Abstract: A method of providing an Internet based transaction for goods or services offered via a website, the method comprising requesting from the website a secure financial transaction from a merchant associated with the website for said goods or services using an Internet access device, activating an encryption device in data communication with the Internet access device, receiving from the encryption device encrypted user financial card details for the secure financial transaction, the Internet access device transmitting the received encrypted user financial card details over the Internet to a transaction server, decrypting the received encrypted user financial card details at the transaction server, and forwarding the decrypted card details to a financial institution in data communication with the transaction server and thereafter using the decrypted card details to complete the secure financial transaction for the Internet based transaction for said goods or services.