Patents by Inventor John Eric Roberts

John Eric Roberts has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11854012
    Abstract: Systems and methods are provided for use in processing transactions based on biometric data used in connection with authenticating consumers to payment accounts to which the transactions are directed. One exemplary method includes prompting a consumer to provide a biometric in connection with a transaction by the consumer, and receiving a payment account credential specific to a payment account for use in the transaction. The method also includes appending a biometric score and an indication of a biometric technology used to capture the biometric to an authorization request associated with the transaction, and transmitting, by the computing device, the authorization request to an issuer.
    Type: Grant
    Filed: May 26, 2022
    Date of Patent: December 26, 2023
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Mark Jules Azzam, John Eric Roberts, Matthew Wease, Brett Jon Halkett
  • Publication number: 20220284440
    Abstract: Systems and methods are provided for use in processing transactions based on biometric data used in connection with authenticating consumers to payment accounts to which the transactions are directed. One exemplary method includes prompting a consumer to provide a biometric in connection with a transaction by the consumer, and receiving a payment account credential specific to a payment account for use in the transaction. The method also includes appending a biometric score and an indication of a biometric technology used to capture the biometric to an authorization request associated with the transaction, and transmitting, by the computing device, the authorization request to an issuer.
    Type: Application
    Filed: May 26, 2022
    Publication date: September 8, 2022
    Inventors: Mark Jules Azzam, John Eric Roberts, Matthew Wease, Brett Jon Halkett
  • Patent number: 11348109
    Abstract: Systems and methods are provided for use in processing transactions based on biometric data used in connection with authenticating consumers to payment accounts to which the transactions are directed. One exemplary method includes prompting a consumer to provide a biometric in connection with a transaction by the consumer, and receiving a payment account credential specific to a payment account for use in the transaction. The method also includes appending a biometric score and an indication of a biometric technology used to capture the biometric to an authorization request associated with the transaction, and transmitting, by the computing device, the authorization request to an issuer.
    Type: Grant
    Filed: August 19, 2020
    Date of Patent: May 31, 2022
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Mark Jules Azzam, John Eric Roberts, Matthew Wease, Brett Jon Halkett
  • Publication number: 20200380527
    Abstract: Systems and methods are provided for use in processing transactions based on biometric data used in connection with authenticating consumers to payment accounts to which the transactions are directed. One exemplary method includes prompting a consumer to provide a biometric in connection with a transaction by the consumer, and receiving a payment account credential specific to a payment account for use in the transaction. The method also includes appending a biometric score and an indication of a biometric technology used to capture the biometric to an authorization request associated with the transaction, and transmitting, by the computing device, the authorization request to an issuer.
    Type: Application
    Filed: August 19, 2020
    Publication date: December 3, 2020
    Inventors: Mark Jules Azzam, John Eric Roberts, Matthew Wease, Brett Jon Halkett
  • Patent number: 10769634
    Abstract: Systems and methods are provided for use in processing transactions based on biometric data used in connection with authenticating consumers to payment accounts to which the transactions are directed. One exemplary method includes causing a biometric associated with a consumer to be received, when the consumer presents a payment device for funding a transaction with a merchant via a payment account associated with the payment device. The method also includes appending, by a computing device, a biometric score to an authorization request associated with the transaction at the merchant where the biometric score is indicative of a degree of match between the received biometric and a reference biometric, and transmitting, by the computing device, the authorization request whereby an issuer associated with the payment account is able to utilize the biometric score in determining to approve or decline the transaction.
    Type: Grant
    Filed: June 13, 2016
    Date of Patent: September 8, 2020
    Assignee: MASTERCARD INTERNATIONAL INCORPORATED
    Inventors: Mark Jules Azzam, John Eric Roberts, Matthew Wease, Brett Jon Halkett
  • Publication number: 20170357981
    Abstract: Systems and methods are provided for use in processing transactions based on biometric data used in connection with authenticating consumers to payment accounts to which the transactions are directed. One exemplary method includes causing a biometric associated with a consumer to be received, when the consumer presents a payment device for funding a transaction with a merchant via a payment account associated with the payment device. The method also includes appending, by a computing device, a biometric score to an authorization request associated with the transaction at the merchant where the biometric score is indicative of a degree of match between the received biometric and a reference biometric, and transmitting, by the computing device, the authorization request whereby an issuer associated with the payment account is able to utilize the biometric score in determining to approve or decline the transaction.
    Type: Application
    Filed: June 13, 2016
    Publication date: December 14, 2017
    Inventors: Mark Jules Azzam, John Eric Roberts, Matthew Wease, Brett Jon Halkett