Patents by Inventor John Jong-Suk Lee

John Jong-Suk Lee has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Publication number: 20220148014
    Abstract: Methods and systems for generating notifications to users. The methods may include selecting, based on a first characteristic and the stored data associated with each user, a first subset of users from the set of users and transmit a primary notification to the first subset of users. The system detects whether the users perform a particular user action and segments the first subset into a first group of users associated with the particular user action and a second group of users not associated with the particular user action. The system identifies a second characteristic different from the first characteristic and correlated to the second group of users. It then identifies a third group of users having the second characteristic and generates a secondary notification for transmission to the third group of users.
    Type: Application
    Filed: November 11, 2020
    Publication date: May 12, 2022
    Applicant: Shopify Inc.
    Inventors: John Jong Suk LEE, Jacinthe RICARD
  • Publication number: 20220121778
    Abstract: The present disclosure provides systems and methods to locate, remove and optionally replace personal information in screen pages generated by computer-executable instructions. According to an embodiment, a method includes obtaining computer-executable instructions for generating multiple screen pages. At least one of the screen pages includes personal information that a user might not have permission to view. The computer-executable instructions can then be modified to produce modified computer-executable instructions, which generate at least one modified screen page that corresponds to the at least one screen page having the personal information removed. The modified computer-executable instructions are transmitted to a device associated with the user, allowing the user to interact with the at least one modified screen page without risking disclosure of the personal information.
    Type: Application
    Filed: October 16, 2020
    Publication date: April 21, 2022
    Inventors: NEIL LEONARD PADGETT, JOHN JONG-SUK LEE
  • Patent number: 11308467
    Abstract: A computer server includes a processor that is configured to receive an incoming authorization request that includes an original numeric value and an identification number, and locate a profile that is associated with the identification number. The located profile includes at least one adjustment criterion. The processor is configured to determine a primary numeric value and a secondary numeric value from the original numeric value and the adjustment criterion, confirm that the secondary numeric value is not greater than a balance value in a loyalty points account associated with the identification number, and reduce the balance value in the loyalty points account by the secondary numeric value. The processor is configured to, after confirming the secondary numeric value, generate a revised authorization request and transmit the revised authorization request to an authorization server. The revised authorization request includes the identification number and the primary numeric value.
    Type: Grant
    Filed: April 21, 2020
    Date of Patent: April 19, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Robert Hayhow, Giovanna Borsella, Milos Dunjic, Jeffrey Aaron Ecker, Bryan Michael Gleeson, Arthur Carroll Chow, Anthony Haituyen Nguyen, John Jong-Suk Lee, Rakesh Thomas Jethwa
  • Patent number: 11308461
    Abstract: The disclosed embodiments include computerized systems and methods that generate secured blockchain-based ledger structures that facilitate event-based control of tracked assets. In one embodiment, an apparatus associated with a centralized authority of the secured blockchain-based ledger may detect an occurrence of an event, and may access and decrypt a set of rules hashed into the secured blockchain-based ledger using a confidentially-held master cryptographic key. The apparatus may identify a rule associated with the detected event, and perform one or more operations consistent with the rule and involving at least one of assets tracked within the secured blockchain-based ledger or an owner of a portion of the tracked assets. By way of example, the detected event may triggering a sale, transfer, and/or re-allocation of an ownership interest in a tracked asset, and the identified rule may specify a distribution of proceeds derived from the sale, transfer, and/or re-allocation.
    Type: Grant
    Filed: November 10, 2015
    Date of Patent: April 19, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Perry Aaron Jones Haldenby, Rajan Mahadevan, John Jong Suk Lee, Paul Mon-Wah Chan, Orin Del Vecchio
  • Patent number: 11303699
    Abstract: Method and system for determining a size of an initial part of a multi-part transferor are described. In one aspect, a computer-implemented method includes: receiving, by a computing system and from a client device associated with a particular transferor, a request for a transfer initiation interface; determining, based on a transfer history for the particular transferor, a size of an initial part of a multi-part transfer; and providing, to the client device, the transfer initiation interface, the transfer initiation interface indicating the size of the initial part of the multi-part transfer and including a selectable option to initiate the transfer of the initial part of the multi-part transfer.
    Type: Grant
    Filed: June 4, 2021
    Date of Patent: April 12, 2022
    Assignee: Shopify Inc.
    Inventors: Diana Rebeca Birsan, Philibert Dugas, John Jong-Suk Lee
  • Patent number: 11282137
    Abstract: A device has a secure element including a memory that stores at least one address, a set of rules, and a state of an asset. A processor is configured for receiving a request to change the state of the asset associated with the address, validating the request in the case where changing the state of the asset according to the request complies with the set of rules, and invalidating the request in the case where changing the state of the asset according to the request violates the set of rules. A communications module is coupled to the secure element for transmitting information responsive to the request to a distributed network of peer processors for recording a change in the state of the asset in a distributed electronic ledger in the case where the secure element validates the request.
    Type: Grant
    Filed: October 7, 2016
    Date of Patent: March 22, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Ian James McDonald, Adam Douglas McPhee, Perry Aaron Jones Haldenby, Paul Mon-Wah Chan, John Jong Suk Lee
  • Publication number: 20220020030
    Abstract: The disclosure generally describes computer-implemented methods, software, and systems, including a method for placing a card into an alert state. An alert detection indication is received during an attempted data exchange using a permanent account number (PAN) associated with a card. The alert detection indication is received by an electronic controller embedded in the card and is received through an interface. The alert detection indication indicates that the PAN has an alert state identified for the PAN by an entity that issued the card. An operational mode of the card is modified into the alert state by the electronic controller and is based on receipt of the alert detection indication. An electronic display indicating that the card is in the alert state is displayed by the electronic controller.
    Type: Application
    Filed: September 29, 2021
    Publication date: January 20, 2022
    Inventors: Milos Dunjic, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Het Anand Patel, Casey Lyn Doyle, Yubing Liu, Anthony Haituyen Nguyen, David Samuel Tax, Arun Victor Jagga, John Jong-Suk Lee
  • Publication number: 20220012773
    Abstract: Systems and methods for processing user activity data associated with a master user account over a period of time are disclosed. The method may include: receiving user activity data associated with a master user account, the user activity data collected at a user device over a time period; receiving user biometric data associated with the master user account, the user biometric data generated based on physical interactions of a user with the user device over the time period; identifying a matching sub-user account corresponding to the user within the master user account based on a comparison between the user biometric data and one or more stored action metrics associated with the master user account; and storing the user activity data in association with the sub-user account within the master user account.
    Type: Application
    Filed: July 9, 2020
    Publication date: January 13, 2022
    Inventors: John JONG-SUK LEE, Craig S. MILLER
  • Patent number: 11222316
    Abstract: An apparatus for use in a digital asset tracking system includes a storage device and a processor coupled to the storage device. The storage device stores software instructions for controlling the processor that when executed by the processor configure the processor to receive a signal representing a request comprising a first transfer from a first digital container associated with a first client to a second digital container associated with a second client. A value of the first transfer is compared to a total value in one or more accounts associated with the first client. At least one of the one or more accounts associated with the first client has a value in a first currency. A first draft is generated from a first account to an account associated with the second client. The first draft comprises a value in a second currency equivalent to the value of the first transfer.
    Type: Grant
    Filed: September 10, 2019
    Date of Patent: January 11, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Ian James McDonald, Adam Douglas McPhee, Perry Aaron Jones Haldenby, Paul Mon-Wah Chan, John Jong Suk Lee
  • Publication number: 20220005075
    Abstract: The disclosed embodiments generally relate to systems, methods, and apparatus for dynamic context-based electronic offer communication. In one aspect, a computer server is disclosed, comprising: a hardware processor configured to execute instructions stored in a memory to: receive location data from a mobile device; determine a context of the mobile device based on the location data; generate a database query using the determined context; send the generated query to an events database; receive a conditional electronic offer from the events database; determine user data requirements based on the conditional electronic offer; send a request based on the user data requirements to a secure server; receive user data from the secure server; generate an electronic offer communication based on the conditional electronic offer when the user data received from the secure server meets the user data requirements; and send the electronic offer communication to the mobile device.
    Type: Application
    Filed: September 10, 2021
    Publication date: January 6, 2022
    Applicant: The Toronto-Dominion Bank
    Inventors: Adrian BLOY, Sebastien FORGET, Ryan Edmund VEKEMAN, Connie Maun-Fong CHAN, Daniel Lam Tin CHEUNG, Arun Victor JAGGA, John Jong-Suk LEE
  • Patent number: 11216808
    Abstract: A message processing server includes a message processor, a network interface, and a memory storing a token database of multi-layer tokens. Each token in the database includes a plurality of encrypted data layers. The message processor receives, via the network interface, at least one authorization message that identifies one of the tokens, derives a first decrypted data layer from the first encrypted data layer of the token, and extracts from the first decrypted data layer a second pointer to a secondary database that stores a predetermined data value. The message processor excises the predetermined data value from the secondary database.
    Type: Grant
    Filed: October 5, 2016
    Date of Patent: January 4, 2022
    Assignee: The Toronto-Dominion Bank
    Inventors: Avinash Malliah, Roisin F. Fritz, Jonathan K. Barnett, John Jong Suk Lee, Paul Mon-Wah Chan, Orin Del Vecchio
  • Publication number: 20210406895
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, generate and provision digital tokens based on dynamically obtained contextual data. For example, an apparatus may receive first information that characterizes an exchange of data initiated by a first application program executed by the apparatus, and may generate and transmit a signal to a computing system through a programmatic interface associated with a second application program executed by the apparatus. In some instances, the first signal may include the first information and data that instructs the computing system to obtain a digital token representative of a data type available for use in the data exchange. The apparatus may also receive a second signal that includes the digital token and based on the digital token, perform operations that present second information characterizing the available data type on an interface.
    Type: Application
    Filed: September 7, 2021
    Publication date: December 30, 2021
    Inventors: Milos DUNJIC, Arthur Carroll CHOW, Anthony Haituyen NGUYEN, Casey Lyn DOYLE, Yubing LIU, Het Anand PATEL, Stephen John McCANN, Perry Aaron Jones HALDENBY, David TAX, John Jong-Suk LEE, Arun Victor JAGGA
  • Patent number: 11194444
    Abstract: An electronic device for indicating selection of a data transfer method is disclosed. A processor is coupled to an input interface module and an output interface module. A memory is coupled to the processor and stores an application comprising instructions to cause the device to display indications corresponding to a plurality of data transfer methods via the output interface module, receive a selection of one of the methods for use in making a subsequent data transfer, retrieve a graphical element corresponding to the selected method, configure the device for making data transfers using the selected method, and indicate the device is operable to perform data transfers using the selected method by presenting the graphical element in the interface of the application whenever the interface is displayed via the output interface module or by modifying an icon for launching the application to correspond to the graphical element.
    Type: Grant
    Filed: August 9, 2019
    Date of Patent: December 7, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Adrian Bloy, S├ębastien Forget, Ryan Edmund Vekeman, Connie Maun-Fong Chan, Daniel Lam Tin Cheung, Arun Victor Jagga, John Jong-Suk Lee
  • Publication number: 20210374705
    Abstract: The disclosed embodiments include computer-implemented systems and processes that perform operations that initiate, approve, and execute exchanges of data between network-connected systems, apparatuses, and devices in a computing environment. For example, a network-connected apparatus may receive a first value of a parameter that characterizes an exchange of data initiated at a terminal device, identify a second value of the parameter allocated to the client device. In response to a determination that the first parameter value exceeds the second parameter value, the apparatus may request, and receive, parameter data from an application program executed by the at least one processor. The parameter data may identify a third value of the parameter allocated to the client device by the executed application program, and the apparatus may authorize, based on the second and third parameter values, a performance of the initiated data exchange in accordance with the first parameter value.
    Type: Application
    Filed: August 11, 2021
    Publication date: December 2, 2021
    Inventors: Milos Dunjic, Perry Aaron Jones Haldenby, John Jong-Suk Lee
  • Publication number: 20210374282
    Abstract: A computer system and method for managing a data request interface. The system includes a memory associated with the data request interface and coupled to a processor. The memory includes processor-executable instructions of the method for managing the data request interface. The method includes: receiving, from a first client device, a first signal including a primary authorization credential associated with a data record and a second signal including a request to generate an alternate authorization credential for use by a software module. The alternate authorization credential is associated with data retrieval constraints. The method includes generating the alternate authorization credential and configuring the data request interface to impose the data retrieval constraints for constraining data operations on the data record upon receipt of the alternate authorization credential.
    Type: Application
    Filed: August 11, 2021
    Publication date: December 2, 2021
    Applicant: The Toronto-Dominion Bank
    Inventors: Milos DUNJIC, David Samuel TAX, Arthur Carroll CHOW, Peter Glen NAIRN, Edward James HOOD, Martin Albert LOZON, John Jong-Suk LEE, Arun Victor JAGGA
  • Publication number: 20210374708
    Abstract: The disclosed embodiments include computer-implemented systems, apparatuses, and processes that perform a real-time delegated approval of initiated data exchanges by network-connected devices. For example, an apparatus determines determine a value of a parameter that characterizes an exchange of data and a first data type involved in the data exchange, and generates and transmits a first signal to a communications device associated with a second data type available for use in the data exchange and associated with the first data type. The apparatus receives, from the communications device, a second signal that includes information indicative of an approval of the second data type for use in the data exchange, and in response to the received approval, the apparatus performs the data exchange using the second data type and in accordance with the parameter value.
    Type: Application
    Filed: August 11, 2021
    Publication date: December 2, 2021
    Inventors: Milos DUNJIC, Perry Aaron Jones HALDENBY, Arthur Carroll CHOW, David Samuel TAX, John Jong-Suk LEE, Arun Victor JAGGA
  • Patent number: 11188884
    Abstract: A system comprises a non-transitory machine readable storage medium storing instructions and a database identifying a plurality of assets and a state of each asset. The instructions configure a processor for receiving updates to a distributed electronic ledger managed by plural peer processors. Each update includes an event or change affecting one of the assets. The peer processors verify portions of the ledger describing each event or change. At least one of the updates has not yet been recorded in the ledger at a time of the receiving. The processor computes a state of each asset, based on the updates, receives a request for a state of one of the assets; and responds to the request, reflecting each event and change affecting that asset. The response is performed without waiting for the peer processors to verify an update that has not yet been recorded in the ledger.
    Type: Grant
    Filed: January 13, 2020
    Date of Patent: November 30, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Paul Mon-Wah Chan, Perry Aaron Jones Haldenby, John Jong Suk Lee
  • Patent number: 11188885
    Abstract: A system comprises a non-transitory machine readable storage medium storing instructions and a database identifying a plurality of assets and a state of each asset. The instructions configure a processor for receiving updates to a distributed electronic ledger managed by plural peer processors. Each update includes an event or change affecting one of the assets. The peer processors verify portions of the ledger describing each event or change. At least one of the updates has not yet been recorded in the ledger at a time of the receiving. The processor computes a state of each asset, based on the updates, receives a request for a state of one of the assets; and responds to the request, reflecting each event and change affecting that asset. The response is performed without waiting for the peer processors to verify an update that has not yet been recorded in the ledger.
    Type: Grant
    Filed: January 13, 2020
    Date of Patent: November 30, 2021
    Assignee: The Toronto-Dominion Bank
    Inventors: Paul Mon-Wah Chan, Perry Aaron Jones Haldenby, John Jong Suk Lee
  • Publication number: 20210359981
    Abstract: The disclosed exemplary embodiments include computer-implemented systems, apparatuses, and processes that, among other things, authenticate device identity and authorize exchanges of data in real-time based on dynamically generated cryptographic data. For example, an apparatus may receive a first signal that includes a first cryptogram associated with a client device, and may perform operations that authenticate an identity of the client device based on a comparison of the received first cryptogram and a second cryptogram generated by a computing system associated with an application program executed by the client device. In response to the authenticated identity, the apparatus may load profile data associated with the client device from a storage unit, and perform operations consistent with the profile data in accordance with the authenticated identity.
    Type: Application
    Filed: July 21, 2021
    Publication date: November 18, 2021
    Inventors: Dino Paul D'AGOSTINO, Perry Aaron Jones HALDENBY, Dean C.N. TSERETOPOULOS, Jeffrey Aaron ECKER, Adam Douglas McPHEE, Milos DUNJIC, John Jong-Suk LEE, Arun Victor JAGGA
  • Publication number: 20210357886
    Abstract: The disclosed embodiments include computer-implemented systems and processes that facilitate an initiation and a performance of one or more trustless transactions between counterparty devices operating within a trusted, secure computer-networking environment. For example, an apparatus may receive, through a touchscreen display unit, first data that identifies a session identifier associated with a transaction session, and may determine a validity of the session identifier based on the received first data. The apparatus may establish the transaction session in response to the determined validity of the session identifier. The transaction session may be associated with first and second operations characterized by values of corresponding parameters.
    Type: Application
    Filed: July 27, 2021
    Publication date: November 18, 2021
    Inventors: Stephen John McCANN, Perry Aaron Jones Haldenby, Arthur Carroll Chow, Eddie Cheuk Long Law, Haituyen Anthony Nguyen, Paul Mon-Wah Chan, John Jong Suk Lee, Rakesh Thomas Jethwa