Patents by Inventor John F. Fairclough

John F. Fairclough has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 7124113
    Abstract: The present invention relates generally to a system and method for verifying, settling, guaranteeing and printing checks at a remote location, preferably an electronic retailer's facilities, via a network, preferably the Internet. The preferred method for verifying, settling, guaranteeing and printing checks over a network at a remote location comprises the following steps. A client computer is connected to a merchant server at a location remote from the client computer. An order is transmitted from the client computer to the merchant server. Payment by check is selected. The client computer is connected to a check server. Customer data is input to the client computer. The customer data is transmitted from the client computer to the check server. The customer data is transmitted from the check server to a check verification server. The check verification server transmits an approval, preferably comprising the customer data and a guarantee of payment to a merchant, to the client computer and the check server.
    Type: Grant
    Filed: November 21, 2000
    Date of Patent: October 17, 2006
    Assignee: Troy Group, Inc.
    Inventors: John F. Fairclough, Tadeusz J. Dragowski, Oscar Inostroza, Karen R. Hyman, Kamyar Saberi, Murray Galarraga, Richard Calkins, Suavek Kownacki, Esteban Gutierrez, Robert Blake