant: Western Union Financial Services, Inc.
    Inventors: John A. MacMillan, Marwan Forzley, Samer Forzley, Sheila H. James
  • Publication number: 20120095912
    Abstract: A system for initiating a payment to a merchant from a bill payment system for a purchaser in an electronic purchase transaction is provided. The purchaser may be a subscriber of the bill payment subsystem and the system may include a gateway subsystem. The gateway subsystem may receive electronic purchase transaction information. The electronic purchase transaction information may include a payment request authorized by the purchaser and an identifier associated with the merchant. The gateway subsystem may further determine that the purchaser is registered with the gateway subsystem, and send the payment request to the bill payment subsystem of which the purchaser is the subscriber. The gateway subsystem may also receive a payment notification from the bill payment subsystem, and cause a first payment to be made from a first account associated with the gateway subsystem to a second account associated with the merchant.
    Type: Application
    Filed: October 17, 2011
    Publication date: April 19, 2012
    Applicant: Western Union Financial Services, Inc.
    Inventors: Sheila H. James, Marwan Forzley, John A. MacMillan, David Koch, Samer Forzley
  • Patent number: 8133902
    Abstract: A compound having the general the general structure I is provided: (Formula I), wherein Z is a substituent selected from a group consisting of S and O; X is a substituent selected from a group consisting of Cl, Br, I, OH and NH2; each of R1 and R2 is a substituent independently selected from a group consisting of H, a linear, cyclic or branched, substituted or unsubstituted C1-C6 alkyl, a substituted or unsubstituted aryl, and a substituted or unsubstituted heteroaryl; and each of Y and Y1 is a substituent independently selected from a group consisting of H and C(O)—C6H4—Br.
    Type: Grant
    Filed: June 27, 2008
    Date of Patent: March 13, 2012
    Assignee: The Regents of the University of California
    Inventors: William Fenical, Paul Jensen, John MacMillan, Chambers C. Hughes, James J. LaClair
  • Publication number: 20110092534
    Abstract: A compound having the general the general structure I is provided: (Formula I), wherein Z is a substituent selected from a group consisting of S and O; X is a substituent selected from a group consisting of Cl, Br, I, OH and NH2; each of R1 and R2 is a substituent independently selected from a group consisting of H, a linear, cyclic or branched, substituted or unsubstituted C1-C6 alkyl, a substituted or unsubstituted aryl, and a substituted or unsubstituted heteroaryl; and each of Y and Y1 is a substituent independently selected from a group consisting of H and C(O)—C6H4—Br.
    Type: Application
    Filed: June 27, 2008
    Publication date: April 21, 2011
    Inventors: William Fenical, Paul Jensen, John Macmillan, Chambers C. Hughes, James J. Laclair
  • Publication number: 20090240624
    Abstract: A system and methods are provided which allow consumers to pay for ecommerce transactions through online bill payment and for merchants to determine that payments are not fraudulent. The system and methods do not rely on personal or confidential customer information relating to credit-cards and/or bank account routing information, date of birth and/or social security number. A risk manager can perform risk assessment for the cash payment based on order information and non-confidential purchaser information included in a cash payment request. In response to receiving an indication of the cash payment from the purchaser, a determination is made whether the cash payment is a good payment based on the risk assessment. The cash payment is released to a merchant in response to a determination that the cash payment is a good payment.
    Type: Application
    Filed: March 20, 2009
    Publication date: September 24, 2009
    Applicant: MODASOLUTIONS CORPORATION
    Inventors: Sheila H. JAMES, John A. MACMILLAN, Radhika AGARWAL, Marwan FORZLEY, Samer FORZLEY
  • Publication number: 20060266134
    Abstract: There is disclosed a conduit inspection apparatus of a type adapted to be located within and transported along a conduit such as a duct, and a method of inspecting a conduit. In one embodiment, the conduit inspection apparatus (10) comprises a body (18) adapted for location within a conduit such as a duct (14), a centralisation assembly (16) for centralising the body (18) within the duct (14), a transportation assembly (20) for transporting the body (18) along the duct (14), and a data coupling (24) for data communication between the body (18) and a control station (22). In a preferred embodiment, the apparatus (10) includes a fluid applicator (78a) for supplying a fluid to a surface of the duct (14), the fluid applicator (78a) including a rotary member in the form of an atomiser (166) for imparting a force on the fluid to direct the fluid towards a surface of the duct (14).
    Type: Application
    Filed: May 27, 2005
    Publication date: November 30, 2006
    Inventors: John MacMillan, Patrick McBride, John MacMillan, Colin Main, David Kennedy, Kenneth Cameron
  • Patent number: 6156082
    Abstract: Compounds of formula (I) ##STR1## where R.sub.1 is a C.sub.10 -C.sub.32 alkenyl group and R.sub.2 and R.sub.3 are --(--OCH.sub.2 CH.sub.2 --).sub.n OH, --(--OCH.sub.2 CHCH.sub.3 --).sub.n OH or --OCH.sub.2 CHOHCH.sub.2 OH in which n is an integer from 1 to 10 are lubricity and corrosion-prevention additives for fuels.
    Type: Grant
    Filed: December 28, 1998
    Date of Patent: December 5, 2000
    Assignee: The Associated Octel Company Limited
    Inventors: John A MacMillan, Mark L. Brewer
  • Patent number: 5858947
    Abstract: A metal cleaning composition comprising EDDS is described. Preferably, the compositions comprise optical isomers of EDDS, such as (s,s)EDDS. The compositions are particularly well suited for cleaning iron, zinc, aluminum, and copper. De-icer compositions comprising EDDS are also described. Also disclosed are processes for using the compositions.
    Type: Grant
    Filed: August 27, 1997
    Date of Patent: January 12, 1999
    Assignee: The Associated Octel Company Limited
    Inventors: John A. MacMillan, Mark L. Brewer, Andrew C. Duncan
  • Patent number: 5738914
    Abstract: An electroless metal plating solution comprising metal ions to be reduced for plating onto a substrate and a chelate for the metal to prevent or reduce metal hydroxide precipitates forming and to buffer the amount of metal ions available for reduction, wherein the chelate is at least ethylene diamine disuccinic acid (EDDS).
    Type: Grant
    Filed: September 13, 1996
    Date of Patent: April 14, 1998
    Assignee: The Associated Octel Company Limited
    Inventor: John A. MacMillan