Patents by Inventor John M. Bryant

John M. Bryant has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • Patent number: 11966982
    Abstract: Methods and systems for automatically mitigating risks of insurance-related events to a property are provided. According to certain aspects, a smart home controller or insurance provider remote processor may analyze data received from a plurality of smart devices disposed on, within, or proximate to a property, as well as data received from an insurance provider. If it is determined that an actual or potential risk of property damage exists, the smart home controller or insurance provider remote processor may automatically issue commands to one or more smart devices to take actions that mitigate the risk. The smart home controller may also transmit information about the actual or potential risks and any mitigative actions to an insurance provider. The insurance provider remote processor may interpret the transmitted data to perform insurance activities, such as providing a discount and/or adjusting an insurance premium or policy associated with the property.
    Type: Grant
    Filed: May 31, 2022
    Date of Patent: April 23, 2024
    Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
    Inventors: Ronny S. Bryant, Shawn M. Call, Daryoush Hakimi-Boushehri, John H. Weekes, Jennifer Criswell, Todd Binion, Jackie O. Jordan, II, Elisabeth McDermeit, John Donovan
  • Patent number: 11921724
    Abstract: A stream computing application may be configured to manage the flow of tuples through a section of an operator graph. A window may be generated over one or more stream operators. The window may include breakpoint thresholds that set the maximum flow of tuples within the window. The stream operators within the window may be monitored to determine the flow of tuples occurring within the window using tuple flow counts. The tuple flow counts may be compared to the breakpoint thresholds to determine whether a breakpoint condition has occurred. If a breakpoint condition has occurred, a tuple flow change may be implemented to reduce the flow of tuples within the window.
    Type: Grant
    Filed: September 14, 2018
    Date of Patent: March 5, 2024
    Assignee: International Business Machines Corporation
    Inventors: Michael J. Branson, Jay S. Bryant, James E. Carey, John M. Santosuosso
  • Patent number: 8036985
    Abstract: A method for pre-funding is disclosed. The method includes sending a plurality of pre-fund authorization requests to a buyer financial institution, and then receiving a plurality of responses to the pre-fund authorization requests from the buyer financial institution, where each response either accepts or declines a pre-fund authorization request. A funds transfer request is sent to the buyer financial institution, where the funds transfer request corresponds to a total value of the accepted pre-fund authorization requests. Notification that funds have transferred from the buyer financial institution in response to the funds transfer request is received. Then, the sending of the funds to a supplier financial institution is authorized.
    Type: Grant
    Filed: March 15, 2010
    Date of Patent: October 11, 2011
    Assignee: Visa International Service Association
    Inventors: William Reid, Keiron G. Lynch, Craig Swackhammer, M. Kathrina Novak, L. Ted Martinez, John M. Bryant
  • Publication number: 20100205092
    Abstract: A method for pre-funding is disclosed. The method includes sending a plurality of pre-fund authorization requests to a buyer financial institution, and then receiving a plurality of responses to the pre-fund authorization requests from the buyer financial institution, where each response either accepts or declines a pre-fund authorization request. A funds transfer request is sent to the buyer financial institution, where the funds transfer request corresponds to a total value of the accepted pre-fund authorization requests. Notification that funds have transferred from the buyer financial institution in response to the funds transfer request is received. Then, the sending of the funds to a supplier financial institution is authorized.
    Type: Application
    Filed: March 15, 2010
    Publication date: August 12, 2010
    Applicant: Visa International
    Inventors: William Reid, Keiron G. Lynch, Craig Swackhammer, M. Kathrina Novak, L. Ted Martinez, John M. Bryant
  • Patent number: 7711639
    Abstract: A method for pre-funding is disclosed. The method includes sending a plurality of pre-fund authorization requests to a buyer financial institution, and then receiving a plurality of responses to the pre-fund authorization requests from the buyer financial institution, where each response either accepts or declines a pre-fund authorization request. A funds transfer request is sent to the buyer financial institution, where the funds transfer request corresponds to a total value of the accepted pre-fund authorization requests. Notification that funds have transferred from the buyer financial institution in response to the funds transfer request is received. Then, the sending of the funds to a supplier financial institution is authorized.
    Type: Grant
    Filed: January 12, 2005
    Date of Patent: May 4, 2010
    Assignee: Visa International
    Inventors: William Reid, Keiron G. Lynch, Craig Swackhammer, M. Kathrina Novak, L. Ted Martinez, John M. Bryant