Abstract: In one embodiment, a collaborative platform to inform and facilitate an intelligent purchase decision is provided. The platform includes a point of sale device having a processor with a processor implementable widget for receiving customer data, the widget being configured to transmit the customer data to a host server remote from the point of sale device. The host server includes a processor implementable rating engine, the rating engine being configured to provide the customer specific information to a third party evaluator, perform a customer evaluation assessment based on third party customer information received from the third party evaluator, perform an item valuation based on the purchase price information and the item specific information, determine whether the customer is eligible to purchase an additional purchase item based on the customer evaluation assessment and the item valuation, and provide to the point of sale device offer data.

Abstract: The present invention provides various embodiments of a system and a process for updating e-mail and other forms of electronic messages via a change of address network. In one embodiment, the system includes a Sponsor Database (containing mailbox/address information utilized by a Sponsor to send information to a recipient) connected to a Network Server which receives updates of mailbox/address changes from recipients and, in certain embodiments, other Sponsors. In other embodiments, a Reconnection Manager facilitates the exchange of information between the Sponsors and the Network Server. Also, one embodiment of the process provides updated mailbox/address information to those Sponsors which a recipient has previously identified to the Network Server as being acceptable for receiving the update information.

Abstract: The present invention provides various embodiments of a system and a process for updating e-mail and other forms of electronic messages via a change of address network. In one embodiment, the system includes a Sponsor Database (containing mailbox/address information utilized by a Sponsor to send information to a recipient) connected to a Network Server which receives updates of mailbox/address changes from recipients and, in certain embodiments, other Sponsors. In other embodiments, a Reconnection Manager facilitates the exchange of information between the Sponsors and the Network Server. Also, one embodiment of the process provides updated mailbox/address information to those Sponsors which a recipient has previously identified to the Network Server as being acceptable for receiving the update information.