Patents by Inventor John D. Licciardello

John D. Licciardello has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20170323298
    Abstract: A computer-based method includes receiving, at a computer-based authorization system, a request to authorize payment to a first party at an electronic payment device from an account with funds that have been paid by a second party. The request includes an encrypted indication of an account number that corresponds to the account and a cash card number entered by the first party at the electronic payment device. The method further includes deriving an unencrypted version of the account number from the encrypted indication; comparing the unencrypted version of the account number to one or more identification codes in an electronic database, where one of the identification codes corresponds to the account; and authorizing payment from the account at the payment device based, at least in part, on whether the comparing yields a match between the unencrypted version of the account number and the identification code that corresponds to the account.
    Type: Application
    Filed: July 21, 2017
    Publication date: November 9, 2017
    Applicant: AMERICAN CASH EXCHANGE, INC.
    Inventors: Donald C. LICCIARDELLO, Rush TAGGART, John D. LICCIARDELLO, Debra Lynn LICCIARDELLO
  • Patent number: 9715690
    Abstract: A computer-based method includes receiving, at a computer-based authorization system, a request to authorize payment to a first party at an electronic payment device from an account with funds that have been paid by a second party. The request includes an encrypted indication of an account number that corresponds to the account and a cash card number entered by the first party at the electronic payment device. The method further includes deriving an unencrypted version of the account number from the encrypted indication; comparing the unencrypted version of the account number to one or more identification codes in an electronic database, where one of the identification codes corresponds to the account; and authorizing payment from the account at the payment device based, at least in part, on whether the comparing yields a match between the unencrypted version of the account number and the identification code that corresponds to the account.
    Type: Grant
    Filed: August 25, 2011
    Date of Patent: July 25, 2017
    Assignee: AMERICAN CASH EXCHANGE, INC.
    Inventors: Donald C. Licciardello, Rush Taggart, John D. Licciardello, Debra Lynn Licciardello
  • Publication number: 20130151418
    Abstract: A computer-based method includes receiving, at a computer-based authorization system, a request to authorize payment to a first party at an electronic payment device from an account with funds that have been paid by a second party. The request includes an encrypted indication of an account number that corresponds to the account and a cash card number entered by the first party at the electronic payment device. The method further includes deriving an unencrypted version of the account number from the encrypted indication; comparing the unencrypted version of the account number to one or more identification codes in an electronic database, where one of the identification codes corresponds to the account; and authorizing payment from the account at the payment device based, at least in part, on whether the comparing yields a match between the unencrypted version of the account number and the identification code that corresponds to the account.
    Type: Application
    Filed: August 25, 2011
    Publication date: June 13, 2013
    Applicant: AMERICAN CASH EXCHANGE, INC.
    Inventors: Donald C. Licciardello, Rush Taggart, John D. Licciardello, Debra Lynn Licciardello