Patents by Inventor John Kemper

John Kemper has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 10265249
    Abstract: A composition comprising a glyceride copolymer that may be combined with a fibrous structure, including a wipe.
    Type: Grant
    Filed: September 25, 2017
    Date of Patent: April 23, 2019
    Assignee: The Procter & Gamble Company
    Inventors: Randall Glenn Marsh, Thomas James Klofta, Victor Nicholas Vega, Philip Andrew Sawin, Beth Ann Schubert, Luke Andrew Zannoni, Joseph Jay Kemper, Robert John Strife, Jeffrey John Scheibel
  • Patent number: 10265434
    Abstract: The present invention relates to absorbent articles comprising species of glyceride copolymers that provide unexpectedly improved softening performance and formulability.
    Type: Grant
    Filed: September 25, 2017
    Date of Patent: April 23, 2019
    Assignee: The Procter & Gamble Company
    Inventors: Thomas James Klofta, Randall Glenn Marsh, Victor Nicholas Vega, Philip Andrew Sawin, Beth Ann Schubert, Luke Andrew Zannoni, Joseph Jay Kemper, Robert John Strife, Jeffrey John Scheibel
  • Patent number: 8299903
    Abstract: A combination light and sound producing fixture and combination screw-in light with speakers element is disclosed where the fixture is installed in a wall or ceiling or on a wall or ceiling. The light bulb/speaker can be screwed or secured into a standard light bulb socket. The sound producing elements is a coaxial arrangement of speakers having a low frequency transducer and one or more high frequency transducers that can be directed to emit sound in a particular direction. The fixture or bulb may further include digital signal processing to modify the sound to account for obstructions in or near the fixture. The surface of the sound transducer can be reflective in nature to provide focusing or diffusion of the light from the lighting elements. The lighting elements are incandescent, fluorescent or low voltage LED type that may include adjustment for lighting intensity and color.
    Type: Grant
    Filed: April 17, 2009
    Date of Patent: October 30, 2012
    Inventors: Edward H Haase, John Kemper Pasley
  • Publication number: 20090207607
    Abstract: A combination light and sound producing fixture and combination screw-in light with speakers element is disclosed where the fixture is installed in a wall or ceiling or on a wall or ceiling. The light bulb/speaker can be screwed or secured into a standard light bulb socket. The sound producing elements is a coaxial arrangement of speakers having a low frequency transducer and one or more high frequency transducers that can be directed to emit sound in a particular direction. The fixture or bulb may further include digital signal processing to modify the sound to account for obstructions in or near the fixture. The surface of the sound transducer can be reflective in nature to provide focusing or diffusion of the light from the lighting elements. The lighting elements are incandescent, fluorescent or low voltage LED type that may include adjustment for lighting intensity and color.
    Type: Application
    Filed: April 17, 2009
    Publication date: August 20, 2009
    Inventors: EDWARD H. HAASE, John Kemper Pasley
  • Publication number: 20070255655
    Abstract: A data construct represents a financial asset in a data processing system. The data construct comprises description data, a cash flow map, and process instructions. The description data further comprises creation, purpose, and transaction information data describing the financial asset. The cash flow map further comprises information on cash flows that flow into the financial asset. The process instructions include information on cash flow processing for the cash flows that flow into the financial asset.
    Type: Application
    Filed: April 11, 2007
    Publication date: November 1, 2007
    Inventors: John Kemper, F. Whipple, Timothy McLuckie
  • Publication number: 20070016520
    Abstract: A method for facilitating sale of a loan by a seller to a purchaser where the seller and the purchaser have an agreement regarding the sale of loans including terms and the loan has a set of loan data. The method includes determining a price for the loan prior to selling the loan to the purchaser. The price is based on at least the set of loan data and the terms for the agreement. The method also includes applying a set of business rules to the set of loan data prior to selling the loan to the purchaser to identify compliance with terms of the agreement and/or errors in the loan data.
    Type: Application
    Filed: September 22, 2006
    Publication date: January 18, 2007
    Inventors: John Gang, William Nolan, John Kemper, David Voth, Peter Kopperman
  • Publication number: 20050102226
    Abstract: The present description relates to a system and method of accounting for a mortgage related transaction comprises receiving data related to the mortgage related transaction, the mortgage related transaction being defined using a combination of attributes, and comparing the combination of attributes that define the transaction with a database of attribute combinations to determine the accounting treatment of the transaction.
    Type: Application
    Filed: December 16, 2004
    Publication date: May 12, 2005
    Inventors: Dror Oppenheimer, Maryann Bastnagel, Michael Quinn, John Kemper, John Simonds
  • Publication number: 20050102229
    Abstract: An Internet-enabled interface for receiving commitments to sell mortgage loans. The interface includes a plurality of loan commitment input fields configured to receive loan commitment data. The data input fields include at least a loan type input field, a commitment amount input field, and a commitment period input field. The interface further includes at least one loan commitment output field including loan commitment price information; and a loan commitment transaction button configured to initiate automatic processing of the loan commitment data to create a loan commitment.
    Type: Application
    Filed: December 16, 2004
    Publication date: May 12, 2005
    Inventors: John Kemper, William Nolan
  • Publication number: 20050102225
    Abstract: A data processing system for processing loan data for a plurality of loans including a data storage system configured to store loan data for the plurality of loans and a user interface including one or more web pages configured to enable a servicer using a remote computing system to transfer loan data over the Internet to and from the data processing system. The user interface includes a loan activity processing function configured to receive servicer loan data including loan activity data from the servicer, a trial balance processing function configured to enable the servicer to submit servicer loan data for comparison with the stored loan data, and a loan level browsing function configured to allow the servicer to view stored loan data.
    Type: Application
    Filed: December 16, 2004
    Publication date: May 12, 2005
    Inventors: Dror Oppenheimer, Maryann Bastnagel, John Kemper, John Simonds, Mark Mathewson, Navdeep Singh
  • Publication number: 20050080722
    Abstract: An online loan delivery system for receiving delivery of a mortgage loan from a seller of the mortgage loan includes an Internet-enabled user interface permitting the seller to access the online delivery system by way of the Internet or an Intranet, the user interface configured to provide web pages to receive the loan data, to receive a request from the seller to submit the loan data for processing in accordance with a delivery process and to display a set of results from the delivery process. The system also includes delivery logic configured to receive at least the loan data from the user interface, to process the loan data in accordance with the delivery process and to provide results of the delivery process to the user interface.
    Type: Application
    Filed: December 2, 2004
    Publication date: April 14, 2005
    Inventors: John Kemper, William Nolan