Patents by Inventor John L. OLIVER, III

John L. OLIVER, III has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Method and system for payment card authentication
    Patent number: 11961080
    Abstract: Method and systems for securely and accurately authenticating a payment card by using biometric information associated with an authorized user is provided. The method may be implemented by providing a payment card that includes a processor; a display area coupled to the processor and configured to hide account information when the payment card has not been authenticated and to display the account information for a predetermined time interval when the payment card is authenticated; a sensor coupled to the processor and configured to capture biometric information of a user; and a communication interface coupled to the processor and configured to facilitate wireless communication with a mobile smart phone.
    Type: Grant
    Filed: August 17, 2021
    Date of Patent: April 16, 2024
    Assignee: JPMORGAN CHASE BANK. N.A.
    Inventors: Syed Rizwan Ali, Ankita Mehta, Vandana S Dubay, Neela Mukherjee, A K M Nazmus Sakib, Marc Dilodovico, Robert Crooks, Howard Spector, John L Oliver, III
  • METHOD AND SYSTEM FOR PAYMENT CARD AUTHENTICATION
    Publication number: 20220327547
    Abstract: Method and systems for securely and accurately authenticating a payment card by using biometric information associated with an authorized user is provided. The method may be implemented by providing a payment card that includes a processor; a display area coupled to the processor and configured to hide account information when the payment card has not been authenticated and to display the account information for a predetermined time interval when the payment card is authenticated; a sensor coupled to the processor and configured to capture biometric information of a user; and a communication interface coupled to the processor and configured to facilitate wireless communication with a mobile smart phone.
    Type: Application
    Filed: August 17, 2021
    Publication date: October 13, 2022
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Syed Rizwan ALI, Ankita MEHTA, Vandana S DUBAY, Neela MUKHERJEE, A K M Nazmus SAKIB, Marc DILODOVICO, Robert CROOKS, Howard SPECTOR, John L OLIVER, III
  • Automated purchase card disable system and method
    Patent number: 11315107
    Abstract: Systems and methods for automatically enabling and disabling a purchase card based on predetermined preferences set by a cardholder are provided. The systems and methods enable users to set preferences in advance, and then automatically determine whether to accept or decline a transaction based on the preset preferences. The systems and methods may also implement a learning algorithm to develop preferences based on historical cardholder behavior.
    Type: Grant
    Filed: March 13, 2019
    Date of Patent: April 26, 2022
    Assignee: JPMORGAN CHASE BANK, N.A.
    Inventors: Nicholas Fisher, Dipak K. Mukhopadhyay, Howard Abramowitz, Gabriella M. Tolotta, Priyanka Malkoti, Noor Shadid, Edward Zlatsen, James P. White, III, John L. Oliver, III, Eric Han Kai Chang, Sudheer K. Vankadara
  • SYSTEM AND METHOD FOR IMPLEMENTING VEHICLE-BASED PAYMENT TOKENIZATION
    Publication number: 20200258074
    Abstract: Systems and methods for implementing vehicle-based payments are disclosed.
    Type: Application
    Filed: February 6, 2020
    Publication date: August 13, 2020
    Inventors: Eric Han Kai CHANG, James P. WHITE, III, Noor SHADID, John L. OLIVER, III, Erin Michelle PERRY, Daniel D. MCQUISTON, Saifuddin MERCHANT
  • AUTOMATED PURCHASE CARD DISABLE SYSTEM AND METHOD
    Publication number: 20190287094
    Abstract: Systems and methods for automatically enabling and disabling a purchase card based on predetermined preferences set by a cardholder are provided. The systems and methods enable users to set preferences in advance, and then automatically determine whether to accept or decline a transaction based on the preset preferences. The systems and methods may also implement a learning algorithm to develop preferences based on historical cardholder behavior.
    Type: Application
    Filed: March 13, 2019
    Publication date: September 19, 2019
    Applicant: JPMorgan Chase Bank, N.A.
    Inventors: Nicholas FISHER, Dipak K. MUKHOPADHYAY, Howard ABRAMOWITZ, Gabriella M. TOLOTTA, Priyanka MALKOTI, Noor SHADID, Edward ZLATSEN, James P. WHITE, III, John L. OLIVER, III, Eric Han Kai CHANG, Sudheer K. VANKADARA