Abstract: The present invention relates to the customisation of information viewed by a web user on contacting a site. The invention particularly relates to a method of displaying on a user computer one or more logos, specific to the particular user, on the user computer contacting a website associated with a merchant computer in a communications system connecting the merchant computer and the user computer, the communications system being also connected to such additional systems server and browser computers as may be necessary to carry out the method.

Abstract: A funds transfer method in a communications system between two entity computers where, depending on the transaction, one is remitter computer and the other is a recevier computer. There is a systems server computer associated with an escrow account. Once a transaction has been agreed between the two computers, the systems server computer sets aside the funds in the escrow account, which funds are no longer available to the remitter computer which will often be operated by a buyer in the internet. Then the systems server computer issues two codes, namely, an initial initiation code and a funds release code respectively. The initiation code is sent to the receiver computer as confirmation of the availability of the funds in the escrow account.