Patents by Inventor John A. Schirano

John A. Schirano has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210358051
    Abstract: Methods, systems, and computer readable media for predictively determining a risk of damage to a property are provided. To determine the risk, a high resolution virtual model of a region that includes the property is obtained. The virtual model is imported into a simulation environment. One or more of the simulation parameters are set based on historic weather data for the region. For example, each parameter may be associated with a probability distribution derived based on the historic weather data that is sampled prior to executing the simulation. One or more simulations are executed in accordance with the sampled inputs to simulate the likely weather patterns the property will experience. The result of the simulation is analyzed to determine the predicted risk of damage to the property.
    Type: Application
    Filed: July 29, 2021
    Publication date: November 18, 2021
    Inventors: Bryan R. Nussbaum, Jeremy Carnahan, John A. Schirano, Vicki King, Mike McGraw
  • Patent number: 11107162
    Abstract: Methods, systems, and computer readable media for predictively determining a risk of damage to a property are provided. To determine the risk, a high resolution virtual model of a region that includes the property is obtained. The virtual model is imported into a simulation environment. One or more of the simulation parameters are set based on historic weather data for the region. For example, each parameter may be associated with a probability distribution derived based on the historic weather data that is sampled prior to executing the simulation. One or more simulations are executed in accordance with the sampled inputs to simulate the likely weather patterns the property will experience. The result of the simulation is analyzed to determine the predicted risk of damage to the property.
    Type: Grant
    Filed: January 10, 2019
    Date of Patent: August 31, 2021
    Assignee: State Farm Mutual Automobile Insurance Company
    Inventors: Bryan R. Nussbaum, Jeremy Carnahan, John A. Schirano, Vicki King, Mike McGraw
  • Publication number: 20210224933
    Abstract: Systems and methods are described for provisioning physical residences to and from users of a residential provisioning platform. The residential provisioning platform assigns a platform unit value to each of a plurality of physical residences. A residence provisioning app is provided to a user for implementation on the user's device and for displaying selections corresponding to the plurality of physical residences. The residential provisioning platform may include a residence tracking app that receives a user selection from the residence provisioning app corresponding to a particular physical residence, updates a particular residence dossier of the particular physical residence to assign the particular physical residence to the user, and updates a residence profile of the user to indicate a remaining platform unit value of the particular physical residence attributable to the user.
    Type: Application
    Filed: October 25, 2018
    Publication date: July 22, 2021
    Applicant: State Farm Mutual Automobile Insurance Company
    Inventors: Aaron Williams, Brian Mark Fields, Jacob J. Alt, Brian Dzik, Dwight Powell, Lewis Donley, John A. Schirano, Edward P. Matesevac, III, Kathy Curry
  • Publication number: 20210224934
    Abstract: Systems and methods are described for provisioning physical residences to and from users of a residential provisioning platform. The residential provisioning platform assigns a platform unit value to each of a plurality of physical residences. A residence provisioning app is provided to a user for implementation on the user's device and for displaying selections corresponding to the plurality of physical residences. The residential provisioning platform may include a residence tracking app that receives a user selection from the residence provisioning app corresponding to a particular physical residence, updates a particular residence dossier of the particular physical residence to assign the particular physical residence to the user, and updates a residence profile of the user to indicate a remaining platform unit value of the particular physical residence attributable to the user.
    Type: Application
    Filed: October 25, 2018
    Publication date: July 22, 2021
    Applicant: State Farm Mutual Automobile Insurance Company
    Inventors: Aaron Williams, Brian Mark Fields, Jacob J. Alt, Brian Dzik, Dwight Powell, Lewis Donley, John A Schirano, Edward P Matesevac, III, Kathy Curry
  • Patent number: 10977735
    Abstract: A computer-implemented method for providing user interaction data associated with a property is presented. A plurality of dimensions associated with a portion of the property may be determined. Image data associated with the portion of the property may be determined using an image sensor. The plurality of dimensions associated with the portion of the property may be associated with the image data associated with the portion of the property to generate the user interaction data associated with the property. The user interaction data may be provided via a user interface. The user interaction data may allow a user of the user interface to view at least one image of the portion of the property. The at least one image may be based on the plurality of dimensions associated with the portion of the property and the image data associated with the portion of the property.
    Type: Grant
    Filed: June 30, 2016
    Date of Patent: April 13, 2021
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Alexander Cardona, Dana C. Hunt, Erin Olander, John A. Schirano
  • Patent number: 10621632
    Abstract: Systems and methods for analyzing image data depicting portions of properties are disclosed. According to certain aspects, an electronic device may analyze image data depicting a portion of a property to identify a set of elements and a set of characteristics associated therewith. The electronic device may access a desired set of characteristics and may calculate a monetary amount associated with modifying the set of elements to achieve the desired set of characteristics.
    Type: Grant
    Filed: April 30, 2019
    Date of Patent: April 14, 2020
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Alexander Cardona, Erin A. Olander, John A. Schirano, Dana C. Hunt
  • Patent number: 10467476
    Abstract: Systems and methods for analyzing image data depicting properties are disclosed. According to certain aspects, an electronic device may analyze image data depicting a property to identify a set of attributes of the property. The electronic device may identify, based on the set of attributes, an architectural style of the property. Further, the electronic device may identify at least one additional property having the same architectural style. Data indicative of the at least one additional property may be presented to a user for viewing and assessment.
    Type: Grant
    Filed: April 30, 2018
    Date of Patent: November 5, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Alexander Cardona, Erin A. Olander, John A. Schirano
  • Patent number: 10319002
    Abstract: Systems and methods for analyzing image data depicting portions of properties are disclosed. According to certain aspects, an electronic device may analyze image data depicting a portion of a property to identify a set of elements and a set of characteristics associated therewith. The electronic device may access a desired set of characteristics and may calculate a monetary amount associated with modifying the set of elements to achieve the desired set of characteristics.
    Type: Grant
    Filed: July 1, 2016
    Date of Patent: June 11, 2019
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Alexander Cardona, Erin A. Olander, John A. Schirano, Dana C. Hunt
  • Patent number: 10002295
    Abstract: Systems and methods for analyzing image data depicting properties are disclosed According to certain aspects, an electronic device may analyze image data depicting a property to identify a set of attributes of the property. The electronic device may identify, based on the set of attributes, an architectural style of the property. Further, the electronic device may identify at least one additional property having the same architectural style. Data indicative of the at least one additional property may be presented to a user for viewing and assessment.
    Type: Grant
    Filed: December 5, 2017
    Date of Patent: June 19, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Alexander Cardona, Erin A. Olander, John A. Schirano
  • Patent number: 9911042
    Abstract: Systems and methods for analyzing image data depicting properties are disclosed According to certain aspects, an electronic device may analyze image data depicting a property to identify a set of attributes of the property. The electronic device may identify, based on the set of attributes, an architectural style of the property. Further, the electronic device may identify at least one additional property having the same architectural style. Data indicative of the at least one additional property may be presented to a user for viewing and assessment.
    Type: Grant
    Filed: July 1, 2016
    Date of Patent: March 6, 2018
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Alexander Cardona, Erin A. Olander, John A. Schirano