Patents by Inventor John C. R. Hele

John C. R. Hele has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Automated insurance policy application
    Publication number: 20020120474
    Abstract: Disclosed is an overall process for automatically providing policy documents for products of a plurality of insurance carriers. The appropriate completed document can be sent to the user based on the user's selection of the product.
    Type: Application
    Filed: November 6, 2001
    Publication date: August 29, 2002
    Inventors: John C.R. Hele, Christopher Serflek
  • Selling insurance over a networked system
    Publication number: 20020116231
    Abstract: Disclosed is an overall process for selling life insurance across a network. The process can include an automated determination of user requirements; electronic data exchange with external parties; an underwriting process; and issuance of a policy and payment collection.
    Type: Application
    Filed: November 6, 2001
    Publication date: August 22, 2002
    Inventors: John C. R. Hele, Christopher Serflek, Iain W. Scott
  • Underwriting insurance
    Publication number: 20020111835
    Abstract: Disclosed is an overall process for underwriting insurance. The process can include automated underwriting using rules from a plurality of insurance carriers. Rules can be general, carrier specific, and product specific. Also featured is a reflexive process for questioning a user that is purchasing insurance.
    Type: Application
    Filed: November 6, 2001
    Publication date: August 15, 2002
    Inventors: John C. R. Hele, Christopher Serflek