Abstract: Disclosed is a system and method of providing a complete payment of a medical claim to a medical service provider. According to an exemplary embodiment, multiple insurer/employer payer processers each provide funds associated with an insurer's/employer's portion of a claim and funds associated with the patient's portion of the claim to a central financial interchange settlement process which provides a complete payment to the medical service provider. According to an exemplary embodiment, the financial interchange is operatively associated with a patient reserve trust which operates as a guarantor of the patient portion funds paid to the medical service provider in the event the patient's adjudicated portion is ultimately unpaid by the patient.

Abstract: A compartmentalized trash container separable into three separate containers to receive recyclable trash includes three rectangular separate containers which nest together to form a rectangular shaped combination with a rectangular frame to interfit over the top edge and hold the nested containers together with a hingeable cover attached to the frame to open and close access to all of the separate containers.