Abstract: Systems and methods are provided for providing a personalized prepaid card by receiving a user selection for designing a user-customized product and generating a first image of a personalized prepaid card having an image of the user-customized product, whereby the personalized prepaid card image is delivered to the user with an offer to receive the card in exchange for satisfying one or more conditions associated with the offer and providing the user with a unique identifier code associated with the offer to present the code to a retail establishment selling the user-customized product for activating the personalized prepaid card.

Abstract: A card apparatus for promoting a customer to return to or visit or contact a business includes a card, indicia on the card indicating in some fashion that the card is not a functional card, and a removable covering attached to the card that covers the indicia. The card apparatus can be issued to a customer that has or has not visited or contacted a business. The customer is given an incentive to return to or visit or contact the business with the card apparatus to receive some benefit, such as a free gift. By promoting a customer to return to or visit or contact a business, the business increases its chances that the customer will purchase a product or service from the business or will otherwise make a transaction that will benefit the business.