Patents by Inventor John M. Hillman

John M. Hillman has filed for patents to protect the following inventions. This listing includes patent applications that are pending as well as patents that have already been granted by the United States Patent and Trademark Office (USPTO).

  • System and method for funding an account and consolidating financial relationships
    Patent number: 7010509
    Abstract: The present invention is a method and system for providing for investments to be made on behalf of an individual by a financial institution based on the individual's overall relationship to the financial institution. The relationship consists of the number, types, and size of accounts the individual has with the financial institution and any other companies associated with the financial institution. In addition, the length of time the individual maintains any of the accounts is also considered in the relationship. The financial institution saves resources by retaining individual loyal to the financial institution with larger account amounts and then uses this savings to invest into an account that will increase in value over time so as to provide the individual with greater assets in the future.
    Type: Grant
    Filed: July 23, 1999
    Date of Patent: March 7, 2006
    Assignee: Citibank, N.A.
    Inventors: John M. Hillman, Andrew F. Schadt
  • SYSTEM AND METHOD FOR FUNDING AN ACCOUNT AND CONSOLIDATING FINANCIAL RELATIONSHIPS
    Publication number: 20030093342
    Abstract: The present invention is a method and system for providing for investments to be made on behalf of an individual by a financial institution based on the individual's overall relationship to the financial institution. The relationship consists of the number, types, and size of accounts the individual has with the financial institution and any other companies associated with the financial institution. In addition, the length of time the individual maintains any of the accounts is also considered in the relationship. The financial institution saves resources by retaining individual loyal to the financial institution with larger account amounts and then uses this savings to invest into an account that will increase in value over time so as to provide the individual with greater assets in the future.
    Type: Application
    Filed: July 23, 1999
    Publication date: May 15, 2003
    Inventors: JOHN M. HILLMAN, ANDREW F. SCHADT