Abstract: A system and method for enrolling check-writing customers in an automated payment program for paying recurring bills from a merchant with a financial presentation device (FPD) such as a debit or credit card instead of a check. An enrollment module receives a list of target customers that pay recurring bills by paper checks. An enrollment form is then sent out to the targeted customers. The enrollment form preferably requires minimal effort by the customer, for instance, requiring only a signature. Responsive to the enrollment forms that have been returned by the targeted customers which signify their desire to enroll in the automated payment program, the enrollment module receives a list of such customers. Based on the received list of customers, the enrollment module generates enrollment information which is sufficient to enable the merchant to enroll the customers in the automated payment program.