Abstract: A cluster of network flows is formed on the basis of a particular entity-to-entity relationship, and individual network flows within the cluster are further identified on an application-by-application basis to better characterize communications between two compute instances connected through a data network. By individually scoring network flows for each application with a variety of tools, and aggregating these individual scores into a composite score for the cluster of network flows, more accurate threat detections can be supported based on an increase in relevant threat data and a more complete view of risk factors.

Abstract: One aspect of the invention is a method for receiving a financial transaction request in the form of a paging message and processing the financial transaction request according to a specific set of instructions. The method may include the steps of receiving a financial transaction request in the form a paging message, processing the financial transaction request to determine if sufficient funds are available to execute the transaction, executing the financial transaction, sending a transaction confirmation message in the form of a paging message, and generating an ACH file that includes the requested financial transaction. Another aspect of the invention is a transaction processor system adapted receive and process financial transactions requests by using the steps described above.