Patents by Inventor John Cacioppo

John Cacioppo has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20210142320
    Abstract: Disclosed are exemplary embodiments of systems and methods for processing a payment transaction using a pseudo-PAN. In an exemplary embodiment, a method generally includes periodically generating an encryption salt and receiving an authorization message for a payment transaction to a payment account, where the authorization message includes a token. The method also includes decrypting the token based on an encryption algorithm and the encryption salt most recently generated, prior to receipt of the authorization message, and searching in memory for the decrypted token. The method then includes determining that the decrypted token does not match any of a plurality of actual primary account numbers (PANs) in the memory, whereby the token is determined to not be a pseudo-PAN, and transmitting the authorization message without modification to a computing device associated with one of an acquirer and an issuer of said payment account.
    Type: Application
    Filed: January 25, 2021
    Publication date: May 13, 2021
    Inventor: John Cacioppo
  • Patent number: 10902417
    Abstract: Disclosed are exemplary embodiments of systems and methods for processing payment transaction using pseudo-PAN. In an exemplary embodiment, a method generally includes generating an encryption salt, receiving a request from a consumer indicating a possible payment transaction, in response to the request, generating a one-time token, based on the actual payment information and a most recent generated encryption salt, the one-time token having the same format as the payment information, with a routing segment of the one-time token being identical to a routing segment of the payment information, and presenting the one-time token.
    Type: Grant
    Filed: April 29, 2014
    Date of Patent: January 26, 2021
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: John Cacioppo
  • Publication number: 20150310425
    Abstract: Disclosed are exemplary embodiments of systems and methods for processing payment transaction using pseudo-PAN. In an exemplary embodiment, a method generally includes generating an encryption salt, receiving a request from a consumer indicating a possible payment transaction, in response to the request, generating a one-time token, based on the actual payment information and a most recent generated encryption salt, the one-time token having the same format as the payment information, with a routing segment of the one-time token being identical to a routing segment of the payment information, and presenting the one-time token.
    Type: Application
    Filed: April 29, 2014
    Publication date: October 29, 2015
    Applicant: MASTERCARD INTERNATIONAL INCORPORATED
    Inventor: John Cacioppo
  • Publication number: 20070249914
    Abstract: A method of detecting lie detection including the steps of first conditioning the subject to produce an involuntary physiological response triggered when the subject provides false statements; and secondly asking the subject to state whether each of series of statements presented to the subject are true. As the subject answers, the subject is monitored for the conditioned involuntary response. Detecting whether the subject is providing false statements is based on whether the involuntary response is observed during these answers. A system (19) for lie detection includes a computing device (21), a controlled (40), and at least one conditioning interface (42, 44).
    Type: Application
    Filed: April 11, 2007
    Publication date: October 25, 2007
    Applicant: THE UNIVERSITY OF CHICAGO
    Inventors: John Cacioppo, Tyler Lorig
  • Publication number: 20060289574
    Abstract: A holder for retaining small articles, such as a work glove or a hand tool on user's clothes in an easily accessible location. The holder has a moisture impermeable panel, which has dimensions greater than an outer periphery of the glove. A securing member is attached to the user's clothing article, such as a waist belt. A second securing member is attached adjacent a cuff portion of the glove. The securing members carry quick-release fasteners allowing ready engagement and disengagement of the glove with the panel. The panel may be secured on a waist belt of the user to provide easy access to the glove by the user. A small tool holder is secured to the waist belt a distance from the panel. The tool holder may be a retractor with a retractable string, which suspends the hand tool on the belt.
    Type: Application
    Filed: July 12, 2006
    Publication date: December 28, 2006
    Inventor: John Cacioppo
  • Publication number: 20060086629
    Abstract: A glove holder for retaining a work glove or a sport glove on user's clothes in an easily accessible location. The holder has a moisture impermeable panel, which has dimensions greater than an outer periphery of the glove. A securing member is attached to an outside surface of the panel. A second securing member is attached adjacent a cuff portion of the glove. The securing members carry quick-release fasteners allowing ready engagement and disengagement of the glove with the panel. The panel may be secured on a waist belt of the user to provide easy access to the glove by the user.
    Type: Application
    Filed: October 27, 2004
    Publication date: April 27, 2006
    Inventor: John Cacioppo
  • Publication number: 20050065413
    Abstract: A method of detecting lie detection including the steps of first conditioning the subject to produce an involuntary physiological response triggered when the subject provides false statements; and secondly asking the subject to state whether each of series of statements presented to the subject are true. As the subject answers, the subject is monitored for the conditioned involuntary response. Detecting whether the subject is providing false statements is based on whether the involuntary response is observed during these answers. A system (19) for lie detection includes a computing device (21), a controlled (40), and at least one conditioning interface (42, 44).
    Type: Application
    Filed: December 18, 2002
    Publication date: March 24, 2005
    Applicant: Foursticks Pty. Ltd
    Inventors: John Cacioppo, Tyler Lorig