Patents by Inventor John Bungert
John Bungert has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).
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Publication number: 20260017725Abstract: A trust platform receives transaction review values from a plurality of marketplace providers, each transaction review value associated with a person-to-person transaction. The platform weighs each transaction review value to generate a weighted transaction review value based on a characteristic of the transaction. A baseline individual trust score is generated based on an aggregation of the weighted transaction review values which reflects a “trust” attributable to a user. The trust platform is also configured to adjust new transaction review values based on the baseline individual trust score to render such review more accurate.Type: ApplicationFiled: September 22, 2025Publication date: January 15, 2026Inventors: John Bungert, Terrance Luciani, Andrew O'Mara, Jordan Ashleigh McAlister, Shaun Michael Walter
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Patent number: 12450663Abstract: A trust platform receives transaction review values from a plurality of marketplace providers, each transaction review value associated with a person-to-person transaction. The platform weighs each transaction review value to generate a weighted transaction review value based on a characteristic of the transaction. A baseline individual trust score is generated based on an aggregation of the weighted transaction review values which reflects a “trust” attributable to a user. The trust platform is also configured to adjust new transaction review values based on the baseline individual trust score to render such review more accurate.Type: GrantFiled: August 9, 2022Date of Patent: October 21, 2025Assignee: METROPOLITAN LIFE INSURANCE CO.Inventors: John Bungert, Terrance Luciani, Andrew O'Mara, Jordan Ashleigh McAlister, Shaun Michael Walter
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Publication number: 20240362648Abstract: In one embodiment, a predictive contextual transaction scoring system receives transaction review data associated with person-to-person transactions from a marketplace, the transaction review data including feedback information relating to the person-to-person transaction. The system identifies contextual characteristics of the person-to-person transactions by analyzing the feedback information related to the person-to-person transactions. The system pairs a first party requesting a service to a second party providing the requested service by matching a contextual characteristic of the first party to a contextual characteristic of the second party. The system also predicts a transaction score for a new person-to-person transaction involving the first party and the second party, and provides the predicted transaction score to the marketplace to facilitate pairing of the first party requesting the service.Type: ApplicationFiled: May 1, 2024Publication date: October 31, 2024Inventors: John Bungert, Terrance Luciani, Andrew O'Mara, Jordan Ashleigh McAlister
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Patent number: 12002057Abstract: In one embodiment, a predictive contextual transaction scoring system receives transaction review data associated with person-to-person transactions from a marketplace, the transaction review data including feedback information relating to the person-to-person transaction. The system identifies contextual characteristics of the person-to-person transactions by analyzing the feedback information related to the person-to-person transactions. The system pairs a first party requesting a service to a second party providing the requested service by matching a contextual characteristic of the first party to a contextual characteristic of the second party. The system also predicts a transaction score for a new person-to-person transaction involving the first party and the second party, and provides the predicted transaction score to the marketplace to facilitate pairing of the first party requesting the service.Type: GrantFiled: April 28, 2023Date of Patent: June 4, 2024Assignee: METROPOLITAN LIFE ISURANCE CO.Inventors: John Bungert, Terrance Luciani, Andrew O'Mara, Jordan Ashleigh McAlister
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Publication number: 20230267473Abstract: In one embodiment, a predictive contextual transaction scoring system receives transaction review data associated with person-to-person transactions from a marketplace, the transaction review data including feedback information relating to the person-to-person transaction. The system identifies contextual characteristics of the person-to-person transactions by analyzing the feedback information related to the person-to-person transactions. The system pairs a first party requesting a service to a second party providing the requested service by matching a contextual characteristic of the first party to a contextual characteristic of the second party. The system also predicts a transaction score for a new person-to-person transaction involving the first party and the second party, and provides the predicted transaction score to the marketplace to facilitate pairing of the first party requesting the service.Type: ApplicationFiled: April 28, 2023Publication date: August 24, 2023Inventors: John Bungert, Terrance Luciani, Andrew O'Mara, Jordan Ashleigh McAlister
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Patent number: 11676154Abstract: In one embodiment, a predictive contextual transaction scoring system receives transaction review data associated with person-to-person transactions from a marketplace, the transaction review data including feedback information relating to the person-to-person transaction. The system identifies contextual characteristics of the person-to-person transactions by analyzing the feedback information related to the person-to-person transactions. The system pairs a first party requesting a service to a second party providing the requested service by matching a contextual characteristic of the first party to a contextual characteristic of the second party. The system also predicts a transaction score for a new person-to-person transaction involving the first party and the second party, and provides the predicted transaction score to the marketplace to facilitate pairing of the first party requesting the service.Type: GrantFiled: March 12, 2021Date of Patent: June 13, 2023Assignee: METROPOLITAN LIFE ISURANCE CO.Inventors: John Bungert, Terrance Luciani, Andrew O'Mara, Jordan Ashleigh McAlister
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Publication number: 20220383316Abstract: A trust platform receives transaction review values from a plurality of marketplace providers, each transaction review value associated with a person-to-person transaction. The platform weighs each transaction review value to generate a weighted transaction review value based on a characteristic of the transaction. A baseline individual trust score is generated based on an aggregation of the weighted transaction review values which reflects a “trust” attributable to a user. The trust platform is also configured to adjust new transaction review values based on the baseline individual trust score to render such review more accurate.Type: ApplicationFiled: August 9, 2022Publication date: December 1, 2022Inventors: John Bungert, Terrance Luciani, Andrew O'Mara, Jordan Ashleigh McAlister, Shaun Michael Walter
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Publication number: 20220292513Abstract: In one embodiment, a predictive contextual transaction scoring system receives transaction review data associated with person-to-person transactions from a marketplace, the transaction review data including feedback information relating to the person-to-person transaction. The system identifies contextual characteristics of the person-to-person transactions by analyzing the feedback information related to the person-to-person transactions. The system pairs a first party requesting a service to a second party providing the requested service by matching a contextual characteristic of the first party to a contextual characteristic of the second party. The system also predicts a transaction score for a new person-to-person transaction involving the first party and the second party, and provides the predicted transaction score to the marketplace to facilitate pairing of the first party requesting the service.Type: ApplicationFiled: March 12, 2021Publication date: September 15, 2022Inventors: John Bungert, Terrance Luciani, Andrew O'Mara, Jordan Ashleigh McAlister
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Patent number: 11443386Abstract: A trust platform receives transaction review values from a plurality of marketplace providers, each transaction review value associated with a person-to-person transaction. The platform weighs each transaction review value to generate a weighted transaction review value based on a characteristic of the transaction. A baseline individual trust score is generated based on an aggregation of the weighted transaction review values which reflects a “trust” attributable to a user. The trust platform is also configured to adjust new transaction review values based on the baseline individual trust score to render such review more accurate.Type: GrantFiled: September 23, 2020Date of Patent: September 13, 2022Assignee: METROPOLITAN LIFE INSURANCE CO.Inventors: John Bungert, Terrance Luciani, Andrew O'Mara, Jordan Ashleigh McAlister, Shaun Michael Walter
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Publication number: 20210090178Abstract: A trust platform receives transaction review values from a plurality of marketplace providers, each transaction review value associated with a person-to-person transaction. The platform weighs each transaction review value to generate a weighted transaction review value based on a characteristic of the transaction. A baseline individual trust score is generated based on an aggregation of the weighted transaction review values which reflects a “trust” attributable to a user. The trust platform is also configured to adjust new transaction review values based on the baseline individual trust score to render such review more accurate.Type: ApplicationFiled: September 23, 2020Publication date: March 25, 2021Inventors: John Bungert, Terrance Luciani, Andrew O'Mara, Jordan Ashleigh McAlister, Shaun Michael Walter
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Patent number: 10762571Abstract: An unmanned insurance drone can include a drone body and a sensor unit disposed on the drone body to collect sensor data. An on-board data processor converts the sensor data into insurance related information, and a wireless communication unit in communication with the data processor to transmit the insurance related information. In another example, the data processor may not be on the drone but remotely located. The location can be with the pilot or a control collection location. If the insurance related information is separate from the drone, than the wireless communication unit can transmit the raw sensor data to the processor.Type: GrantFiled: September 2, 2015Date of Patent: September 1, 2020Assignee: METROPOLITAN LIFE INSURANCE CO.Inventors: Terrance C. Luciani, Barbara A. Distasio, John Bungert, Matt Sumner, Thomas L. Bozzo
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Publication number: 20160063642Abstract: An unmanned insurance drone can include a drone body and a sensor unit disposed on the drone body to collect sensor data. An on-board data processor converts the sensor data into insurance related information, and a wireless communication unit in communication with the data processor to transmit the insurance related information. In another example, the data processor may not be on the drone but remotely located. The location can be with the pilot or a control collection location. If the insurance related information is separate from the drone, than the wireless communication unit can transmit the raw sensor data to the processor.Type: ApplicationFiled: September 2, 2015Publication date: March 3, 2016Applicant: METROPOLITAN LIFE INSURANCE CO.Inventors: Terrance C. Luciani, Barbara A. Distasio, John Bungert, Matt Sumner, Thomas L. Bozzo