Patents by Inventor John Andrew Schirano
John Andrew Schirano has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Patent number: 11972499Abstract: A home cost analysis server is configured to train an image processing program to identify features of homes, receive user input including a prospective home, and access a first database storing metadata and images associated with homes, including the prospective home, available for purchase. The server is also configured to input images of the prospective home to the machine-learned image processing program, which outputs a feature of the prospective home, access a second database storing historical ancillary costs, and perform a lookup in the second database to retrieve comparable historical ancillary costs associated homes having a comparable feature to the outputted feature. The server is further configured to analyze the metadata associated with the prospective home, the outputted feature, and the comparable historical ancillary costs to determine ancillary home costs associated with the prospective home, and display the ancillary home costs and an overall monthly cost for the prospective home.Type: GrantFiled: April 28, 2023Date of Patent: April 30, 2024Assignee: State Farm Mutual Automobile Insurance CompanyInventors: John Ryan Hailey, John Andrew Schirano, Erin Ann Olander
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Patent number: 11954797Abstract: A feature mapping computer system configured to (i) receive a localized image including a photo depicting a driving environment and location data associated with the photo, (ii) identify, using an image recognition module, a roadway feature depicted in the photo, (iii) generate, using a photogrammetry module, a point cloud based upon the photo and the location data, wherein the point cloud comprises a set of data points representing the driving environment in a three dimensional (“3D”) space, (iv) localize the point cloud by assigning a location to the point cloud based upon the location data, and (v) generate an enhanced base map that includes a roadway feature.Type: GrantFiled: November 23, 2022Date of Patent: April 9, 2024Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Jeremy Carnahan, Michael Stine McGraw, John Andrew Schirano
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Patent number: 11935651Abstract: Provided herein is an engagement and care support platform (“ECSP”) computer system including at least one processor in communication with at least one memory device for facilitating senior user engagement. The processor is programmed to: (i) register a user through an application, (ii) register a caregiver associated with the user through the application, (iii) generate a senior profile based upon user personal and scheduling data, (iv) build a daily interactive user interface that reflects the senior profile, (v) display the daily interactive user interface at a first client device associated with the user, (vi) cause the first client device to initiate a daily interaction prompt to the user, (vii) determine whether any user interaction was received in response to the daily interaction prompt, and (viii) transmit a daily update message to a second client device associated with the caregiver, including an indication of whether any user interaction was received.Type: GrantFiled: January 18, 2022Date of Patent: March 19, 2024Assignee: State Farm Mutual Automobile Insurance CompanyInventors: Joseph Harr, Jane A. Scott, John Andrew Schirano, John Chizmar, Sondra Mulford, Kenneth A. Blocker
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Publication number: 20230298115Abstract: A home cost analysis server is configured to train an image processing program to identify features of homes, receive user input including a prospective home, and access a first database storing metadata and images associated with homes, including the prospective home, available for purchase. The server is also configured to input images of the prospective home to the machine-learned image processing program, which outputs a feature of the prospective home, access a second database storing historical ancillary costs, and perform a lookup in the second database to retrieve comparable historical ancillary costs associated homes having a comparable feature to the outputted feature. The server is further configured to analyze the metadata associated with the prospective home, the outputted feature, and the comparable historical ancillary costs to determine ancillary home costs associated with the prospective home, and display the ancillary home costs and an overall monthly cost for the prospective home.Type: ApplicationFiled: April 28, 2023Publication date: September 21, 2023Inventors: John Ryan Hailey, John Andrew Schirano, Erin Ann Olander
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Publication number: 20230289905Abstract: A home cost analysis server for executing a customized home search may include a processor programmed to define a user budget constraint, receive a list of available homes, and determine an initial monthly cost for each home. The processor may also identify one or more additional home costs based on historical insurance claim data. The processor may also display available homes that satisfy the user budget constraint.Type: ApplicationFiled: May 18, 2023Publication date: September 14, 2023Inventors: John Ryan Hailey, John Andrew Schirano, Erin Ann Olander
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Publication number: 20230282349Abstract: Provided herein is an engagement and care support platform (“ECSP”) computer system including at least one processor in communication with at least one memory device for facilitating senior user engagement. The processor is programmed to: (i) register a user through an application, (ii) register a caregiver associated with the user through the application, (iii) generate a senior profile based upon user personal and scheduling data, (iv) build a daily interactive user interface that reflects the senior profile, (v) display the daily interactive user interface at a first client device associated with the user, (vi) cause the first client device to initiate a daily interaction prompt to the user, (vii) determine whether any user interaction was received in response to the daily interaction prompt, and (viii) transmit a daily update message to a second client device associated with the caregiver, including an indication of whether any user interaction was received.Type: ApplicationFiled: May 10, 2023Publication date: September 7, 2023Inventors: Joseph Harr, Jane A. Scott, John Andrew Schirano, John Chizmar, Sondra Mulford, Kenneth A. Blocker
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Patent number: 11688516Abstract: Provided herein is an engagement and care support platform (“ECSP”) computer system including at least one processor in communication with at least one memory device for facilitating senior user engagement. The processor is programmed to: (i) register a user through an application, (ii) register a caregiver associated with the user through the application, (iii) generate a senior profile based upon user personal and scheduling data, (iv) build a daily interactive user interface that reflects the senior profile, (v) display the daily interactive user interface at a first client device associated with the user, (vi) cause the first client device to initiate a daily interaction prompt to the user, (vii) determine whether any user interaction was received in response to the daily interaction prompt, and (viii) transmit a daily update message to a second client device associated with the caregiver, including an indication of whether any user interaction was received.Type: GrantFiled: January 18, 2022Date of Patent: June 27, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Joseph Harr, Jane A. Scott, John Andrew Schirano, John Chizmar, Sondra Mulford, Kenneth A. Blocker
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Patent number: 11676226Abstract: A home cost analysis server for executing a customized home search may include a processor programmed to define a user's budget constraint and a level of flexibility thereof, including a threshold difference from the budget constraint, retrieve a list of homes and public listing information associated with each home, and determine a monthly cost associated with each home. The processor may also isolate a first subset of homes having a monthly cost that satisfies the budget constraint, and a second subset of homes having a monthly cost within the threshold difference of the budget constraint, and display the first and second subsets along with respective first and second graphical indicators, as well as a third graphical indicator of a first adjustable expense data element, the third graphical indicator recommending reducing the first adjustable data element to move at least one first home from the second subset into the first subset.Type: GrantFiled: May 5, 2021Date of Patent: June 13, 2023Assignee: STATE FARM AUTOMOBILE INSURANCE COMPANYInventors: John Ryan Hailey, John Andrew Schirano, Erin Ann Olander
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Patent number: 11663684Abstract: A home cost analysis server is configured to train an image processing program to identify features of homes, receive user input including a prospective home, and access a first database storing metadata and images associated with homes, including the prospective home, available for purchase. The server is also configured to input images of the prospective home to the machine-learned image processing program, which outputs a feature of the prospective home, access a second database storing historical ancillary costs, and perform a lookup in the second database to retrieve comparable historical ancillary costs associated homes having a comparable feature to the outputted feature. The server is further configured to analyze the metadata associated with the prospective home, the outputted feature, and the comparable historical ancillary costs to determine ancillary home costs associated with the prospective home, and display the ancillary home costs and an overall monthly cost for the prospective home.Type: GrantFiled: September 17, 2021Date of Patent: May 30, 2023Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: John Ryan Hailey, John Andrew Schirano, Erin Ann Olander
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Publication number: 20230087702Abstract: A feature mapping computer system configured to (i) receive a localized image including a photo depicting a driving environment and location data associated with the photo, (ii) identify, using an image recognition module, a roadway feature depicted in the photo, (iii) generate, using a photogrammetry module, a point cloud based upon the photo and the location data, wherein the point cloud comprises a set of data points representing the driving environment in a three dimensional (“3D”) space, (iv) localize the point cloud by assigning a location to the point cloud based upon the location data, and (v) generate an enhanced base map that includes a roadway feature.Type: ApplicationFiled: November 23, 2022Publication date: March 23, 2023Inventors: Jeremy Carnahan, Michael Stine McGraw, John Andrew Schirano
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Patent number: 11512955Abstract: A feature mapping computer system configured to (i) receive a first localized image including a first photo and a first location; (ii) receive a second localized image including a second photo and a second location; (iii) identify a roadway feature depicted in both the first and second photos; (iv) generate, using a photogrammetry module, a point cloud based upon the first and second photos and first and second locations; (v) generate a localized point cloud by assigning a location to the point cloud based upon at least one of the first and second locations; and (vi) generate an enhanced base map that includes a roadway feature by embedding an indication of the identified roadway feature onto the localized point cloud.Type: GrantFiled: October 29, 2020Date of Patent: November 29, 2022Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Jeremy Carnahan, Michael Stine McGraw, John Andrew Schirano
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Publication number: 20220230744Abstract: Provided herein is an engagement and care support platform (“ECSP”) computer system including at least one processor in communication with at least one memory device for facilitating senior user engagement. The processor is programmed to: (i) register a user through an application, (ii) register a caregiver associated with the user through the application, (iii) generate a senior profile based upon user personal and scheduling data, (iv) build a daily interactive user interface that reflects the senior profile, (v) display the daily interactive user interface at a first client device associated with the user, (vi) cause the first client device to initiate a daily interaction prompt to the user, (vii) determine whether any user interaction was received in response to the daily interaction prompt, and (viii) transmit a daily update message to a second client device associated with the caregiver, including an indication of whether any user interaction was received.Type: ApplicationFiled: January 18, 2022Publication date: July 21, 2022Inventors: Joseph Harr, Jane A. Scott, John Andrew Schirano, John Chizmar, Sondra Mulford, Kenneth A. Blocker
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Publication number: 20220230745Abstract: Provided herein is an engagement and care support platform (“ECSP”) computer system including at least one processor in communication with at least one memory device for facilitating senior user engagement. The processor is programmed to: (i) register a user through an application, (ii) register a caregiver associated with the user through the application, (iii) generate a senior profile based upon user personal and scheduling data, (iv) build a daily interactive user interface that reflects the senior profile, (v) display the daily interactive user interface at a first client device associated with the user, (vi) cause the first client device to initiate a daily interaction prompt to the user, (vii) determine whether any user interaction was received in response to the daily interaction prompt, and (viii) transmit a daily update message to a second client device associated with the caregiver, including an indication of whether any user interaction was received.Type: ApplicationFiled: January 18, 2022Publication date: July 21, 2022Inventors: Joseph Harr, Jane A. Scott, John Andrew Schirano, John Chizmar, Sondra Mulford, Kenneth A. Blocker
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Publication number: 20220005134Abstract: A home cost analysis server is configured to train an image processing program to identify features of homes, receive user input including a prospective home, and access a first database storing metadata and images associated with homes, including the prospective home, available for purchase. The server is also configured to input images of the prospective home to the machine-learned image processing program, which outputs a feature of the prospective home, access a second database storing historical ancillary costs, and perform a lookup in the second database to retrieve comparable historical ancillary costs associated homes having a comparable feature to the outputted feature. The server is further configured to analyze the metadata associated with the prospective home, the outputted feature, and the comparable historical ancillary costs to determine ancillary home costs associated with the prospective home, and display the ancillary home costs and an overall monthly cost for the prospective home.Type: ApplicationFiled: September 17, 2021Publication date: January 6, 2022Inventors: John Ryan Hailey, John Andrew Schirano, Erin Ann Olander
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Patent number: 11151669Abstract: A home cost analysis server for identifying one or more hidden home costs may include a processor programmed to receive user input including at least one prospective home. The processor may access a first external database storing metadata associated with a plurality of homes available for purchase, the plurality of homes including the prospective home, and access a second external database storing historical ancillary costs associated with a plurality of homes in a geographic area surrounding the prospective home. The processor may analyze metadata associated with the prospective home and the historical ancillary costs to determine ancillary home costs associated with the prospective home, and cause to be displayed the ancillary home costs at the user computing device using at least one graphical indicator. As a result, the prospective homebuyer may have additional education and insight into the potential costs of owning a home.Type: GrantFiled: November 16, 2017Date of Patent: October 19, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: John Ryan Hailey, John Andrew Schirano, Erin Ann Olander
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Patent number: 11023985Abstract: A home cost analysis server for executing a customized home search may include a processor programmed to receive user input including a geographic area and a budget, and define a budget constraint. The processor may access an external database storing a list of available homes in the geographic area, and analyze metadata associated with each available home on the list to determine a monthly home cost associated with each available home. The processor may also determine a significant home maintenance cost associated with each available home based upon the metadata and the geographic area, and calculate a total cost associated with each available home. The processor may further isolate a subset of the available homes having the total cost associated therewith that satisfies the budget constraint, and cause to be displayed the subset of available homes along with a graphical indicator that associates the total cost with the budget constraint.Type: GrantFiled: November 16, 2017Date of Patent: June 1, 2021Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: John Ryan Hailey, John Andrew Schirano, Erin Ann Olander
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Patent number: 10823562Abstract: A feature mapping computer system configured to (i) receive a first localized image including a first photo and a first location; (ii) receive a second localized image including a second photo and a second location; (iii) identify a roadway feature depicted in both the first and second photos; (iv) generate, using a photogrammetry module, a point cloud based upon the first and second photos and first and second locations; (v) generate a localized point cloud by assigning a location to the point cloud based upon at least one of the first and second locations; and (vi) generate an enhanced base map that includes a roadway feature by embedding an indication of the identified roadway feature onto the localized point cloud.Type: GrantFiled: January 10, 2019Date of Patent: November 3, 2020Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANYInventors: Jeremy Carnahan, Michael Stine McGraw, John Andrew Schirano